Gavop's guide to buying homeowners insurance in Jamul, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Jamul, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Montiel Truck Trl, Upper Rattlesnake Canyon, Bonita Vista Way, Olive Vista Dr, Jamacha Hills Rd, Spice Way, Par Four Dr, Turnberry Dr, Forest Rte 16S03, Cottonwood Springs Ln | $410,500 | $360,000 | $350,000-$400,000 | $678,000 | $560,000 | $700,000-$800,000 |
| Community Building Rd, Oregano Way, Miller Ranch Rd, Cll de Oro, Madre Grande Trl, Lorrel Pl, Coyote Vista Way, Romo Rd, Diamond Gem Ln, Sierra Cielo Ln | $492,000 | $390,000 | $500,000-$600,000 | $598,000 | $560,000 | $500,000-$600,000 |
| Ashley Park Dr, Cam de Las Piedras, Ranch Gate Rd, Alkosh Rd, Barrett View Rd, Big Cat, Millar Ranch Rd, Mount Elena Way, Foggy Point Dr, Andys Pl | $780,500 | $710,000 | $700,000-$800,000 | $549,500 | $490,000 | $500,000-$600,000 |
| Old Trail Dr, Bee Valley Rd, Barber Mountain Rd, Olive Vista Dr, Four Corners St, Vista Cielo Dr, Old Japatul Rd, Wild Mustang Pl, Rio Ivanhoe Way, Vineyard Way | $428,000 | $370,000 | $400,000-$500,000 | $847,000 | $780,000 | $700,000-$800,000 |
| Slant Rock Rd, Windwood Way, Spirit Trl, Darlene Ln, Japatul Lyons Valley Rd, Lawson Hills Rd, Lone Oak Pl, Pine Ln, Hidden Trails Way, Sloan Cyn Rd | $431,500 | $400,000 | $400,000-$500,000 | $422,000 | $370,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$87 | $877 |
| Home and Two Car | -$164 | $800 |
| Home and Three Car | -$222 | $742 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,488 |
| Hail Damage | $4,806 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,218 |
| Home Insurance Company Jamul, CA | Homeowners Insurance Agency Jamul, CA | Address | Popularity Score | Distance from Jamul (miles) |
|---|---|---|---|---|
| State Farm | Cindy Gonzalez | 5482 Complex St Ste 114, San Diego, CA, 92123-1125 | 21.4 | |
| Travelers | Teague Insurance Agency Inc | 4700 Spring St 4th Fl, La Mesa, CA, 91942 | 13.3 | |
| State Farm | James Cassady | 9560 Cuyamaca St Ste 104, Santee, CA, 92071-2689 | 15.4 | |
| Liberty Mutual Independent | Rubin Insurance Agency Inc | 6363 Greenwich Drive Ste 120, San Diego, CA, 92122 | 24.7 | |
| Liberty Mutual Independent | Daylight Insurance Brokerage | 900 Lane Ave Ste 128, Chula Vista, CA, 91914 | 8.7 | |
| Travelers | 5th Avenue Insurance Services | 3945 Camino Del Rio S San Diego, San Diego, CA, 92108 | 20.0 | |
| State Farm | Sharon Robinson | 3914 Murphy Canyon Rd Ste A252, San Diego, CA, 92123-4424 | 19.9 | |
| State Farm | Jose Doria | 830 Starboard St, Chula Vista, CA, 91914-4537 | 8.4 | |
| State Farm | Walt Waggener | 5973 Avd Encinas Ste 200, Carlsbad, CA, 92008-4477 | 42.7 | |
| State Farm | Ken Olson | 4041 Bonita Rd, Bonita, CA, 91902-1350 | 13.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Diego County, CA | $484,900 | $1,384 | $1,020 | $1,880 | $860 |
| Jamul, CA | $612,200 | $964 | $710 | $1,310 | $600 |
| Spring Valley, CA | $407,200 | $797 | $590 | $1,080 | $490 |
| Casa de Oro-Mount Helix, CA | $623,500 | $978 | $720 | $1,330 | $610 |
| El Cajon, CA | $403,700 | $1,030 | $760 | $1,400 | $640 |
| Campo, CA | $210,900 | $665 | $490 | $900 | $410 |
| Del Mar, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| Rancho Santa Fe, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| Carlsbad, CA | $713,600 | $1,345 | $1,000 | $1,830 | $830 |
| Hidden Meadows, CA | $550,100 | $1,624 | $1,200 | $2,210 | $1,010 |
| Bonsall, CA | $635,700 | $1,822 | $1,350 | $2,480 | $1,130 |