Gavop shows you how to buy homeowners insurance in Manitou Springs, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Manitou Springs, CO - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Mount Esther Ave, W Howbert St, Olympic Rd, Twisted Oak Cir, Shelter Rock Rd, Paona St, Via Loma, Maple St, S Topeka Ave, Rockledge Ct | $142,500 | $130,000 | $125,000-$150,000 | $202,500 | $170,000 | $200,000-$250,000 |
| Hydro St, Bluff Dr, Via Piedras, Mountain Ln, Ute Pass Ave, Shoshone Rd, Pinon Ln, Fox Path Rd, el Paso Trl, Cedar Ln | $187,000 | $160,000 | $150,000-$175,000 | $238,500 | $220,000 | $250,000-$300,000 |
| Ridge Rd, Winnemucca Rd, Mica Ave, Foster Ave, High Rd, Alpine Trl, Arnold Dr, Columbia Ct, Via Maria Theresa, Wildwood Trl | $314,500 | $260,000 | $300,000-$350,000 | $353,500 | $320,000 | $400,000-$500,000 |
| Terrace Pl, Otoe Pl, Neeper Valley Rd, Sun Valley Ln, Chimney Rock Ln, Bearcreek Rd, Iron Rd, Beckers Ln, Kansas Ave, Priscilla Ln | $186,500 | $160,000 | $175,000-$200,000 | $262,000 | $210,000 | $250,000-$300,000 |
| Palmer Trl, Timpa Rd, Sugar Loaf Rd, Winter St, Holyoke St, Studio Pl, Wild Wood Rd, Summit Ridge, Heizer St, Skyline Cir | $117,500 | $100,000 | $100,000-$125,000 | $218,000 | $210,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$96 | $966 |
| Home and Two Car | -$170 | $892 |
| Home and Three Car | -$255 | $807 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| El Paso County | $2,000 | $1,214 | $3,214 | $882 | $2,882 | $332 |
| Manitou Springs, CO | $1,000 | $1,049 | $2,049 | $762 | $1,762 | $287 |
| Monument, CO | $400 | $1,045 | $1,445 | $760 | $1,160 | $286 |
| Victor, CO | $2,500 | $916 | $3,416 | $666 | $3,166 | $250 |
| Palmer Lake, CO | $300 | $1,307 | $1,607 | $950 | $1,250 | $357 |
| Williamsburg, CO | $2,000 | $961 | $2,961 | $699 | $2,699 | $263 |
| The Pinery, CO | $500 | $1,118 | $1,618 | $813 | $1,313 | $306 |
| Roxborough Park, CO | $2,000 | $974 | $2,974 | $708 | $2,708 | $266 |
| Pueblo, CO | $200 | $945 | $1,145 | $687 | $887 | $258 |
| Northeast Pueblo, CO | $700 | $801 | $1,501 | $582 | $1,282 | $219 |
| Acres Green, CO | $300 | $1,434 | $1,734 | $1,042 | $1,342 | $392 |
| Home Insurance Company Manitou Springs, CO | Homeowners Insurance Agency Manitou Springs, CO | Address | Popularity Score | Distance from Manitou Springs (miles) |
|---|---|---|---|---|
| State Farm | Travis Henderson | 384 Inverness Pkwy Ste 160, Englewood, CO, 80112-5868 | 48.8 | |
| Allstate | Rachel Moszer | 7600 Park Meadows Dr Ste 500, Lone Tree, CO, 80124 | 48.6 | |
| Farmers | Mark Olsen | 1870 Dublin Blvd Ste E, Colorado Springs, CO, 80918 | 8.0 | |
| Travelers | Averill Insurance Resource | 1223 Lake Plaza Dr Ste A, Colorado Springs, CO, 80906 | 7.2 | |
| Liberty Mutual Independent | The Young Insurance Group | 7200 E Dry Creek Rd Ste A-205, Centennial, CO, 80112 | 49.9 | |
| Liberty Mutual Independent | The Young Insurance Group | 7200 E Dry Crk Rd Unit A-205, Centennial, CO, 80112 | 49.9 | |
| State Farm | Neal Wilson | 209 E Kiowa Ave, Elizabeth, CO, 80107 | 38.7 | |
| Allstate | Dave Okes | 4901 E Dry Creek Rd Ste 214, Centennial, CO, 80122 | 49.9 | |
| Farmers | Amy Gehrett | 5555 Tech Center Dr Ste 110, Colorado Springs, CO, 80919 | 5.9 | |
| Farmers | Scott Robbins | 7120 E County Line Rd Ste 205, Highlands Ranch, CO, 80126 | 48.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| El Paso County, CO | $238,200 | $1,229 | $860 | $1,610 | $750 |
| Manitou Springs, CO | $319,700 | $1,061 | $740 | $1,390 | $650 |
| Monument, CO | $317,800 | $1,058 | $740 | $1,390 | $650 |
| Victor, CO | $105,100 | $927 | $650 | $1,210 | $560 |
| Palmer Lake, CO | $239,300 | $1,323 | $930 | $1,730 | $800 |
| Williamsburg, CO | $116,700 | $973 | $680 | $1,270 | $590 |
| The Pinery, CO | $448,300 | $1,132 | $790 | $1,480 | $690 |
| Roxborough Park, CO | $379,200 | $986 | $690 | $1,290 | $600 |
| Pueblo, CO | $123,000 | $956 | $670 | $1,250 | $580 |
| Northeast Pueblo, CO | $78,900 | $811 | $570 | $1,060 | $490 |
| Acres Green, CO | $292,100 | $1,451 | $1,020 | $1,900 | $880 |