Gavop's guide to buying homeowners insurance in Goshen, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $105,000 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $174,000 | $140,000 | $175,000-$200,000 |
| 3 Bedroom | $355,000 | $310,000 | $250,000-$300,000 |
| 4 Bedroom | $570,000 | $530,000 | $500,000-$600,000 |
| 5 Bedroom | $577,500 | $520,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$70 | $807 |
| Home and Two Car | -$149 | $728 |
| Home and Three Car | -$202 | $675 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orange County | $1,500 | $952 | $2,452 | $692 | $2,192 | $260 |
| Goshen, NY | $700 | $866 | $1,566 | $629 | $1,329 | $237 |
| Highland Falls, NY | $500 | $810 | $1,310 | $589 | $1,089 | $221 |
| Bloomingdale, NJ | $2,500 | $860 | $3,360 | $625 | $3,125 | $235 |
| Shrub Oak, NY | $300 | $1,430 | $1,730 | $1,039 | $1,339 | $391 |
| Pequannock, NJ | $1,000 | $886 | $1,886 | $644 | $1,644 | $242 |
| Lloyd, NY | $500 | $773 | $1,273 | $562 | $1,062 | $211 |
| Lake Mohawk, NJ | $700 | $791 | $1,491 | $575 | $1,275 | $216 |
| Fairfield, NJ | $200 | $994 | $1,194 | $723 | $923 | $272 |
| Hillside, NY | $2,000 | $1,146 | $3,146 | $833 | $2,833 | $313 |
| Secaucus, NJ | $100 | $975 | $1,075 | $709 | $809 | $266 |
| Hainesburg, NJ | $2,000 | $1,140 | $3,140 | $829 | $2,829 | $312 |
| Home Insurance Company Goshen, NY | Homeowners Insurance Agency Goshen, NY | Address | Popularity Score | Distance from Goshen (miles) |
|---|---|---|---|---|
| Allstate | Anthony Pomponio | 125 W 72nd St Rm 5r, New York, NY, 10023 | 46.0 | |
| Travelers | Coughlin Insurance Services | 178 Myrtle Blvd, Larchmont, NY, 10538 | 43.7 | |
| State Farm | Diane Disomma | 3 Spackenkill Rd, Poughkeepsie, NY, 12603-5312 | 29.1 | |
| Allstate | Peter Silletti | 2915 23rd Ave, Astoria, NY, 11105 | 47.7 | |
| State Farm | Juan Rosario | 563 E Tremont Ave Ste A, Bronx, NY, 10457-4655 | 44.0 | |
| Travelers | Aaron Plum Inc | 255 W 231st St, Bronx, NY, 10463 | 41.7 | |
| Allstate | Joseph Alfassa | 939 Mclean Ave, Yonkers, NY, 10704 | 41.6 | |
| Allstate | Lawrence Caufield | 96 State Route 302, Pine Bush, NY, 12566 | 15.6 | |
| Travelers | Parsons-Di Salvo Agency | 121 Yonkers Ave, Yonkers, NY, 10701 | 39.3 | |
| Allstate | Robert E. Sinnott | 1462 Rte 28, West Hurley, NY, 12491 | 44.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $840 | $1,660 | $820 |
| Orange County, NY | $260,300 | $964 | $650 | $1,340 | $690 |
| Goshen, NY | $306,000 | $877 | $640 | $1,200 | $560 |
| Highland Falls, NY | $215,100 | $820 | $560 | $1,140 | $580 |
| Bloomingdale, NJ | $298,700 | $870 | $600 | $1,200 | $600 |
| Shrub Oak, NY | $343,000 | $1,447 | $1,030 | $2,000 | $970 |
| Pequannock, NJ | $390,900 | $897 | $650 | $1,230 | $580 |
| Lloyd, NY | $244,000 | $783 | $560 | $1,070 | $510 |
| Lake Mohawk, NJ | $341,600 | $801 | $550 | $1,100 | $550 |
| Fairfield, NJ | $472,900 | $1,007 | $710 | $1,380 | $670 |
| Hillside, NY | $292,200 | $1,160 | $800 | $1,600 | $800 |
| Secaucus, NJ | $426,000 | $987 | $720 | $1,360 | $640 |
| Hainesburg, NJ | $353,100 | $1,154 | $840 | $1,600 | $760 |