Gavop shows you how to buy homeowners insurance in Luling, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Luling, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pr 1112, Lincoln St, S Hwy 183, Watkins St, Sandy Ranch Rd, Co Rd 141, Co Rd 145C, W Newton St, Washburn Rd, Reed Creek Dr | $210,500 | $170,000 | $150,000-$175,000 | $115,000 | $100,000 | $125,000-$150,000 |
| Mineral Springs Rd, Parkview Dr, Hillview Dr, Kirksey St, Co Rd 155, Co Rd Rw, Park Ave, Sycamore St, Rosanky, Soda Springs Rd | $121,000 | $100,000 | $125,000-$150,000 | $78,500 | $60,000 | $75,000-$100,000 |
| Co Rd 134, Blanco Ave, Wolf Run Rd, W Crockett St, Kirk Corner Rd, Rivercrest Dr, Co Rd 150, Country Oak Dr, Co Rd 133, Carter Cir | $114,500 | $100,000 | $100,000-$125,000 | $58,500 | $50,000 | $25,000-$50,000 |
| Co Rd 302, Co Rd 155A, Cherry Ave, Co Rd 144, Mulecreek Rd, Hackberry Ave, Bellaire St, Spruce Ave, N Hackberry Ave, W Fannin St | $136,500 | $110,000 | $125,000-$150,000 | $125,500 | $100,000 | $125,000-$150,000 |
| Co Rd 307, Robin Ln, Co Rd 115, Goliad St, Rains Ln, Stairtown Rd, Hoover St, W Jones St, Old Colony Line Rd, Silvermine Rd | $157,000 | $130,000 | $125,000-$150,000 | $130,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $853 |
| Superior Protection Discount | -$89 | $902 |
| Fire & Security Discount | -$109 | $882 |
| Hail Resistant Roof Discount | -$20 | $972 |
| Newly Constructed Home Discount | -$268 | $724 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,344 |
| Hail Damage | $4,900 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,051 |
| Home Insurance Company Luling, TX | Homeowners Insurance Agency Luling, TX | Address | Popularity Score | Distance from Luling (miles) |
|---|---|---|---|---|
| State Farm | Trish Vecchio | 729 E Slaughter Ln Apt E, Austin, TX, 78744-2142 | 31.7 | |
| State Farm | Todd Durflinger | 2608 W Pecan St Fm 1825 Suite 102, Pflugerville, TX, 78660 | 48.5 | |
| State Farm | Jane Mcquiggin-Hutson | 2307 W Parmer Ln, Austin, TX, 78727-4333 | 46.9 | |
| Travelers | Hermes Insurance Agency | 399 W San Antonio St, New Braunfels, TX, 78130 | 35.9 | |
| Travelers | The Insurance Team | 117 White Oak St, Lockhart, TX, 78644 | 11.7 | |
| State Farm | Robert Ndegwa | 1200 W Howard Ln Ste F, Austin, TX, 78753-9714 | 47.0 | |
| State Farm | Dick Cohalla | 11005 Burnet Rd Ste 114, Austin, TX, 78758-4440 | 45.6 | |
| Travelers | Siegeler Insurance Agency Inc | 172 W Austin St, Giddings, TX, 78942 | 46.4 | |
| State Farm | Rebecca Pulliam | 203 S Main St, Lockhart, TX, 78644-2742 | 12.3 | |
| State Farm | Larry Evins | 4534 West Gate Blvd Ste 202, Austin, TX, 78745-1468 | 36.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Caldwell County, TX | $124,300 | $1,457 | $960 | $2,240 | $1,280 |
| Luling, TX | $115,200 | $992 | $650 | $1,530 | $880 |
| Kyle, TX | $165,800 | $954 | $630 | $1,470 | $840 |
| Creedmoor, TX | $221,900 | $1,883 | $1,240 | $2,900 | $1,660 |
| Manchaca, TX | $245,200 | $1,934 | $1,280 | $2,980 | $1,700 |
| Schertz-Cibolo, TX | $191,700 | $989 | $650 | $1,520 | $870 |
| West Lake Hills, TX | $865,300 | $1,001 | $660 | $1,540 | $880 |
| Manor, TX | $151,000 | $974 | $640 | $1,500 | $860 |
| Hallettsville, TX | $158,200 | $986 | $650 | $1,520 | $870 |
| The Hills, TX | $495,500 | $864 | $570 | $1,330 | $760 |
| Converse, TX | $140,200 | $955 | $630 | $1,470 | $840 |