How Can I Make My Oceanside, NY Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Oceanside, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Oceanside, NY Home Insurance Coverage Levels | Back to Top
| Oceanside, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Foxdale Ave, Smith Pl, E Lexington Ave, Merle Ave, Chamberlin St, Pierce St, Winona Rd, Howell St, Kenilworth St, Kinsley Ct | $398,500 | $370,000 | $300,000-$350,000 | $871,000 | $780,000 | $700,000-$800,000 |
| Jeffery Dr, Turf Rd, Morea St, Stanley Pl, Two Brothers Ct, Soper Ave, Dot Ct E, Reina St, Amos Ave, Anthony St | $453,000 | $390,000 | $500,000-$600,000 | $694,000 | $630,000 | $700,000-$800,000 |
| Sunnybrook Dr, Loftus Ave, Patten Ave, Saratoga St, Clive Ave, Bayfield Blvd, Fox Ave, Sunnyside Rd, Skillman Ave, Frederick St | $420,500 | $350,000 | $400,000-$500,000 | $646,500 | $540,000 | $600,000-$700,000 |
| Links Dr S, Benjamin Rd, Bayside Ave, Allon St, Thompson Ave, S Long Beach Rd, Arthur Ct, Alhambra Dr, Anderson St, Terrell Ave | $370,000 | $310,000 | $400,000-$500,000 | $451,500 | $390,000 | $400,000-$500,000 |
| Carrel Blvd, Ralph Ave, Daly Blvd, Rockville Ct, Beatrice Ave, Farrington Rd, Yost Blvd, Brian St, Niles St, Carter Ave | $306,500 | $270,000 | $300,000-$350,000 | $370,500 | $340,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Oceanside, NY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$229 | $1,204 |
| Superior Protection Discount | -$129 | $1,305 |
| Fire & Security Discount | -$100 | $1,333 |
| Hail Resistant Roof Discount | -$43 | $1,391 |
| Newly Constructed Home Discount | -$358 | $1,075 |
Choose your Oceanside, NY Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,392 |
| Hail Damage | $4,759 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,222 |
Identify Top Home Insurance Agents near Oceanside, NY | Back to Top
| Home Insurance Company Oceanside, NY | Homeowners Insurance Agency Oceanside, NY | Address | Popularity Score | Distance from Oceanside (miles) |
|---|---|---|---|---|
| Travelers | Westrock Insurance Agency | 151 N Main St Ste 204, New City, NY, 10956 | 40.3 | |
| State Farm | Renee Berges | 490 New York Ave, Huntington, NY, 11743-4214 | 19.6 | |
| Allstate | Mahindro Jainarine | 11810 Rockaway Blvd, South Ozone Park, NY, 11420 | 10.0 | |
| State Farm | Herb Albernas | 1575 Dutch Broadway, Valley Stream, NY, 11580-1333 | 4.9 | |
| State Farm | Darryl Dodson | 17215 Hillside Ave, Jamaica, NY, 11432-4643 | 9.7 | |
| Allstate | Joseph V Thomas | 25610 Union Tpke, Floral Park, NY, 11004 | 8.8 | |
| State Farm | John Garfinkel | 203 Nassau Ave # A, Brooklyn, NY, 11222-3509 | 17.4 | |
| State Farm | Bob Masterson | 1 Division Ave, Levittown, NY, 11756-2919 | 8.6 | |
| State Farm | David Accomando | 1558 Hempstead Tpke, Elmont, NY, 11003-2354 | 6.0 | |
| Allstate | Nicholas Clarke | 28 Jericho Tpke, New Hyde Park, NY, 11040 | 7.4 |
Compare Rates for Oceanside, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,660 | $870 |
| Nassau County, NY | $460,700 | $1,517 | $1,050 | $2,170 | $1,120 |
| Oceanside, NY | $443,900 | $1,434 | $960 | $1,990 | $1,030 |
| South Huntington, NY | $421,100 | $1,962 | $1,390 | $2,730 | $1,340 |
| Brightwaters, NY | $503,400 | $2,322 | $1,580 | $3,300 | $1,720 |
| Mount Vernon, NY | $355,600 | $1,373 | $950 | $1,940 | $990 |
| Fair Lawn, NJ | $406,400 | $1,222 | $830 | $1,720 | $890 |
| Cedar Grove, NJ | $451,500 | $1,002 | $680 | $1,380 | $700 |
| Haledon, NJ | $264,100 | $817 | $590 | $1,150 | $560 |
| Valley Cottage, NY | $385,800 | $981 | $670 | $1,400 | $730 |
| Long Hill, NJ | $540,800 | $981 | $670 | $1,360 | $690 |
| Franklin Center, NJ | $395,300 | $1,276 | $880 | $1,800 | $920 |
| Jefferson Valley-Yorktown, NY | $416,000 | $1,050 | $750 | $1,460 | $710 |
Research Home Insurance Companies Reviews in Oceanside, NY Before Buying | Back to Top
Share a review on your home insurance company
Ameriprise Home Insurance Reviews
Date: October 06, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Premium
I've talked with others and mine in the lowest. Deductable is my choice and in line with other companies. I'm happy with my insurance so have not compared recently.
USAA Home Insurance Reviews
Date: October 31, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The insurance premium doesn't seem bad. Unfortunately, it did go up after I had to make a claim, but that happens. It seems comparable to other insurance companies, and I like staying with USAA.