Gavop tells you how to get the best homeowners insurance in Lock Haven, PA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $135,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $146,000 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $216,500 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $312,500 | $260,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $583 |
| Superior Protection Discount | -$65 | $655 |
| Fire & Security Discount | -$50 | $669 |
| Hail Resistant Roof Discount | -$14 | $705 |
| Newly Constructed Home Discount | -$202 | $518 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,440 |
| Hail Damage | $4,618 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,553 |
| Home Insurance Company Lock Haven, PA | Homeowners Insurance Agency Lock Haven, PA | Address | Popularity Score | Distance from Lock Haven (miles) |
|---|---|---|---|---|
| State Farm | Matt Ostrowsky | 1328 W Market St, Lewisburg, PA, 17837-1374 | 31.4 | |
| Travelers | Purdy Insurance Agency Inc | 136 Market St, Sunbury, PA, 17801 | 39.2 | |
| Travelers | Sholley Agency Inc | 2409 Old Turnpike Rd, Lewisburg, PA, 17837 | 30.8 | |
| State Farm | Gary Okorn | Po Box 218, Huntingdon, PA, 16652-0218 | 48.7 | |
| Allstate | The Stewardship Group, Inc. | 4417 E Main St Ste 4, Belleville, PA, 17004 | 38.8 | |
| Nationwide | Michael L Kahl | 112 S State St, Millville, PA, 17846-9000 | 48.2 | |
| Nationwide | Mark Germino Agency Inc | 80 Main St, Wellsboro, PA, 16901-1573 | 42.9 | |
| Erie | Fetzer Insurance Agency | 125 E Main Street, Millheim, PA, 16854 | 17.0 | |
| State Farm | Jim Ely | 328 Allegheny Street, Jersey Shore, PA, 17740-0183 | 11.1 | |
| Nationwide | Stephen F Shadle | 11 N Water St, Mill Hall, PA, 17751-1517 | 2.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,070 | $530 |
| Clinton County, PA | $124,700 | $633 | $460 | $870 | $410 |
| Lock Haven, PA | $106,800 | $720 | $530 | $990 | $460 |
| Mifflinburg, PA | $139,900 | $685 | $470 | $970 | $500 |
| Boalsburg, PA | $269,300 | $932 | $660 | $1,280 | $620 |
| Dewart, PA | $159,400 | $724 | $510 | $1,010 | $500 |
| Gamble, PA | $184,100 | $770 | $520 | $1,050 | $530 |
| Upper Fairfield, PA | $204,200 | $807 | $540 | $1,140 | $600 |
| Reedsville, PA | $79,800 | $541 | $390 | $760 | $370 |
| Hummels Wharf, PA | $131,500 | $667 | $450 | $940 | $490 |
| Juniata County, PA | $143,600 | $644 | $440 | $900 | $460 |
| Turbett, PA | $157,000 | $719 | $520 | $990 | $470 |