Gavop's guide to buying homeowners insurance in Beaufort, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Beaufort, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N Tamassee Ln, Ingram Rd, Perkins Rd, Gertrude Ln, State Rd 1427, Gordon St, Merrimon Rd, Ransom Brook Ct, Oak Ln, Beaufort Manor Dr | $154,500 | $140,000 | $125,000-$150,000 | $138,000 | $120,000 | $125,000-$150,000 |
| Family Ln, Horseshoe Rd, Pirate Landing Dr, Core Creek Rd, Village Dr, Taylorwood Dr, Murphy Rd, Old Russell Rd, Old Causeway Rd, State Rd 1412 | $171,000 | $160,000 | $175,000-$200,000 | $137,500 | $110,000 | $125,000-$150,000 |
| State Rd 1205, Olga Rd, Island Dr, State Rd 1318, Church Gate Ln, State Rd 1322, Rowe Ct, Chestnut Dr, Noreaster Ln, Wyndchase Ln | $170,500 | $150,000 | $150,000-$175,000 | $126,000 | $120,000 | $125,000-$150,000 |
| Finch Loop, Hardesty Loop Rd, State Rd 1364, Liberty Ln, Scallop Ct, State Rd 1431, Shipmast Ct, State Rd 1174, State Rd 1323, McDaniel Rd | $114,500 | $110,000 | $100,000-$125,000 | $155,000 | $140,000 | $150,000-$175,000 |
| Courtyard E, Earl Ave, Palmetto Place Cir, State Rd 1312, Periwinkle Ct, Shore Rd, Church St, Core Creek Dr, State Rd 1363, State Hwy 101 | $170,000 | $160,000 | $150,000-$175,000 | $132,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $722 |
| Superior Protection Discount | -$84 | $755 |
| Fire & Security Discount | -$76 | $764 |
| Hail Resistant Roof Discount | -$17 | $822 |
| Newly Constructed Home Discount | -$243 | $596 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,312 |
| Hail Damage | $5,318 |
| Wind Damage | $9,716 |
| Expensive Claims | |
| Fire | $37,132 |
| Accidental Discharge/Leakage | $8,194 |
| Optional Coverage Losses | $8,320 |
| Home Insurance Company Beaufort, NC | Homeowners Insurance Agency Beaufort, NC | Address | Popularity Score | Distance from Beaufort (miles) |
|---|---|---|---|---|
| Travelers | The Insurance Center | 1320 Commerce Drive New Bern, New Bern, NC, 28562 | 32.9 | |
| Allstate | Mark Bailey | 1014 Henderson Dr, Jacksonville, NC, 28540 | 44.5 | |
| Travelers | The Insurance Center | 1320 Commerce Dr, New Bern, NC, 28562 | 33.0 | |
| Allstate | Edward Mullis | 5370 Hwy 70 W Ste F, Morehead City, NC, 28557 | 10.9 | |
| Nationwide | Ashlie Fortune Insurance | 445 Western Blvd Ste H, Jacksonville, NC, 28546-6852 | 42.4 | |
| State Farm | David Hull | 1218 Country Clb Rd, Jacksonville, NC, 28546-6808 | 42.3 | |
| Liberty Mutual Independent | Lancaster Mcaden Willis Smith | 1320 Commerce Dr, New Bern, NC, 28562 | 33.0 | |
| Nationwide | Amato Insurance Group Inc. | 138 Us Highway 70 W, Havelock, NC, 28532 | 17.2 | |
| State Farm | Nancy Allen | 414 W Main St, Havelock, NC, 28532-2612 | 17.0 | |
| State Farm | Dick Lewis | 5317 E Hwy 70 West, Morehead City, NC, 28557-4509 | 10.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,240 | $640 |
| Carteret County, NC | $197,700 | $979 | $670 | $1,340 | $670 |
| Beaufort, NC | $191,100 | $839 | $610 | $1,150 | $540 |
| Carteret County, NC | $197,700 | $979 | $670 | $1,380 | $710 |
| Marshallberg, NC | $179,200 | $959 | $660 | $1,320 | $660 |
| Havelock, NC | $139,300 | $679 | $500 | $930 | $430 |
| Neuse Forest, NC | $218,400 | $1,084 | $730 | $1,490 | $760 |
| Bayboro, NC | $70,900 | $458 | $330 | $630 | $300 |
| Mesic, NC | $155,600 | $873 | $630 | $1,200 | $570 |
| Pollocksville, NC | $141,300 | $816 | $550 | $1,160 | $610 |
| Pumpkin Center, NC | $145,900 | $835 | $590 | $1,190 | $600 |