How Can I Make My Winnsboro, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Winnsboro, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Winnsboro, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $34,000 $30,000 $25,000-$50,000
2 Bedroom $72,000 $60,000 $50,000-$75,000
3 Bedroom $123,500 $110,000 $100,000-$125,000
4 Bedroom $131,000 $110,000 $125,000-$150,000
5 Bedroom $287,000 $250,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Winnsboro, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$158 $896
Superior Protection Discount -$105 $949
Fire & Security Discount -$95 $959
Hail Resistant Roof Discount -$21 $1,033
Newly Constructed Home Discount -$221 $833

Choose the Right Deductible for your Winnsboro, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Wood County $1,500 $1,415 $2,915 $1,028 $2,528 $387
Winnsboro, TX $2,000 $1,042 $3,042 $757 $2,757 $285
Gilmer, TX $200 $993 $1,193 $721 $921 $271
Ore City, TX $700 $982 $1,682 $714 $1,414 $268
Morris County, TX $500 $1,007 $1,507 $732 $1,232 $275
Smith County, TX $2,000 $1,502 $3,502 $1,091 $3,091 $410
Tira, TX $100 $1,411 $1,511 $1,025 $1,125 $386
Point, TX $1,000 $1,474 $2,474 $1,071 $2,071 $403
Edgewood, TX $300 $1,574 $1,874 $1,144 $1,444 $430
Bogata, TX $2,500 $1,341 $3,841 $974 $3,474 $366
Biardstown, TX $700 $1,625 $2,325 $1,181 $1,881 $444

Identify Top Home Insurance Agents near Winnsboro, TX | Back to Top

Home Insurance Company Winnsboro, TX Homeowners Insurance Agency Winnsboro, TX Address Popularity Score Distance from Winnsboro (miles)
Travelers Jim Toman Agency Inc 728 Wsw Loop 323, Tyler, TX, 75701
38.5
Allstate Simons & Company 406 North Main, Winnsboro, TX, 75494
5.8
Travelers Kelley Insurance Agency 117 E Gilmer St , Big Sandy, TX, 75755
22.2
Farmers Joe Williams 2308 W Gentry Pkwy, Tyler, TX, 75702
35.7
Allstate Tony Azzam 800 N Kilgore St, Kilgore, TX, 75662
40.5
Farmers John Berning 1217 S Broadway St, Sulphur Springs, TX, 75482
25.8
Liberty Mutual Independent Hill Insurance Agency Lp 113 N 4th St, Wills Point, TX, 75169
45.5
Travelers Billy R Martin Insurance Agency 2032 Republic Drive, Tyler, TX, 75701
39.9
State Farm Steve Straznicky 710 S Main St, Quitman, TX, 75783-1728
13.4
Farmers James Head 821 S Main St Ste 300, Winnsboro, TX, 75494
5.1

Compare Rates for Winnsboro, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Wood County, TX $117,000 $1,432 $950 $2,210 $1,260
Winnsboro, TX $92,200 $1,054 $700 $1,620 $920
Gilmer, TX $103,900 $1,005 $660 $1,550 $890
Ore City, TX $116,300 $994 $660 $1,530 $870
Morris County, TX $82,300 $1,019 $670 $1,570 $900
Smith County, TX $144,800 $1,520 $1,000 $2,340 $1,340
Tira, TX $81,400 $1,428 $940 $2,200 $1,260
Point, TX $94,100 $1,492 $980 $2,300 $1,320
Edgewood, TX $117,600 $1,593 $1,050 $2,450 $1,400
Bogata, TX $68,700 $1,357 $900 $2,090 $1,190
Biardstown, TX $131,600 $1,645 $1,090 $2,530 $1,440