Gavop tells you how to get the best homeowners insurance in Itasca County, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $72,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $105,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $144,000 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $291,000 | $270,000 | $250,000-$300,000 |
| 5 Bedroom | $487,000 | $400,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$160 | $839 |
| Superior Protection Discount | -$90 | $909 |
| Fire & Security Discount | -$80 | $919 |
| Hail Resistant Roof Discount | -$20 | $979 |
| Newly Constructed Home Discount | -$200 | $799 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Itasca County | $2,500 | $987 | $3,487 | $718 | $3,218 | $270 |
| Itasca County, MN | $2,500 | $987 | $3,487 | $718 | $3,218 | $270 |
| Wabana, MN | $100 | $1,246 | $1,346 | $905 | $1,005 | $340 |
| Lake Jessie, MN | $2,000 | $936 | $2,936 | $680 | $2,680 | $256 |
| Grand Rapids, MN | $200 | $816 | $1,016 | $593 | $793 | $223 |
| Wahnena, MN | $1,000 | $1,252 | $2,252 | $910 | $1,910 | $342 |
| Trout Lake, MN | $200 | $1,093 | $1,293 | $794 | $994 | $299 |
| Spang, MN | $700 | $1,046 | $1,746 | $760 | $1,460 | $286 |
| East Cass, MN | $500 | $1,130 | $1,630 | $821 | $1,321 | $309 |
| Moose Park, MN | $1,000 | $850 | $1,850 | $617 | $1,617 | $232 |
| Thunder Lake, MN | $300 | $1,381 | $1,681 | $1,004 | $1,304 | $377 |
| Longville, MN | $1,500 | $1,234 | $2,734 | $897 | $2,397 | $337 |
| Home Insurance Company Itasca County, MN | Homeowners Insurance Agency Itasca County, MN | Address | Popularity Score | Distance from Itasca County (miles) |
|---|---|---|---|---|
| State Farm | Allison Kreibich | 820 9th St N Ste 110, Virginia, MN, 55792-2300 | 49.9 | |
| Farmers | Scott Daniels | 302 E Howard St Ste 318, Hibbing, MN, 55746 | 31.8 | |
| State Farm | Kyle Casey | 799 S Pokegama Ave, Grand Rapids, MN, 55744-3932 | 18.9 | |
| State Farm | Tim Johnson | 120 N Highway 53, Cook, MN, 55723-8100 | 49.6 | |
| State Farm | Terry Lavalle | 516 Nw 4th Ave, Grand Rapids, MN, 55744-2548 | 17.9 | |
| Travelers | Itasca Reliable Insurance Agency | 1121 E Hwy 169 Grand Rapids, Grand Rapids, MN, 55744 | 18.2 | |
| Travelers | Itasca Reliable Insurance Agency | 1121 East Us Hwy 169, Grand Rapids, MN, 55744 | 18.2 | |
| State Farm | Mary Samuelson | 1102 S 8 Street, Virginia, MN, 55792-0117 | 49.7 | |
| Allstate | The Francis Agency | 106 S Riv Po Box 157, Cook, MN, 55723 | 49.8 | |
| Farmers | Jenifer Ivanca | 26 W Lake St, Chisholm, MN, 55719 | 34.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $820 | $1,660 | $840 |
| Itasca County, MN | $156,100 | $999 | $680 | $1,390 | $710 |
| Itasca County, MN | $156,100 | $999 | $730 | $1,380 | $650 |
| Wabana, MN | $222,800 | $1,261 | $860 | $1,730 | $870 |
| Lake Jessie, MN | $133,600 | $947 | $670 | $1,300 | $630 |
| Grand Rapids, MN | $141,800 | $826 | $600 | $1,130 | $530 |
| Wahnena, MN | $225,000 | $1,267 | $860 | $1,760 | $900 |
| Trout Lake, MN | $173,800 | $1,106 | $800 | $1,560 | $760 |
| Spang, MN | $160,900 | $1,059 | $720 | $1,510 | $790 |
| East Cass, MN | $185,000 | $1,144 | $810 | $1,590 | $780 |
| Moose Park, MN | $115,000 | $860 | $590 | $1,190 | $600 |
| Thunder Lake, MN | $271,700 | $1,398 | $960 | $1,990 | $1,030 |
| Longville, MN | $218,800 | $1,249 | $900 | $1,770 | $870 |