Gavop's guide to buying homeowners insurance in Moore County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $110,500 | $90,000 | $125,000-$150,000 |
| 3 Bedroom | $132,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $145,500 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $323,000 | $260,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $833 |
| Superior Protection Discount | -$87 | $881 |
| Fire & Security Discount | -$68 | $901 |
| Hail Resistant Roof Discount | -$29 | $939 |
| Newly Constructed Home Discount | -$242 | $726 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Moore County | $700 | $957 | $1,657 | $695 | $1,395 | $261 |
| Moore County, TX | $2,000 | $957 | $2,957 | $695 | $2,695 | $261 |
| Dumas, TX | $300 | $969 | $1,269 | $704 | $1,004 | $265 |
| Canadian River Breaks, TX | $400 | $952 | $1,352 | $692 | $1,092 | $260 |
| Hutchinson County, TX | $2,000 | $981 | $2,981 | $713 | $2,713 | $268 |
| Stratford, TX | $400 | $1,441 | $1,841 | $1,047 | $1,447 | $394 |
| Borger, TX | $700 | $981 | $1,681 | $713 | $1,413 | $268 |
| Dalhart, TX | $100 | $994 | $1,094 | $723 | $823 | $272 |
| Vega, TX | $2,000 | $1,445 | $3,445 | $1,050 | $3,050 | $395 |
| Texhoma, OK | $500 | $1,042 | $1,542 | $757 | $1,257 | $285 |
| White Deer-Groom, TX | $2,500 | $1,473 | $3,973 | $1,071 | $3,571 | $403 |
| Home Insurance Company Moore County, TX | Homeowners Insurance Agency Moore County, TX | Address | Popularity Score | Distance from Moore County (miles) |
|---|---|---|---|---|
| State Farm | Jeff Bara | 1203 S Grand St, Amarillo, TX, 79104-2735 | 44.3 | |
| Farmers | Aaron Cappilla | 432 Weatherly St, Borger, TX, 79007 | 30.4 | |
| Farmers | Lupe Laird | 1201 S Polk St Spc 100, Amarillo, TX, 79101 | 43.8 | |
| Liberty Mutual Independent | Upshaw Insurance Agency Inc | 801 S Fillmore St, Ste 300, Amarillo, TX, 79101 | 43.6 | |
| Farmers | Jessica Hunnicutt | 4600 W I 40 Ste 303, Amarillo, TX, 79106 | 44.4 | |
| State Farm | Don Tipps | 2700 S Western St Ste 1500, Amarillo, TX, 79109-1547 | 44.8 | |
| Farmers | Adele Bryan | 5408 Bell St Ste 304b, Amarillo, TX, 79109 | 47.3 | |
| State Farm | Rhonda Kimbrough | 3314 Olsen Blvd, Amarillo, TX, 79109-3015 | 44.9 | |
| State Farm | Jason Chafe | 1722 S Western St, Amarillo, TX, 79106-5927 | 44.1 | |
| State Farm | Shannon Brooks | 2001 S Washington St, Amarillo, TX, 79109-2414 | 44.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Moore County, TX | $106,400 | $968 | $640 | $1,490 | $850 |
| Moore County, TX | $106,400 | $968 | $640 | $1,490 | $850 |
| Dumas, TX | $110,900 | $980 | $650 | $1,510 | $860 |
| Canadian River Breaks, TX | $172,600 | $964 | $640 | $1,480 | $840 |
| Hutchinson County, TX | $75,500 | $993 | $660 | $1,530 | $870 |
| Stratford, TX | $87,200 | $1,458 | $960 | $2,250 | $1,290 |
| Borger, TX | $75,800 | $993 | $660 | $1,530 | $870 |
| Dalhart, TX | $97,200 | $1,006 | $660 | $1,550 | $890 |
| Vega, TX | $88,200 | $1,463 | $970 | $2,250 | $1,280 |
| Texhoma, OK | $73,300 | $1,055 | $750 | $1,490 | $740 |
| White Deer-Groom, TX | $93,900 | $1,491 | $980 | $2,300 | $1,320 |