Gavop shows you how to buy homeowners insurance in Vincent, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $72,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $82,500 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $198,500 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $98,500 | $80,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$69 | $796 |
| Home and Two Car | -$147 | $718 |
| Home and Three Car | -$208 | $658 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,319 |
| Hail Damage | $4,618 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,051 |
| Home Insurance Company Vincent, AL | Homeowners Insurance Agency Vincent, AL | Address | Popularity Score | Distance from Vincent (miles) |
|---|---|---|---|---|
| Allstate | Jay Barker Agency | 3000 Eagle Pt Corp Dr Ste 5, Birmingham, AL, 35242 | 13.1 | |
| State Farm | Holt Hathcock | 910 2nd Ave E, Oneonta, AL, 35121-2506 | 41.1 | |
| Farmers | Jerry Mcgaha | 198 Narrows Dr Ste 105, Birmingham, AL, 35242 | 12.9 | |
| State Farm | Matthew Maniscalco | 250 Davis Loop, Oxford, AL, 36203-3454 | 41.5 | |
| Travelers | Alabama Insurance Center Llc | 2402 Valleydale Rd, Birmingham, AL, 35244 | 18.2 | |
| State Farm | Pat Lowe | 2830 Crestwood Blvd, Birmingham, AL, 35210-1229 | 19.0 | |
| State Farm | Lloyd Payne | 2496 Rocky Ridge Rd, Vestavia, AL, 35243-2850 | 19.5 | |
| State Farm | Ron Carroll | 33594 Us Highway 280, Childersburg, AL, 35044-3012 | 8.2 | |
| State Farm | Aric Pohorelsky | 3100 Sunview Dr Ste 300, Vestavia, AL, 35243-5436 | 18.3 | |
| State Farm | Don Taylor | 1900 Crestwood Blvd Ste 105, Irondale, AL, 35210-2056 | 19.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $780 | $1,600 | $820 |
| Shelby County, AL | $199,500 | $1,302 | $900 | $1,860 | $960 |
| Vincent, AL | $106,800 | $865 | $630 | $1,240 | $610 |
| Westover, AL | $180,100 | $1,377 | $940 | $1,890 | $950 |
| Renfroe-Laniers, AL | $108,000 | $1,037 | $760 | $1,460 | $700 |
| Shoal Creek, AL | $424,500 | $2,129 | $1,450 | $2,920 | $1,470 |
| Indian Springs Village, AL | $335,600 | $1,825 | $1,310 | $2,590 | $1,280 |
| Clay, AL | $170,200 | $952 | $640 | $1,350 | $710 |
| Brighton, AL | $57,700 | $693 | $470 | $960 | $490 |
| Montevallo, AL | $111,400 | $887 | $610 | $1,260 | $650 |
| Smoke Rise, AL | $165,700 | $1,321 | $940 | $1,880 | $940 |