Gavop's guide to buying homeowners insurance in Frontier, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Frontier, MO - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cascades Dr, Spring Mill Estates Dr, Biloxi Ct, Clock Tower Ct, Bridgeport Ter, Woods Trail Ct, Ridgeview Ct, N 2nd St, Shorewinds Trl, Moonridge Dr | $138,000 | $110,000 | $125,000-$150,000 | $171,500 | $140,000 | $150,000-$175,000 |
| Willow Oak Dr, Barbour St, Northshore Ct, Homestead Ct, Isle View Ct, Davenport Ct, Heritage Sta, Union Way, Highland Dr, Joeard Ln | $211,000 | $180,000 | $200,000-$250,000 | $158,500 | $150,000 | $175,000-$200,000 |
| Croydon Ct, Ciera Ridge Ct S, Love Land Pass, Monticello Ct, Terry Dr, Shirewood Dr, Winding Ct, Woodlawn Dr, Streamside Ct, Santa Ynez Dr | $131,500 | $120,000 | $125,000-$150,000 | $148,500 | $140,000 | $125,000-$150,000 |
| Wilshire Valley Ct, Angelique Ct, Amhurst Pl, Spring Mill Creek, Wedgewood Dr, Charles Dr, Flynn Ct, N 9th St, Woodlawn Ct, I- 70 Lp | $85,500 | $80,000 | $75,000-$100,000 | $202,500 | $180,000 | $150,000-$175,000 |
| Fort Saratoga, Fordyce Ln, Stony Point Battle Dr, Lone Eagle Trl, Bittersweet Ct, S 9th St, Sharon Dr, Avignon Dr, Senate Ct, Waterfront Grove | $111,000 | $90,000 | $100,000-$125,000 | $217,500 | $200,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$69 | $798 |
| Home and Two Car | -$139 | $729 |
| Home and Three Car | -$208 | $659 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Charles County | $2,000 | $1,113 | $3,113 | $809 | $2,809 | $304 |
| Frontier, MO | $2,000 | $857 | $2,857 | $623 | $2,623 | $234 |
| St. Charles, MO | $100 | $1,079 | $1,179 | $784 | $884 | $295 |
| Huntleigh, MO | $1,500 | $793 | $2,293 | $577 | $2,077 | $217 |
| Rock, MO | $400 | $917 | $1,317 | $666 | $1,066 | $251 |
| Winfield, MO | $2,000 | $1,019 | $3,019 | $740 | $2,740 | $278 |
| Gray Summit, MO | $300 | $1,048 | $1,348 | $762 | $1,062 | $286 |
| Marthasville, MO | $2,000 | $1,043 | $3,043 | $758 | $2,758 | $285 |
| Holiday Shores, IL | $100 | $853 | $953 | $620 | $720 | $233 |
| Hawk Point, MO | $2,000 | $1,184 | $3,184 | $860 | $2,860 | $323 |
| Prairie Du Long, IL | $200 | $924 | $1,124 | $671 | $871 | $252 |
| Home Insurance Company Frontier, MO | Homeowners Insurance Agency Frontier, MO | Address | Popularity Score | Distance from Frontier (miles) |
|---|---|---|---|---|
| State Farm | Howard Palmer Sr | 645 Jungermann Rd, Saint Peters, MO, 63376-2700 | 3.5 | |
| Travelers | Comfort Insurance Agency | 720 Jeffco Blvd, Arnold, MO, 63010 | 22.5 | |
| Travelers | Ahl Insurance Agency | 1480 Woodstone Dr 1480 Woodstone Dr Saint Charles, St Charles, MO, 63304 | 3.5 | |
| State Farm | Steve Oien | 4131 Mexico Rd, Saint Peters, MO, 63376-6410 | 3.9 | |
| Travelers | The Insurance Center | 2187 Pardoroyal Dr, St Louis, MO, 63131 | 11.2 | |
| State Farm | Joe Freund | 9120 Watson Road, Crestwood, MO, 63126-2238 | 15.6 | |
| State Farm | Gary Bellm | 815 Hazelwest Dr Ste 200, Hazelwood, MO, 63042-1762 | 8.1 | |
| State Farm | Evan Richmond | 13437 Olive Blvd, Chesterfield, MO, 63017-3166 | 5.2 | |
| State Farm | Rob Hasse | 4443 N Highway 67, Florissant, MO, 63034-2831 | 14.1 | |
| State Farm | Mike Klaus | 402 S 2nd St, De Soto, MO, 63020-2007 | 42.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $740 | $1,540 | $800 |
| St. Charles County, MO | $198,500 | $1,126 | $770 | $1,590 | $820 |
| Frontier, MO | $202,500 | $867 | $620 | $1,200 | $580 |
| St. Charles, MO | $182,000 | $1,092 | $740 | $1,540 | $800 |
| Huntleigh, MO | $1,375,000 | $803 | $550 | $1,150 | $600 |
| Rock, MO | $153,300 | $928 | $670 | $1,320 | $650 |
| Winfield, MO | $126,600 | $1,031 | $740 | $1,460 | $720 |
| Gray Summit, MO | $137,100 | $1,061 | $730 | $1,450 | $720 |
| Marthasville, MO | $135,300 | $1,056 | $730 | $1,460 | $730 |
| Holiday Shores, IL | $187,100 | $863 | $610 | $1,220 | $610 |
| Hawk Point, MO | $192,300 | $1,198 | $850 | $1,700 | $850 |
| Prairie Du Long, IL | $231,400 | $935 | $680 | $1,290 | $610 |