Gavop tells you how to get the best homeowners insurance in Charlestown, PA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $148,000 | $120,000 | $125,000-$150,000 |
| 2 Bedroom | $301,500 | $270,000 | $250,000-$300,000 |
| 3 Bedroom | $390,000 | $370,000 | $300,000-$350,000 |
| 4 Bedroom | $581,000 | $540,000 | $400,000-$500,000 |
| 5 Bedroom | $828,500 | $720,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$174 | $793 |
| Superior Protection Discount | -$97 | $870 |
| Fire & Security Discount | -$68 | $899 |
| Hail Resistant Roof Discount | -$19 | $948 |
| Newly Constructed Home Discount | -$203 | $764 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chester County | $2,500 | $1,016 | $3,516 | $739 | $3,239 | $278 |
| Charlestown, PA | $2,000 | $955 | $2,955 | $694 | $2,694 | $261 |
| West Vincent, PA | $500 | $1,846 | $2,346 | $1,341 | $1,841 | $504 |
| Radnor, PA | $2,500 | $1,451 | $3,951 | $1,054 | $3,554 | $396 |
| Pike Creek Valley, DE | $100 | $750 | $850 | $545 | $645 | $205 |
| Mullica Hill, NJ | $2,000 | $984 | $2,984 | $715 | $2,715 | $269 |
| Hamburg, PA | $500 | $668 | $1,168 | $485 | $985 | $183 |
| West Hamburg, PA | $2,500 | $624 | $3,124 | $454 | $2,954 | $171 |
| North Catasauqua, PA | $400 | $738 | $1,138 | $536 | $936 | $202 |
| Mount Aetna, PA | $1,000 | $739 | $1,739 | $537 | $1,537 | $202 |
| White Horse, NJ | $100 | $759 | $859 | $552 | $652 | $208 |
| Lebanon, PA | $1,500 | $723 | $2,223 | $526 | $2,026 | $198 |
| Home Insurance Company Charlestown, PA | Homeowners Insurance Agency Charlestown, PA | Address | Popularity Score | Distance from Charlestown (miles) |
|---|---|---|---|---|
| Travelers | The Mae Group Inc | 612 Fayette Street Suite 1, Conshohocken, PA, 19428 | 13.7 | |
| State Farm | Steven Breinlinger | 7904 Germantown Ave Ste Ss, Philadelphia, PA, 19118-3545 | 19.2 | |
| Liberty Mutual Independent | Options Insurance Group | 305 Camp Hill Rd, Fort Washington, PA, 19034 | 19.8 | |
| State Farm | Ann J Haviland | 2760 Knights Rd, Bensalem, PA, 19020-3526 | 32.2 | |
| Allstate | James Fitzgerald | 38 N Waterloo Rd, Devon, PA, 19333 | 7.9 | |
| Nationwide | J Thomas Insurance Agency Llc | 562 Main St, Royersford, PA, 19468-2306 | 6.8 | |
| Liberty Mutual Independent | Weaver Insurance Corp | 2015 Hamilton St Ste 105, Allentown, PA, 18104 | 34.9 | |
| Farmers | Robert Dunn | 1000 Continental Dr Ste 500, King Of Prussia, PA, 19406 | 8.5 | |
| State Farm | Tom Ertell | 2605 Egypt Rd Ste 102-103, Trooper, PA, 19403-2317 | 8.8 | |
| State Farm | Aaron Dagostino | 620 Lancaster Ave Ste 1a, Berwyn, PA, 19312-1663 | 7.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,040 | $540 |
| Chester County, PA | $338,200 | $1,029 | $730 | $1,460 | $730 |
| Charlestown, PA | $405,600 | $967 | $710 | $1,380 | $670 |
| West Vincent, PA | $526,200 | $1,868 | $1,340 | $2,560 | $1,220 |
| Radnor, PA | $640,200 | $1,468 | $1,040 | $2,010 | $970 |
| Pike Creek Valley, DE | $254,800 | $759 | $600 | $1,010 | $410 |
| Mullica Hill, NJ | $276,900 | $996 | $680 | $1,370 | $690 |
| Hamburg, PA | $135,500 | $676 | $450 | $930 | $480 |
| West Hamburg, PA | $115,700 | $632 | $460 | $900 | $440 |
| North Catasauqua, PA | $171,300 | $747 | $530 | $1,040 | $510 |
| Mount Aetna, PA | $172,100 | $748 | $500 | $1,040 | $540 |
| White Horse, NJ | $231,600 | $769 | $550 | $1,080 | $530 |
| Lebanon, PA | $88,600 | $732 | $510 | $1,040 | $530 |