How Can I Make My Pekin, IL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Pekin, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Estimate Appropriate Pekin, IL Home Insurance Coverage Levels | Back to Top
| Pekin, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sycamore St, N Pine St, Co Rd 1300 N, Shady Ln, 6750 E, Mockingbird Hill, Tharp Pl, S 3rd St, Fleischmann St, Maple Island Rd | $175,000 | $160,000 | $150,000-$175,000 | $117,500 | $100,000 | $100,000-$125,000 |
| Lilac Ln, Lincoln Rd, Fox Point Ct, Buckeye Ln, Cedar St, E Co Rd 2600 N, Claremont Ave, Co Hwy 1, Co Rd 800 N, Burr Oak Dr | $107,500 | $100,000 | $100,000-$125,000 | $96,000 | $90,000 | $100,000-$125,000 |
| Edgewood Dr, Dill Rd, Wildlife Dr, Reuter Ln, Co Hwy 21, Meyers St, Cypress Ave, Thornton Ave, South Ln, Grand View Ave | $184,000 | $160,000 | $200,000-$250,000 | $127,000 | $100,000 | $125,000-$150,000 |
| Stonegate Dr, Country View Dr, V F W Rd, Edison Ct, Veerman St, Radio City Dr, Co Rd 1600 N, Golfview Ln, Fairfax Ct, Montecello Ct | $157,500 | $140,000 | $175,000-$200,000 | $129,500 | $120,000 | $125,000-$150,000 |
| Fawnridge Ln, Royal Ave, E Co Rd 2600N, Maywood Ave, Co Rd 2750 E, Partridge Rd, S Hawthorne Ave, Tennell Rd, S Harris St, Tomahawk Trl | $122,500 | $110,000 | $125,000-$150,000 | $152,000 | $120,000 | $125,000-$150,000 |
| Starcevich Ct, Hungate Blvd, Plaines St, Schuttler Rd, N Capitol St, Illinois St, S 17th St, S 6th St, Oak Ln, Dogwood Ln | $176,000 | $150,000 | $175,000-$200,000 | $123,000 | $110,000 | $125,000-$150,000 |
| Howard Ct, Cardinal Crst, Oregon Ln, Avon Ave, Tribbett Ln, N Pleasant Hill Rd, N 10th St, Co Rd 430 E, Forest Dr, E Queenwood Rd | $148,500 | $130,000 | $125,000-$150,000 | $111,500 | $100,000 | $100,000-$125,000 |
| Co Rd 1500 E, Country Club Dr, Red Oak Dr, Florence Ave, Hollyhock St, Evergreen Ct, Warren St, S McArthur Dr, White Oak Dr, 4600 E | $171,000 | $150,000 | $125,000-$150,000 | $116,000 | $110,000 | $125,000-$150,000 |
| Herrman Rd, Pin Oak Ct, Black Oak, W Washington St, Coolidge Ave, Cottage Grove Ave, Watson Rd, Margaret St, Alameda Dr, Kenmore Ct | $146,500 | $120,000 | $125,000-$150,000 | $74,500 | $60,000 | $75,000-$100,000 |
| S East St, B St, Donna Ct, Carter Rd, Roth Rd, Briarcliff Ct, Clark Ct, Shelabarger Rd, W North St, W Muller Rd | $205,000 | $190,000 | $175,000-$200,000 | $114,500 | $100,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Pekin, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $528 |
| Superior Protection Discount | -$58 | $586 |
| Fire & Security Discount | -$58 | $586 |
| Hail Resistant Roof Discount | -$19 | $625 |
| Newly Constructed Home Discount | -$174 | $470 |
Choose your Pekin, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,464 |
| Hail Damage | $4,571 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $17,054 |
Identify Top Home Insurance Agents near Pekin, IL | Back to Top
| Home Insurance Company Pekin, IL | Homeowners Insurance Agency Pekin, IL | Address | Popularity Score | Distance from Pekin (miles) |
|---|---|---|---|---|
| State Farm | Jackie Padesky | 315 5th St, Lacon, IL, 61540-1209 | 33.4 | |
| State Farm | Dan Pfeifer | 1000 Court St, Pekin, IL, 61554-7511 | 0.6 | |
| Erie | Bell Insurance Agency | 6907 N Knoxville Avenue Suite 204, Peoria, IL, 61614 | 14.1 | |
| State Farm | Roger Phegley | 5901 N Knxvl Ave Ste 202, Peoria, IL, 61614-4347 | 13.1 | |
| Travelers | Davis Agency Insurance | 1105 N North St, Peoria, IL, 61606 | 9.2 | |
| Travelers | Plr Insurance | 1242 E Empire St, Bloomington, IL, 61701 | 34.9 | |
| Farmers | Carrie Joos | 1300 S 14th St, Pekin, IL, 61554 | 0.9 | |
| Allstate | Sengphouvanh Sophanavong | 805 W Jackson St Ste 106, Morton, IL, 61550 | 8.9 | |
| State Farm | Mike Wieland | 2102 E Washington St, Bloomington, IL, 61701-4321 | 35.7 | |
| Allstate | James A. Roberts | 1424 W Glen Ave Ste B, Peoria, IL, 61614 | 12.3 |
Compare Rates for Pekin, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,210 | $600 |
| Tazewell County, IL | $137,300 | $735 | $510 | $1,040 | $530 |
| Pekin, IL | $104,300 | $644 | $460 | $910 | $450 |
| Kickapoo, IL | $217,300 | $767 | $520 | $1,050 | $530 |
| Irish Grove No. 4, IL | $195,800 | $878 | $640 | $1,200 | $560 |
| West Jersey, IL | $136,300 | $756 | $510 | $1,080 | $570 |
| Pleasant, IL | $78,200 | $570 | $380 | $800 | $420 |
| Heyworth, IL | $146,800 | $781 | $560 | $1,110 | $550 |
| Milo, IL | $153,600 | $797 | $550 | $1,110 | $560 |
| Kenney, IL | $66,000 | $520 | $370 | $730 | $360 |
| Galesburg, IL | $73,500 | $947 | $630 | $1,300 | $670 |
| Galva, IL | $74,500 | $555 | $370 | $790 | $420 |
| Bardolph, IL | $29,500 | $339 | $230 | $460 | $230 |
Research Home Insurance Companies Reviews in Pekin, IL Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: November 28, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
My experience with State Farm home insurance has been great. After hurricane Irma last year, State farm had a agent come out within 3 days of the storm. This should me that they were committed to providing excellent customer service. I give State farm a 4 for customer service.
Date: October 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I like their customer service, I have been using the same personal rep for a few years and she has always had competent employees who are nice and helpful
Date: October 27, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
I love their communication. Not only will my rep call me if something is wrong, but in the event he calls more than once, and is unable to get someone on the line, he sends out several snail mail letters regarding the same issue.
Allstate Home Insurance Reviews
Date: September 04, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
i feel that my insurance company is the top of the line on that always saving and cutting costs
Date: February 11, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
They are pretty much on par with other insurers when it comes to policy offerings. They have one that works for just about every situation and every budget out there. Worth looking into.
Progressive Home Insurance Reviews
Date: July 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I do not have home insurance, as I am a renter. We are looking into renters insurance as we just moved.
Erie Insurance Home Insurance Reviews
Date: January 09, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I have not had a great deal of interaction with my home insurance company, but have had a good experience with them regarding my auto insurance. However, I do feel their website is easy to navigate and that allows me to not need to deal with the customer service as much.
Travelers Home Insurance Reviews
Date: October 06, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
My deductible is only $500 whereas other companies I have called for quotes want to quote me a policy with a $1000 deductible which I think is way too high.
Nationwide Home Insurance Reviews
Date: May 31, 2019 Age: 40 to 49 Gender: Married Marital Status: Male
Premium
my policy is close to the same as when I first started with Allstate, the policy has went up a little but not as much as other company's would have over this long period of time.