Gavop's guide to buying homeowners insurance in Sugar City, ID covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Sugar City, ID - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W First S, Dalling Dr, E 2nd S, E Moran View Rd, Palomino Dr, N 3519 W, Junkyard Rd, 100 N Rd, N Front St, Cutler Ave | $271,500 | $240,000 | $250,000-$300,000 | $322,500 | $270,000 | $350,000-$400,000 |
| N 3701 W, N 2nd E, Hansen Rd, Hibbard Church Rd, E Moody Rd, 2nd South St, McJon Ln, 1st E, Fremont Ave, Maupin Ln | $165,500 | $140,000 | $125,000-$150,000 | $244,000 | $230,000 | $250,000-$300,000 |
| Idaho Ave, E Appaloosa Dr, N 4458 W, W 1500 N, Lake Loizene Dr, E 3375 N, 2nd North St, S Pine Rd, W 5000 N, W 4313 N | $204,500 | $170,000 | $150,000-$175,000 | $348,000 | $310,000 | $350,000-$400,000 |
| Park Ave, N Salem Rd, N Fremont Ave, N 7000 E, W 3000 N, N 2000 W, S Teton Ave, E 3750 N, Front St, Butte Rd | $211,500 | $200,000 | $200,000-$250,000 | $195,000 | $160,000 | $200,000-$250,000 |
| E 3500 N, N 4000 W, Peterson Ln, Ferrell Rock Rd, N 2000 E, Sheepshed Rd, S Railroad Ave, N Teton, S 5th W, 1st South St | $159,500 | $150,000 | $150,000-$175,000 | $181,500 | $170,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$49 | $564 |
| Home and Two Car | -$104 | $509 |
| Home and Three Car | -$153 | $460 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Madison County | $1,000 | $618 | $1,618 | $449 | $1,449 | $169 |
| Sugar City, ID | $1,000 | $606 | $1,606 | $440 | $1,440 | $165 |
| Parker, ID | $400 | $525 | $925 | $381 | $781 | $143 |
| Rigby, ID | $2,500 | $572 | $3,072 | $415 | $2,915 | $156 |
| Ririe, ID | $200 | $584 | $784 | $424 | $624 | $160 |
| Ucon, ID | $1,500 | $657 | $2,157 | $477 | $1,977 | $179 |
| Iona, ID | $200 | $612 | $812 | $444 | $644 | $167 |
| Lincoln, ID | $2,500 | $593 | $3,093 | $431 | $2,931 | $162 |
| Mud Lake-Hamer, ID | $100 | $510 | $610 | $370 | $470 | $139 |
| Fremont County, ID | $1,000 | $668 | $1,668 | $486 | $1,486 | $183 |
| Idaho Falls West, ID | $100 | $645 | $745 | $469 | $569 | $176 |
| Irwin, ID | $2,500 | $621 | $3,121 | $452 | $2,952 | $170 |
| Home Insurance Company Sugar City, ID | Homeowners Insurance Agency Sugar City, ID | Address | Popularity Score | Distance from Sugar City (miles) |
|---|---|---|---|---|
| Travelers | The Hartwell Corporation | 1084 N Skyline Dr Idaho Falls, Idaho Falls, ID, 83402 | 27.1 | |
| Travelers | Archibald Insurance Center | 135 West Main, Rexburg, ID, 83440 | 4.0 | |
| Travelers | The Falls Insurance Center Inc | 885 S Holmes Ave Idaho Falls, Idaho Falls, ID, 83401 | 27.4 | |
| State Farm | Darin Thurman | 234 S State St Ste C, Rigby, ID, 83442-1426 | 13.9 | |
| Allstate | Spencer Johnson | 461 May St, Idaho Falls, ID, 83401 | 26.6 | |
| State Farm | Jory Inama | 1830 W Broadway St, Idaho Falls, ID, 83402-3044 | 27.7 | |
| Farmers | John Vinson | 1306 E 17th St, Idaho Falls, ID, 83404 | 27.6 | |
| Allstate | Mark Eldredge | 1775 E 17th St Ste A, Idaho Falls, ID, 83404 | 27.5 | |
| State Farm | Bobby Romander | 2677 E 17th St Ste 400, Ammon, ID, 83406-6612 | 27.3 | |
| Allstate | Zach Batte | 15 E Main St, Rexburg, ID, 83440 | 4.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $450 | $870 | $420 |
| Madison County, ID | $190,500 | $626 | $440 | $860 | $420 |
| Sugar City, ID | $201,300 | $613 | $440 | $850 | $410 |
| Parker, ID | $122,200 | $531 | $380 | $730 | $350 |
| Rigby, ID | $173,200 | $578 | $390 | $820 | $430 |
| Ririe, ID | $153,100 | $591 | $410 | $820 | $410 |
| Ucon, ID | $170,000 | $665 | $450 | $940 | $490 |
| Iona, ID | $171,000 | $619 | $410 | $870 | $460 |
| Lincoln, ID | $158,800 | $600 | $410 | $850 | $440 |
| Mud Lake-Hamer, ID | $115,900 | $516 | $370 | $710 | $340 |
| Fremont County, ID | $157,700 | $676 | $490 | $970 | $480 |
| Idaho Falls West, ID | $196,800 | $653 | $460 | $920 | $460 |
| Irwin, ID | $178,300 | $629 | $460 | $890 | $430 |