Gavop shows you how to buy homeowners insurance in Ohio County, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Ohio County, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cooper Ln, Madison St, Line Branch Rd, Hilltop Ln, Cs-6012, State Hwy 1543, State Hwy 136, Yeaman Rd, Mount Moriah Church Rd, Parks Ridge Rd | $129,500 | $120,000 | $100,000-$125,000 | $111,500 | $100,000 | $100,000-$125,000 |
| Hamilton Ln, State Hwy 176, Sandefur Crossing Rd, Bethel Church Rd, Locust St, W 13th St, Springwood Dr, State Hwy 70, Cs-5008, Bruce School Rd | $90,000 | $80,000 | $75,000-$100,000 | $54,500 | $50,000 | $50,000-$75,000 |
| Cs-3016, Timberline Hills Ln, Red Hill-Maxwell Rd, Collier Rd, Cr-1025, Horse Branch Loop, Green River St, Hunt Ave, McHenry St, Clearfield Dr | $115,500 | $100,000 | $100,000-$125,000 | $80,500 | $70,000 | $50,000-$75,000 |
| Circle Dr, Mosley Rd, Cs-1090, N Frederica St, Matthews Ln, Scottown Rd, State Hwy 2713, Quarterhorse Ln, Cs-2010, Walker St | $76,000 | $70,000 | $50,000-$75,000 | $80,000 | $70,000 | $50,000-$75,000 |
| Cs-6089, Clay Shown Rd, Whobrey Ln, Bishop Ln, Center St, State Hwy 762, Hummingbird Ln, Claud Weedman Rd, Keytown Rd, Bud Baughn Rd | $141,500 | $120,000 | $125,000-$150,000 | $105,500 | $90,000 | $75,000-$100,000 |
| Grassy Ln, State Hwy 85, Craig Cemetary Rd, Park Ln, Tichenor Ln, Main St, E Kirk St, Apple House Rd, Cs-6019, Mahoney Ln | $84,500 | $70,000 | $75,000-$100,000 | $114,000 | $90,000 | $100,000-$125,000 |
| Greenbriar Rd, Taffy Rd, Cs-1041, Cr-1130F, Livermore Rd, Harmon's Ferry Rd, Shiloh Church Rd, White St, Delaney Dr, Bickett Rd | $89,000 | $70,000 | $75,000-$100,000 | $94,000 | $90,000 | $75,000-$100,000 |
| Turner Dr, Cedar Hill Lake Rd, Boone Ln, White Hollow Ln, Minton Ln, Lois Ln, State Hwy 878, Embry Woods Dr, Maden Loop, Arnold Leach Rd | $158,000 | $130,000 | $175,000-$200,000 | $95,000 | $80,000 | $75,000-$100,000 |
| Mt Zion Rd, Barnes Ln, Cs-6065, Mulberry Ct, Maple Hill Ln, Highland Dr, Grove Rd, Gum St, Broad St, Baker Ln | $82,000 | $70,000 | $75,000-$100,000 | $95,000 | $80,000 | $75,000-$100,000 |
| Uncle Pen Ln, Pine Tree Aly, Ball Park Ln, Plum St, 3rd St, Stewart Dr, Lake Washburn Rd, Cr-1726, W 7th St, Christian Ln | $57,000 | $50,000 | $25,000-$50,000 | $64,000 | $60,000 | $50,000-$75,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$62 | $623 |
| Home and Two Car | -$110 | $575 |
| Home and Three Car | -$157 | $527 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ohio County | $1,000 | $676 | $1,676 | $491 | $1,491 | $185 |
| Ohio County, KY | $2,500 | $676 | $3,176 | $491 | $2,991 | $185 |
| McHenry, KY | $400 | $545 | $945 | $396 | $796 | $149 |
| McHenry-Rockport, KY | $700 | $597 | $1,297 | $434 | $1,134 | $163 |
| Drakesboro, KY | $100 | $590 | $690 | $429 | $529 | $161 |
| Glen Dean-Vanzant, KY | $700 | $799 | $1,499 | $581 | $1,281 | $218 |
| Beechmont, KY | $100 | $774 | $874 | $562 | $662 | $211 |
| Cloverport, KY | $2,000 | $742 | $2,742 | $539 | $2,539 | $203 |
| Luce, IN | $500 | $718 | $1,218 | $522 | $1,022 | $196 |
| Spencer County, IN | $2,000 | $672 | $2,672 | $489 | $2,489 | $184 |
| Henderson County, KY | $300 | $819 | $1,119 | $595 | $895 | $224 |
| Woodburn, KY | $1,000 | $771 | $1,771 | $560 | $1,560 | $211 |
| Home Insurance Company Ohio County, KY | Homeowners Insurance Agency Ohio County, KY | Address | Popularity Score | Distance from Ohio County (miles) |
|---|---|---|---|---|
| Travelers | Davis Insurance Inc | 602 Mill St, Leitchfield, KY, 42754 | 30.8 | |
| State Farm | Amber Vincent | 1603 W Everly Brothers Blvd, Central City, KY, 42330-2710 | 21.5 | |
| State Farm | Al Baity | 311d 5th Street, Henderson, KY, 42420-5806 | 47.9 | |
| Travelers | Shane Cox Insurance Inc | 216 West 3rd St, Owensboro, KY, 42303 | 25.2 | |
| Allstate | Tommy Downs | 1901 Russellville Rd, Bowling Green, KY, 42101 | 40.2 | |
| State Farm | Mitch Jackson | 141 Old Highway 60, Hardinsburg, KY, 40143-2501 | 30.0 | |
| Travelers | Hometown Insurance Agency | 108 S Main St Suite 103, Madisonville, KY, 42431 | 37.5 | |
| Travelers | Peoples Insurance Inc | 114 S English St, Leitchfield, KY, 42754 | 30.2 | |
| State Farm | Alan Powers | 3600 Frederica St Ste D, Owensboro, KY, 42301-6981 | 23.4 | |
| State Farm | Denny Slinker | 316 N Main St, Greenville, KY, 42345-1637 | 26.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $620 | $1,230 | $610 |
| Ohio County, KY | $88,300 | $684 | $490 | $940 | $450 |
| Ohio County, KY | $88,300 | $684 | $470 | $970 | $500 |
| McHenry, KY | $51,800 | $552 | $400 | $760 | $360 |
| McHenry-Rockport, KY | $61,300 | $604 | $430 | $860 | $430 |
| Drakesboro, KY | $59,900 | $597 | $410 | $820 | $410 |
| Glen Dean-Vanzant, KY | $105,900 | $809 | $540 | $1,110 | $570 |
| Beechmont, KY | $99,200 | $783 | $520 | $1,110 | $590 |
| Cloverport, KY | $91,600 | $751 | $510 | $1,070 | $560 |
| Luce, IN | $93,800 | $727 | $520 | $1,000 | $480 |
| Spencer County, IN | $117,900 | $680 | $460 | $940 | $480 |
| Henderson County, KY | $118,000 | $829 | $610 | $1,140 | $530 |
| Woodburn, KY | $140,000 | $780 | $530 | $1,070 | $540 |