How Can I Make My Warwick, RI Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Warwick, RI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Warwick, RI Home Insurance Coverage Levels | Back to Top
| Warwick, RI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Meyers Ct, Child Ln, Canonchet Ln, Walnut St, Cathedral Rd, Englewood Ln, Talcott Ave, Palmer Ave, Burt St, N Pearson Dr | $239,000 | $210,000 | $200,000-$250,000 | $182,000 | $150,000 | $175,000-$200,000 |
| Barnard Rd, Wingate Ave, Fullerton Rd, Lorna Ave, Yellowstone Ave, Cornell Ave, Temple Ave, Fairway Ln, Guild Ave, Haverhill Ave | $155,500 | $140,000 | $150,000-$175,000 | $91,000 | $80,000 | $100,000-$125,000 |
| Horseneck Rd, Burr Ave, Kent Ave, Powhatan St, Whitehall Dr, Maryland Ave, Princeton Ave, Chester Ave, Old Lyme Dr, Passeonquis Dr | $207,000 | $170,000 | $200,000-$250,000 | $186,000 | $160,000 | $150,000-$175,000 |
| Speer St, Cross St, Jefferson St, Quaid Ln, Randall Ave, Kennedy Dr, Bugbee Ave, Colony Ave, Cedar St, Samuel Gorton Ave | $237,500 | $200,000 | $200,000-$250,000 | $105,500 | $90,000 | $100,000-$125,000 |
| Damon Ave, Nausauket Rd, Kenway Ave, Elmhurst St, Orient St, Crescendo Dr, Loveday St, Emery Ct, Toledo Ave, Arthur W Devine Blvd | $187,000 | $170,000 | $175,000-$200,000 | $129,000 | $110,000 | $125,000-$150,000 |
| Juniper Ave, Lakedell Dr, Circuit Dr, Tell St, Wee St, Summit St, Frederick St, Lee Ave, Ln 8, Vineyard Rd | $154,500 | $130,000 | $175,000-$200,000 | $173,500 | $160,000 | $125,000-$150,000 |
| Juliet St, 5th Ave, Riverside Ave, Pettaconsett Ave, Hartford Pl, Bolster Ave, Gilbert St, Coyle St, Overlook Dr, Oberlin Dr | $129,500 | $110,000 | $100,000-$125,000 | $147,500 | $140,000 | $125,000-$150,000 |
| Cliff Rd, Friendly Dr, Guilford Dr, Marple St, S Fair St, Buttonwoods Ave, Hilary St, Telmore Rd, Colby St, Tex Ct | $210,500 | $170,000 | $175,000-$200,000 | $202,500 | $160,000 | $175,000-$200,000 |
| Highland Rd, Anscot Ct, Astral St, Tyler St, Farnum Rd, Taylor Ln, Spofford Ave, Hornet Rd, Bruce Ln, Mill Cove Rd | $199,000 | $170,000 | $200,000-$250,000 | $234,500 | $210,000 | $175,000-$200,000 |
| Comma St, Ginger St, Spadina Ave, Silent Dr, Sweetfern Rd, Saint George Ct, Oakland Beach Ave, Orms St, Canfield Ct, Oak Dell Cir | $250,000 | $230,000 | $250,000-$300,000 | $157,000 | $140,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Warwick, RI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$205 | $875 |
| Superior Protection Discount | -$97 | $983 |
| Fire & Security Discount | -$97 | $983 |
| Hail Resistant Roof Discount | -$32 | $1,047 |
| Newly Constructed Home Discount | -$292 | $788 |
Choose the Right Deductible for your Warwick, RI Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kent County | $2,000 | $1,114 | $3,114 | $809 | $2,809 | $304 |
| Warwick, RI | $2,000 | $1,067 | $3,067 | $775 | $2,775 | $292 |
| Bristol County, RI | $100 | $1,479 | $1,579 | $1,075 | $1,175 | $404 |
| Scituate, RI | $1,500 | $955 | $2,455 | $694 | $2,194 | $261 |
| Sterling, CT | $400 | $1,060 | $1,460 | $770 | $1,170 | $290 |
| North Stonington, CT | $1,000 | $895 | $1,895 | $650 | $1,650 | $245 |
| Weweantic, MA | $300 | $1,057 | $1,357 | $768 | $1,068 | $289 |
| Groton Long Point, CT | $2,000 | $2,486 | $4,486 | $1,806 | $3,806 | $679 |
| Dukes County, MA | $100 | $1,021 | $1,121 | $742 | $842 | $279 |
| Cochituate, MA | $700 | $1,014 | $1,714 | $737 | $1,437 | $277 |
| Willington, CT | $100 | $781 | $881 | $568 | $668 | $213 |
| Boylston, MA | $1,500 | $1,438 | $2,938 | $1,045 | $2,545 | $393 |
Identify Top Home Insurance Agents near Warwick, RI | Back to Top
| Home Insurance Company Warwick, RI | Homeowners Insurance Agency Warwick, RI | Address | Popularity Score | Distance from Warwick (miles) |
|---|---|---|---|---|
| Travelers | Hunter Insurance Inc | 389 Old River Road, Manville, RI, 2838 | 18.7 | |
| Allstate | Cesar Loaiza | 187 Douglas Ave, Providence, RI, 2908 | 9.4 | |
| Allstate | Robert Bolton | 1845 Post Rd Ste B, Warwick, RI, 2886 | 2.3 | |
| Allstate | Simone Fargiorgio | 711 Quaker Ln, West Warwick, RI, 2893 | 4.5 | |
| Allstate | David R Costa | 1054 Reservoir Ave, Cranston, RI, 2910 | 5.2 | |
| Liberty Mutual Independent | Affiliated Insurance Managers | 935 Jefferson Blvd 935 Jefferson Blvd, Warwick, RI, 2886 | 1.9 | |
| Liberty Mutual Independent | Affiliated Insurance Managers | 935 Jefferson Blvd Suite 2001, Warwick, RI, 2886 | 2.0 | |
| Travelers | The Slocum Agency Inc | 1229 Greenwich Ave, Warwick, RI, 2886 | 2.1 | |
| Travelers | Oceanpoint Insurance Agency Inc | 26 Bosworth St, Barrington, RI, 2806 | 6.4 | |
| Travelers | Doorley Agency Inc | 17 Sixth Avenue, East Greenwich, RI, 2818 | 3.8 |
Compare Rates for Warwick, RI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Rhode Island | $242,200 | $1,321 | $960 | $1,860 | $900 |
| Kent County, RI | $212,600 | $1,127 | $810 | $1,570 | $760 |
| Warwick, RI | $199,000 | $1,080 | $730 | $1,490 | $760 |
| Bristol County, RI | $341,300 | $1,497 | $1,000 | $2,140 | $1,140 |
| Scituate, RI | $295,900 | $966 | $660 | $1,330 | $670 |
| Sterling, CT | $207,000 | $1,073 | $720 | $1,510 | $790 |
| North Stonington, CT | $278,100 | $906 | $650 | $1,250 | $600 |
| Weweantic, MA | $249,200 | $1,070 | $760 | $1,510 | $750 |
| Groton Long Point, CT | $733,000 | $2,516 | $1,790 | $3,550 | $1,760 |
| Dukes County, MA | $674,600 | $1,034 | $690 | $1,440 | $750 |
| Cochituate, MA | $608,400 | $1,027 | $740 | $1,450 | $710 |
| Willington, CT | $219,600 | $791 | $540 | $1,090 | $550 |
| Boylston, MA | $363,100 | $1,455 | $970 | $2,050 | $1,080 |
Research Home Insurance Companies Reviews in Warwick, RI Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: September 19, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
I give my insurance company a 5 as there customer service reps are always helpful and knowledgable about my policy. If I have any questions and they don't know the answer they will find the answer and cll me back in a timely manner.
Date: August 22, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I honestly don't know what the deductible is though I am sure that it is high. The thing about insurance companies is that they only charge so much because they know they can because it is required for home loans.
AAA Home Insurance Reviews
Date: September 09, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
Although the deductible is high, we know that a higher deductible means a cheaper monthly cost on our insurance policy.
GEICO Home Insurance Reviews
Date: July 20, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
HAVE NEVER HAD A PROBLEM WITH GEICO. ALWAYS AVAILBALE WHEN NEEDED AND WOULD RECOMMEND TO ANYONE PURCHASING HOME INSURANCE.