Gavop's guide to buying homeowners insurance in Oskaloosa, IA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Oskaloosa, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N 4th St, Oak St, 120th St, Signal Dr, Co Hwy T33, Lakonta St, 1st Ave E, 335th St, S Walnut St, Co Rd T31 | $184,500 | $170,000 | $200,000-$250,000 | $99,000 | $90,000 | $100,000-$125,000 |
| 303rd St, 130th St, Union Ave, Co Hwy V13, Cowen Ave, Plymouth Ave, 3rd Ave E, 300th St, Beacon Rd, Davis Dr | $98,500 | $90,000 | $100,000-$125,000 | $90,500 | $80,000 | $50,000-$75,000 |
| B Ave E, 281st St, Front St, A Ave W, Penn Blvd, Co Hwy T39, N D St, Williams St, 270th St, 260th St | $135,000 | $130,000 | $100,000-$125,000 | $143,000 | $130,000 | $125,000-$150,000 |
| S 3rd St, S Market St, S G St, Parkin Ave, Co Hwy T65, Walnut Dr, 200th St, 295th St, Whitwell Ave, N D St | $130,500 | $120,000 | $125,000-$150,000 | $88,000 | $80,000 | $75,000-$100,000 |
| Evans Randolph St, Co Hwy G71, 18th Ave, Spruce St, S A St, Co Hwy T31, N E St, Laveen Ave, S M St, 175th St | $170,500 | $160,000 | $200,000-$250,000 | $104,000 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$89 | $544 |
| Superior Protection Discount | -$63 | $569 |
| Fire & Security Discount | -$70 | $563 |
| Hail Resistant Roof Discount | -$19 | $613 |
| Newly Constructed Home Discount | -$164 | $468 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,464 |
| Hail Damage | $4,571 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,553 |
| Home Insurance Company Oskaloosa, IA | Homeowners Insurance Agency Oskaloosa, IA | Address | Popularity Score | Distance from Oskaloosa (miles) |
|---|---|---|---|---|
| State Farm | Kelli Steil | 312 A Ave E, Oskaloosa, IA, 52577-2818 | 0.3 | |
| Farmers | Shauna Vantomme | 203 N Monroe St, Monroe, IA, 50170 | 28.8 | |
| State Farm | Wyndell Campbell | 807 A Ave W, Oskaloosa, IA, 52577-2033 | 0.7 | |
| State Farm | Scott Lujan | 301 S Iowa Ave, Washington, IA, 52353-1747 | 49.4 | |
| State Farm | Tim Forbes | 325 8th Street Se, Altoona, IA, 50009 | 49.0 | |
| Travelers | Tulip City Agency Ltd | 700 Washington St, Pella, IA, 50219 | 16.4 | |
| State Farm | Kevin Van Wyk | 606 Oskaloosa St, Pella, IA, 50219-2135 | 16.1 | |
| State Farm | Jim Carnahan | 110 N Madison Ave, Bloomfield, IA, 52537 | 39.1 | |
| Farmers | Michael Schultz | 302 W 2nd Ave, Indianola, IA, 50125 | 48.2 | |
| State Farm | Brent Nickel | 1112 West Street, Grinnell, IA, 50112-1646 | 29.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,150 | $590 |
| Mahaska County, IA | $110,100 | $686 | $490 | $950 | $460 |
| Oskaloosa, IA | $95,200 | $632 | $460 | $890 | $430 |
| Dahlonega, IA | $189,700 | $960 | $680 | $1,320 | $640 |
| Competine, IA | $64,100 | $536 | $390 | $770 | $380 |
| Batavia, IA | $67,200 | $552 | $400 | $780 | $380 |
| Lick Creek, IA | $105,000 | $719 | $520 | $1,010 | $490 |
| Eldon, IA | $55,200 | $489 | $330 | $680 | $350 |
| Centerville, IA | $68,800 | $808 | $580 | $1,110 | $530 |
| Exline, IA | $62,500 | $528 | $390 | $740 | $350 |
| Caldwell, IA | $75,000 | $590 | $420 | $840 | $420 |
| Allen, IA | $155,300 | $880 | $640 | $1,220 | $580 |
| Altoona, IA | $174,700 | $779 | $560 | $1,070 | $510 |