How Can I Make My Port St. Lucie, FL Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Port St. Lucie, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No


Select the Suitable Coverage Value for your Port St. Lucie, FL Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $55,000 $50,000 $50,000-$75,000
2 Bedroom $132,500 $110,000 $150,000-$175,000
3 Bedroom $122,500 $110,000 $100,000-$125,000
4 Bedroom $165,500 $140,000 $150,000-$175,000
5 Bedroom $270,500 $240,000 $250,000-$300,000

Bundle your Port St. Lucie, FL Auto & Home Insurance from the Same Company | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home and One Car -$90 $912
Home and Two Car -$170 $832
Home and Three Car -$250 $751

Choose the Right Deductible for your Port St. Lucie, FL Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
St. Lucie County $2,000 $1,262 $3,262 $917 $2,917 $345
Port St. Lucie, FL $2,500 $990 $3,490 $719 $3,219 $270
Palm City, FL $300 $922 $1,222 $670 $970 $252
Fort Pierce, FL $1,000 $1,008 $2,008 $733 $1,733 $275
St. Lucie Village, FL $400 $2,414 $2,814 $1,754 $2,154 $660
Port Salerno-Hobe Sound, FL $1,500 $1,493 $2,993 $1,085 $2,585 $408
West Vero Corridor, FL $300 $650 $950 $472 $772 $178
Cypress Quarters, FL $1,500 $907 $2,407 $659 $2,159 $248
Jupiter Inlet Colony, FL $300 $620 $920 $450 $750 $169
Lake Park, FL $2,000 $1,033 $3,033 $750 $2,750 $282
Royal Palm Beach, FL $500 $1,305 $1,805 $948 $1,448 $357
Lake Belvedere Estates, FL $700 $1,487 $2,187 $1,081 $1,781 $406

Identify Top Home Insurance Agents near Port St. Lucie, FL | Back to Top

Home Insurance Company Port St. Lucie, FL Homeowners Insurance Agency Port St. Lucie, FL Address Popularity Score Distance from Port St. Lucie (miles)
Travelers Hsbr Insurance Inc 9055 Se Bridge Rd, Hobe Sound, FL, 33455
21.7
State Farm Sarah Mclendon 11891 Us Highway 1, North Palm Beach, FL, 33408-2864
35.8
Allstate Doris Cornacchio 949 Ne Jensen Beach Blvd, Jensen Beach, FL, 34957
9.2
Allstate Tom Neumann 3460 Fairlane Farms Rd Ste 2, Wellington, FL, 33414
45.6
Travelers Insurance Offices Of The Palm Beaches 11211 Prosperity Farms Rd Ste B106 , Palm Beach Gardens, FL, 33410
35.9
Allstate Clay A. Ellwood 3047 S Us Highway 1, Fort Pierce, FL, 34982
9.7
Travelers Gallo Insurance Agency 4360 Northlake Blvd Ste 214 , Palm Beach Gardens, FL, 33410
36.9
Travelers Angeless Insurance Group Inc 1855 Indian Rd Ste 204, West Palm Beach, FL, 33409
43.3
Travelers Jaguar Insurance 215 S Federal Highway 203, Stuart, FL, 34994
9.7
Allstate Roy Childs 1707 Nw Federal Hwy, Stuart, FL, 34994
8.2

Compare Rates for Port St. Lucie, FL Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Florida $178,700 $1,605 $1,250 $2,150 $900
St. Lucie County, FL $150,700 $1,277 $1,000 $1,710 $710
Port St. Lucie, FL $162,700 $1,002 $780 $1,340 $560
Palm City, FL $306,000 $933 $730 $1,250 $520
Fort Pierce, FL $103,100 $1,020 $800 $1,370 $570
St. Lucie Village, FL $311,400 $2,443 $1,910 $3,270 $1,360
Port Salerno-Hobe Sound, FL $222,100 $1,511 $1,180 $2,030 $850
West Vero Corridor, FL $56,900 $658 $510 $880 $370
Cypress Quarters, FL $76,700 $918 $720 $1,230 $510
Jupiter Inlet Colony, FL $1,100,000 $627 $490 $840 $350
Lake Park, FL $158,300 $1,045 $820 $1,400 $580
Royal Palm Beach, FL $232,700 $1,321 $1,030 $1,770 $740
Lake Belvedere Estates, FL $163,600 $1,505 $1,170 $2,020 $850

Research Home Insurance Companies Reviews in Port St. Lucie, FL Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: April 02, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I am incredibly satisfied with my home insurance company's service because they get back to us quickly and always keep our rates low.

Date: September 19, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
I like the mobile app I can pay my bill monthly and also view my coverage on my phone.

Date: August 09, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
allstate has the best coverage and cheapest rates compared to all the other companies and have been around for a long time and excellent customer service.

Date: May 30, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
The customer service is very excellent and they are friendly polite easy to deal with and answer all my questions.

Date: May 09, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
There is nothing I dislike about my current insurance company everything is good.

Date: November 19, 2017    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Garage, tools, personal belongings, I also have liability protection, covers hotel bills, restaurant bills if I'm not able to stay at the home.


Assurant Specialty Property Home Insurance Reviews

Date: December 12, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
The company has relatively good deductibles and premiums. I would also add that they were quick to take care of a claim I had a few weeks ok.


Date: August 24, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
The website is simple, concise and easy to navigate through. Everything is a breeze and all that information that you could possibly need is there!

Date: August 23, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
For the price, everything that I own is covered by my policy. I don't have to pick and choose what's more important. If its mine, it's covered.

Date: August 14, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
I have not had to deal with customer service yet, that is a positive to me. Everything that I've needed, I've been able to find on the site.

Date: August 04, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Customer Service
The premium is very good. What's better is the payment plan that is set up for the year. I have no complaints here.

Date: July 31, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
All of my belongings are covered by my policy. My replacement minimum is up to 500,000. This is very good because there is nothing in my townhome that is remotely close to this.


Security First Home Insurance Home Insurance Reviews

Date: August 01, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
sometimes they can be a little slow but in reality they are cautious and so they do not make mistakes in their things and there are no mistakes when it comes to needing them

Date: July 28, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
well I do not have anything bad to say except that sometimes they can be a little slow but of rest everything very well

Date: May 12, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
They have a great quality, they are very versatile since they are a good organization very good in what they do

Date: January 15, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
Their great organization is unpredictable because they are very concerned about their work and they like what they do because they enjoy doing it.

Date: November 19, 2017    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
It is very good I like my provider very much because it is very safe and simple and has a great feasibility when it is needed


USAA Home Insurance Reviews

Date: November 05, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
The app is easy to use and everything is laid out nicely in most cases. I'd like to find my policies a bit easier, but it is not bad as is.

Citizens Property Insurance Home Insurance Reviews

Date: November 24, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
I've also never really thought about the product offerings within my home insurance company as compared to other insurance providers. I know that we have the necessary coverage to secure our mortgage.


Kilbride Insurance Home Insurance Reviews

Date: December 31, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Policy Offerings
For the coverage I have purchased, it does not cover much. I have even had to sign a rider to my policy which doesn't cover my roof because it is about fifty years old.


State Farm Home Insurance Reviews

Date: February 13, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Premium
I have nothing else to compare my premium payments to, except the occasional chat with friends. I am perfectly satisfied with my premium amount.