Gavop's guide to buying homeowners insurance in St. Gabriel, LA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| St. Gabriel, LA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rte 327, Margaret Dr, Lsu Ag Rd, Daisy Ave, Bayou Paul Ln, Martin Luther King Jr Pkwy, State Rte 30, Laurie Ln, Delta Dr, Crochet Rd | $122,000 | $110,000 | $100,000-$125,000 | $89,500 | $70,000 | $100,000-$125,000 |
| Arthur Dr, Cypress Ave, Valentine Ln, 4th St, Pecan Dr, State Rte 3115, Bayou Paul Rd, Williams St, Iberville St, Monticello Dr | $108,000 | $100,000 | $125,000-$150,000 | $120,000 | $100,000 | $100,000-$125,000 |
| St Francis Ln, 3rd St, Log Rd, Knottoway Dr, Landry St, Saint Francis Ln, Legion Rd, 6th St, Golden Gate Dr, Beehive Dr | $122,000 | $100,000 | $125,000-$150,000 | $85,000 | $80,000 | $75,000-$100,000 |
| River Rd, K Ln, Mobile Home Pkwy, Kay Ln, Crochet St, St Gabriel Ave, State Rte 74, S Club Ave, Phillips Ln, Ointment St | $97,500 | $80,000 | $75,000-$100,000 | $77,500 | $70,000 | $75,000-$100,000 |
| Besson Ln, Magnolia Dr, Maryland St, Jake Ln, Point Clair Rd, State Rte 991, Evergreen Dr, 1st St, Tiger Dr, Ravier Ln | $165,000 | $140,000 | $125,000-$150,000 | $78,500 | $70,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$90 | $914 |
| Home and Two Car | -$171 | $834 |
| Home and Three Car | -$231 | $774 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Iberville Parish | $700 | $1,314 | $2,014 | $955 | $1,655 | $359 |
| St. Gabriel, LA | $1,500 | $993 | $2,493 | $721 | $2,221 | $271 |
| Denham Springs, LA | $500 | $997 | $1,497 | $725 | $1,225 | $272 |
| Watson, LA | $2,000 | $1,747 | $3,747 | $1,269 | $3,269 | $477 |
| Lutcher, LA | $500 | $1,448 | $1,948 | $1,053 | $1,553 | $396 |
| South Vacherie, LA | $2,000 | $1,414 | $3,414 | $1,027 | $3,027 | $386 |
| Bayou L'Ourse, LA | $300 | $948 | $1,248 | $689 | $989 | $259 |
| Siracusaville, LA | $1,000 | $427 | $1,427 | $310 | $1,310 | $117 |
| Loreauville, LA | $400 | $1,383 | $1,783 | $1,005 | $1,405 | $378 |
| New Iberia, LA | $1,500 | $1,181 | $2,681 | $858 | $2,358 | $323 |
| West Feliciana, LA | $500 | $1,050 | $1,550 | $763 | $1,263 | $287 |
| Destrehan, LA | $2,000 | $1,081 | $3,081 | $785 | $2,785 | $295 |
| Home Insurance Company St. Gabriel, LA | Homeowners Insurance Agency St. Gabriel, LA | Address | Popularity Score | Distance from St. Gabriel (miles) |
|---|---|---|---|---|
| Allstate | Shawn Coffey | 12668 Perkins Rd, Baton Rouge, LA, 70810 | 8.1 | |
| State Farm | Mitch Mula | 18291 Highland Rd Ste 104, Baton Rouge, LA, 70810-3934 | 8.0 | |
| State Farm | Brady Flavin | 9270 Siegen Ln Bldg 302, Baton Rouge, LA, 70810-0932 | 7.8 | |
| State Farm | Reiter Marshall | 14111 Airline Hwy Ste 114, Baton Rouge, LA, 70817-6244 | 9.0 | |
| Travelers | Emery & James Ltd | 300 E Morris Ave, Hammond, LA, 70403 | 42.1 | |
| Liberty Mutual Independent | Hailey Insurance Services | 10754 Mead Rd, Baton Rouge, LA, 70816 | 12.3 | |
| State Farm | Laurin Maier | 672 Jefferson Hwy # C, Baton Rouge, LA, 70806-6115 | 13.2 | |
| Allstate | Angela Devall | 5555 Essen Ln Ste A, Baton Rouge, LA, 70809 | 10.0 | |
| State Farm | Todd Husers | 17578 Old Jefferson Hwy, Prairieville, LA, 70769-3929 | 9.3 | |
| Allstate | Joe Abene | 760 W Pine St, Ponchatoula, LA, 70454 | 40.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| Iberville Parish, LA | $127,500 | $1,330 | $930 | $1,920 | $990 |
| St. Gabriel, LA | $144,000 | $1,005 | $700 | $1,450 | $750 |
| Denham Springs, LA | $145,000 | $1,009 | $710 | $1,450 | $740 |
| Watson, LA | $169,800 | $1,768 | $1,240 | $2,550 | $1,310 |
| Lutcher, LA | $126,000 | $1,466 | $1,030 | $2,110 | $1,080 |
| South Vacherie, LA | $121,900 | $1,431 | $1,000 | $2,060 | $1,060 |
| Bayou L'Ourse, LA | $76,700 | $960 | $670 | $1,380 | $710 |
| Siracusaville, LA | $39,200 | $432 | $300 | $620 | $320 |
| Loreauville, LA | $118,400 | $1,400 | $980 | $2,020 | $1,040 |
| New Iberia, LA | $106,100 | $1,195 | $840 | $1,720 | $880 |
| West Feliciana, LA | $209,600 | $1,063 | $740 | $1,530 | $790 |
| Destrehan, LA | $226,600 | $1,094 | $770 | $1,580 | $810 |