How Can I Make My Hardeman County, TX Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Hardeman County, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Hardeman County, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $28,500 $20,000 $25,000-$50,000
2 Bedroom $85,500 $80,000 $75,000-$100,000
3 Bedroom $86,500 $70,000 $75,000-$100,000
4 Bedroom $127,000 $120,000 $125,000-$150,000
5 Bedroom $134,000 $120,000 $150,000-$175,000

Choose the Best Hardeman County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 500-549 Credit Score No Income 1 Pet, Smoker $430
Freelancer 800-850 Credit Score <$25,000 No Pets, Non-Smoker $420
Part Time Job 700-749 Credit Score <$25,000 2 Pets, Non-Smoker $90

Choose the Right Deductible for your Hardeman County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $400 $720 $1,120 $610 $1,010 $110
Hardeman County, TX $1,000 $170 $670 $140 $1,140 $-470
Hardeman County, TX $700 $230 $730 $190 $890 $-160
Chillicothe, TX $500 $200 $700 $160 $660 $40
Crowell, TX $1,500 $140 $640 $120 $1,620 $-980
Childress, TX $400 $210 $610 $170 $570 $40
Dodson, TX $2,500 $70 $570 $50 $2,550 $-1,980
Altus, OK $400 $440 $840 $370 $770 $70
Harrold-Oklaunion, TX $700 $140 $640 $120 $820 $-180
Benjamin, TX $400 $270 $670 $210 $610 $60
Greer County, OK $2,000 $240 $740 $200 $2,200 $-1,460
Tillman County, OK $500 $260 $760 $220 $720 $40
Estelline, TX $2,000 $290 $790 $230 $2,230 $-1,440

Identify Top Home Insurance Agents near Hardeman County, TX | Back to Top

Home Insurance Company Hardeman County, TX Homeowners Insurance Agency Hardeman County, TX Address Popularity Score Distance from Hardeman County (miles)
Travelers Brantley & Wright Insurance 1630 Main St, Vernon, TX, 76385
28.0
Allstate Preston Insurance 217 N Main St, Childress, TX, 79201
27.9
Farmers Randy Allen 436 N Main St, Childress, TX, 79201
27.9
Farmers James Brock 3305 Wilbarger St, Vernon, TX, 76384
27.2
Farmers Reagan Garrison 909 Avenue F Nw, Childress, TX, 79201
28.5
State Farm Lisa Herber 3601 Wilbarger, Vernon, TX, 76384-3258
27.0
Travelers Coffee Insurance Agency 1725 Fannin St, Vernon, TX, 76384
28.0
State Farm Si Ragsdale 1509 Avenue F Nw, Childress, TX, 79201-3417
28.9
Travelers Coffee Insurance Agency 1725 Fannin, Vernon, TX, 76384
28.0
Travelers D C Wolf Insurance Inc 1522 Fannin, Vernon, TX, 76384
27.9

Compare Rates for Hardeman County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $690 $460 $1,060 $600
Hardeman County, TX $44,700 $210 $140 $320 $180
Hardeman County, TX $44,700 $220 $150 $340 $190
Chillicothe, TX $37,600 $200 $130 $310 $180
Crowell, TX $36,900 $150 $100 $230 $130
Childress, TX $52,900 $300 $200 $460 $260
Dodson, TX $14,900 $70 $50 $110 $60
Altus, OK $86,000 $380 $260 $540 $280
Harrold-Oklaunion, TX $32,300 $150 $100 $230 $130
Benjamin, TX $46,700 $250 $170 $390 $220
Greer County, OK $60,900 $300 $210 $410 $200
Tillman County, OK $53,700 $230 $160 $320 $160
Estelline, TX $50,000 $240 $160 $370 $210