How Can I Make My Winnsboro, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Winnsboro, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Winnsboro, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $34,000 $30,000 $25,000-$50,000
2 Bedroom $72,000 $60,000 $50,000-$75,000
3 Bedroom $123,500 $110,000 $100,000-$125,000
4 Bedroom $131,000 $110,000 $125,000-$150,000
5 Bedroom $287,000 $250,000 $200,000-$250,000

Choose the Best Winnsboro, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 650-699 Credit Score <$25,000 3 Pets, Smoker $450
Full Time Job 600-649 Credit Score $75 to $100,000 More than 3 Pets at home, Non-Smoker $430
Retired 550-599 Credit Score No Income 1 Pet, Smoker $90

Choose the Right Deductible for your Winnsboro, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $100 $620 $720 $530 $630 $90
Wood County, TX $1,500 $400 $900 $340 $1,840 $-940
Winnsboro, TX $2,000 $420 $920 $350 $2,350 $-1,430
Gilmer, TX $200 $450 $650 $380 $580 $70
Ore City, TX $700 $470 $970 $400 $1,100 $-130
Morris County, TX $500 $280 $780 $230 $730 $50
Smith County, TX $2,000 $640 $1,140 $530 $2,530 $-1,390
Tira, TX $100 $320 $420 $270 $370 $50
Point, TX $1,000 $400 $900 $350 $1,350 $-450
Edgewood, TX $300 $490 $790 $400 $700 $90
Bogata, TX $2,500 $330 $830 $270 $2,770 $-1,940
Myrtle Springs, TX $200 $600 $800 $490 $690 $110
Biardstown, TX $700 $420 $920 $360 $1,060 $-140

Identify Top Home Insurance Agents near Winnsboro, TX | Back to Top

Home Insurance Company Winnsboro, TX Homeowners Insurance Agency Winnsboro, TX Address Popularity Score Distance from Winnsboro (miles)
Travelers Jim Toman Agency Inc 728 Wsw Loop 323, Tyler, TX, 75701
38.5
Allstate Simons & Company 406 North Main, Winnsboro, TX, 75494
5.8
Travelers Kelley Insurance Agency 117 E Gilmer St , Big Sandy, TX, 75755
22.2
Farmers Joe Williams 2308 W Gentry Pkwy, Tyler, TX, 75702
35.7
Allstate Tony Azzam 800 N Kilgore St, Kilgore, TX, 75662
40.5
Farmers John Berning 1217 S Broadway St, Sulphur Springs, TX, 75482
25.8
Liberty Mutual Independent Hill Insurance Agency Lp 113 N 4th St, Wills Point, TX, 75169
45.5
Travelers Billy R Martin Insurance Agency 2032 Republic Drive, Tyler, TX, 75701
39.9
State Farm Steve Straznicky 710 S Main St, Quitman, TX, 75783-1728
13.4
Farmers James Head 821 S Main St Ste 300, Winnsboro, TX, 75494
5.1

Compare Rates for Winnsboro, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $580 $380 $890 $510
Wood County, TX $103,800 $480 $320 $740 $420
Winnsboro, TX $88,900 $440 $290 $680 $390
Gilmer, TX $96,900 $530 $350 $820 $470
Ore City, TX $84,800 $480 $320 $740 $420
Morris County, TX $70,600 $300 $200 $460 $260
Smith County, TX $119,300 $580 $380 $890 $510
Tira, TX $80,000 $450 $300 $690 $390
Point, TX $95,800 $570 $380 $880 $500
Edgewood, TX $113,200 $590 $390 $910 $520
Bogata, TX $84,400 $380 $250 $590 $340
Myrtle Springs, TX $152,600 $660 $440 $1,020 $580
Biardstown, TX $88,300 $440 $290 $680 $390