Gavop shows you how to buy homeowners insurance in Perry County, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $100,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $112,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $162,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $225,000 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $684 |
| Superior Protection Discount | -$73 | $741 |
| Fire & Security Discount | -$90 | $725 |
| Hail Resistant Roof Discount | -$16 | $799 |
| Newly Constructed Home Discount | -$212 | $603 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Perry County | $2,000 | $805 | $2,805 | $585 | $2,585 | $220 |
| Perry County, MS | $2,500 | $805 | $3,305 | $585 | $3,085 | $220 |
| Forrest County, MS | $200 | $1,095 | $1,295 | $796 | $996 | $299 |
| Leakesville, MS | $2,500 | $1,081 | $3,581 | $785 | $3,285 | $295 |
| Wayne County, MS | $500 | $799 | $1,299 | $581 | $1,081 | $218 |
| Seminary, MS | $100 | $1,205 | $1,305 | $876 | $976 | $329 |
| Lyman, MS | $2,000 | $1,483 | $3,483 | $1,078 | $3,078 | $405 |
| Marion County, MS | $100 | $790 | $890 | $574 | $674 | $216 |
| Millry, AL | $1,500 | $657 | $2,157 | $477 | $1,977 | $180 |
| Heidelberg, MS | $500 | $932 | $1,432 | $677 | $1,177 | $255 |
| Home Insurance Company Perry County, MS | Homeowners Insurance Agency Perry County, MS | Address | Popularity Score | Distance from Perry County (miles) |
|---|---|---|---|---|
| State Farm | Todd Schwebel | 5740 Us Highway 11, Purvis, MS, 39475-5004 | 24.5 | |
| Allstate | Ronald Tubb | 13109 Shriners Blvd Ste A, Biloxi, MS, 39532 | 47.9 | |
| Nationwide | Billy Hewes Insurance Agency Llc | 11497 Hwy 49 N, Gulfport, MS, 39503-3152 | 49.6 | |
| Travelers | Advantage One Insurance Inc | 206 W Central Ave, Petal, MS, 39465 | 20.6 | |
| Travelers | Hunt Insurance Agency | 1910 Hardy Street 1910 Hardy Street, Hattiesburg, MS, 39401 | 22.3 | |
| State Farm | E J Roberts | 12207 Highway 49, Gulfport, MS, 39503-2955 | 49.2 | |
| State Farm | Stan Causey | 102 Mulberry St, Purvis, MS, 39475-3117 | 25.2 | |
| Travelers | Hunt Insurance Agency | 1910 Hardy Street, Hattiesburg, MS, 39401 | 22.4 | |
| Allstate | Stone Insurance Agency Inc | 132 South Vardaman St., Wiggins, MS, 39577 | 23.2 | |
| Travelers | Danny Wilks Insurance Agency | 418 Sumrall Rd, Columbia, MS, 39429 | 49.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $850 | $1,590 | $740 |
| Perry County, MS | $81,100 | $815 | $590 | $1,120 | $530 |
| Perry County, MS | $81,100 | $815 | $550 | $1,120 | $570 |
| Forrest County, MS | $114,700 | $1,109 | $790 | $1,520 | $730 |
| Leakesville, MS | $99,400 | $1,094 | $800 | $1,550 | $750 |
| Wayne County, MS | $80,100 | $809 | $580 | $1,120 | $540 |
| Seminary, MS | $119,200 | $1,220 | $890 | $1,670 | $780 |
| Lyman, MS | $169,800 | $1,501 | $1,010 | $2,090 | $1,080 |
| Marion County, MS | $78,500 | $800 | $580 | $1,100 | $520 |
| Millry, AL | $54,200 | $665 | $450 | $940 | $490 |
| Heidelberg, MS | $77,200 | $943 | $640 | $1,330 | $690 |