Gavop's guide to buying homeowners insurance in Beulah, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $94,500 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $102,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $182,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $216,500 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$153 | $697 |
| Superior Protection Discount | -$77 | $774 |
| Fire & Security Discount | -$77 | $774 |
| Hail Resistant Roof Discount | -$17 | $833 |
| Newly Constructed Home Discount | -$221 | $629 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lee County | $2,500 | $1,180 | $3,680 | $857 | $3,357 | $322 |
| Beulah, AL | $700 | $840 | $1,540 | $611 | $1,311 | $230 |
| Lanett, AL | $500 | $776 | $1,276 | $564 | $1,064 | $212 |
| Little Texas-Society Hill, AL | $2,500 | $766 | $3,266 | $556 | $3,056 | $209 |
| Muscogee County, GA | $300 | $893 | $1,193 | $649 | $949 | $244 |
| Shiloh, GA | $1,000 | $905 | $1,905 | $658 | $1,658 | $247 |
| Reeltown, AL | $300 | $983 | $1,283 | $714 | $1,014 | $269 |
| Fort Davis, AL | $1,000 | $860 | $1,860 | $625 | $1,625 | $235 |
| Woodland, GA | $300 | $650 | $950 | $472 | $772 | $178 |
| Manchester, GA | $1,000 | $832 | $1,832 | $604 | $1,604 | $227 |
| Marion County, GA | $500 | $610 | $1,110 | $443 | $943 | $167 |
| Gay, GA | $1,500 | $665 | $2,165 | $483 | $1,983 | $182 |
| Home Insurance Company Beulah, AL | Homeowners Insurance Agency Beulah, AL | Address | Popularity Score | Distance from Beulah (miles) |
|---|---|---|---|---|
| Travelers | Dark Insurance Agency Inc | 410 Hillabee St, Alexander City, AL, 35011 | 45.4 | |
| Allstate | Prewett Insurance Group | 1849 Ogletree Rd Ste 300, Auburn, AL, 36830 | 13.5 | |
| Allstate | Dee C Madison | 1444 Opelika Rd, Auburn, AL, 36830 | 13.1 | |
| Travelers | Tri County Insurance | 1434 Opelika Rd Ste C, Auburn, AL, 36830 | 13.1 | |
| State Farm | Tom Bryan | 1819 Pepperell Pkwy, Opelika, AL, 36801-5475 | 9.9 | |
| Farmers | Laraine Anglin | 3355 Highway 431 Ste 12, Roanoke, AL, 36274 | 33.4 | |
| State Farm | Janice Henderson | 2310 Crawford Rd Ste 101, Phenix City, AL, 36867-3612 | 18.7 | |
| Allstate | Michael Cook | 601 1st Ave Ste A, Opelika, AL, 36801 | 8.5 | |
| Farmers | Diana Welch | 802 S Gilmer Ave, Lanett, AL, 36863 | 12.9 | |
| State Farm | Donny Holley | 2105 S Broad Ave Ste A, Lanett, AL, 36863-3117 | 12.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $840 | $1,650 | $810 |
| Lee County, AL | $157,100 | $1,194 | $810 | $1,680 | $870 |
| Beulah, AL | $137,800 | $850 | $570 | $1,220 | $650 |
| Lanett, AL | $91,500 | $785 | $570 | $1,080 | $510 |
| Little Texas-Society Hill, AL | $68,400 | $775 | $530 | $1,100 | $570 |
| Muscogee County, GA | $140,200 | $904 | $640 | $1,280 | $640 |
| Shiloh, GA | $134,000 | $916 | $610 | $1,250 | $640 |
| Reeltown, AL | $101,100 | $995 | $690 | $1,360 | $670 |
| Fort Davis, AL | $81,700 | $870 | $640 | $1,240 | $600 |
| Woodland, GA | $85,400 | $658 | $480 | $900 | $420 |
| Manchester, GA | $75,100 | $842 | $560 | $1,200 | $640 |
| Marion County, GA | $86,300 | $618 | $450 | $880 | $430 |
| Gay, GA | $87,800 | $673 | $480 | $960 | $480 |