Gavop shows you how to buy homeowners insurance in Harrison, AR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $34,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $111,000 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $82,000 | $70,000 | $50,000-$75,000 |
| 4 Bedroom | $132,500 | $120,000 | $100,000-$125,000 |
| 5 Bedroom | $273,000 | $220,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$161 | $687 |
| Superior Protection Discount | -$85 | $763 |
| Fire & Security Discount | -$68 | $780 |
| Hail Resistant Roof Discount | -$17 | $831 |
| Newly Constructed Home Discount | -$170 | $678 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,464 |
| Hail Damage | $4,900 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,218 |
| Home Insurance Company Harrison, AR | Homeowners Insurance Agency Harrison, AR | Address | Popularity Score | Distance from Harrison (miles) |
|---|---|---|---|---|
| State Farm | Vikki Hudson | 130 W Industrial Park Rd, Harrison, AR, 72601-2206 | 0.7 | |
| State Farm | Derek Bell | 503 Eureka Ave, Berryville, AR, 72616-3837 | 26.7 | |
| Allstate | Kevin Smith | 121 W Industrial Park Rd Ste C, Harrison, AR, 72601 | 0.6 | |
| Liberty Mutual Independent | Affordable Insurance | 635 Highway 62 E, Mountain Home, AR, 72653 | 42.0 | |
| Allstate | Jana Cowgill | 401 S College St, Mountain Home, AR, 72653 | 41.8 | |
| Liberty Mutual Independent | Affordable Insurance | 635 Highwway 62 E, Mountain Home, AR, 72653 | 42.0 | |
| Liberty Mutual Independent | Affordable Insurance | 636 Highway 62 E, Mountain Home, AR, 72653 | 42.0 | |
| State Farm | James Boyett | 846 Highway 62 E, Mountain Home, AR, 72653-3212 | 42.2 | |
| State Farm | Jay Chafin | 747 N Cardinal Dr, Mountain Home, AR, 72653-3253 | 42.4 | |
| Liberty Mutual Independent | Campbell Insurance Agency Inc | 209 N Walnut St, Harrison, AR, 72601 | 1.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $770 | $1,560 | $790 |
| Boone County, AR | $116,600 | $1,003 | $690 | $1,410 | $720 |
| Harrison, AR | $101,800 | $848 | $580 | $1,160 | $580 |
| Lee, AR | $133,100 | $1,154 | $820 | $1,600 | $780 |
| Omaha, AR | $111,900 | $1,057 | $720 | $1,460 | $740 |
| Calf Creek, AR | $164,900 | $1,290 | $920 | $1,780 | $860 |
| Gilbert, AR | $216,700 | $1,490 | $1,060 | $2,040 | $980 |
| Flat Creek A, MO | $119,000 | $1,008 | $680 | $1,400 | $720 |
| Ponce de Leon, MO | $164,400 | $1,133 | $780 | $1,550 | $770 |
| Red Lick, AR | $111,200 | $1,054 | $730 | $1,470 | $740 |