Gavop tells you how to get the best homeowners insurance in Buffalo County, WI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $138,500 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $185,500 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $246,500 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $345,500 | $300,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$85 | $521 |
| Superior Protection Discount | -$54 | $551 |
| Fire & Security Discount | -$48 | $557 |
| Hail Resistant Roof Discount | -$18 | $587 |
| Newly Constructed Home Discount | -$133 | $472 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Buffalo County | $700 | $598 | $1,298 | $435 | $1,135 | $163 |
| Buffalo County, WI | $1,000 | $598 | $1,598 | $435 | $1,435 | $163 |
| Strum, WI | $300 | $605 | $905 | $439 | $739 | $165 |
| Whitewater, MN | $2,000 | $1,407 | $3,407 | $1,022 | $3,022 | $384 |
| Downsville, WI | $300 | $593 | $893 | $431 | $731 | $162 |
| Hyde Park, MN | $700 | $1,404 | $2,104 | $1,020 | $1,720 | $384 |
| Tainter, WI | $400 | $697 | $1,097 | $506 | $906 | $190 |
| Olmsted County, MN | $2,000 | $1,061 | $3,061 | $771 | $2,771 | $290 |
| Mentor, WI | $400 | $570 | $970 | $414 | $814 | $156 |
| Woodville, WI | $1,500 | $572 | $2,072 | $416 | $1,916 | $156 |
| La Crosse, WI | $500 | $768 | $1,268 | $558 | $1,058 | $210 |
| Boyceville, WI | $1,000 | $505 | $1,505 | $367 | $1,367 | $138 |
| Home Insurance Company Buffalo County, WI | Homeowners Insurance Agency Buffalo County, WI | Address | Popularity Score | Distance from Buffalo County (miles) |
|---|---|---|---|---|
| Travelers | Townsend Insurance | 3629c Mormon Coulee Rd, La Crosse, WI, 54601 | 49.9 | |
| Allstate | Mary Thompson | 2408 State Rd, La Crosse, WI, 54601 | 49.0 | |
| State Farm | Kyle Visker | 111 2nd St S, La Crosse, WI, 54601-3206 | 47.1 | |
| Travelers | Jerry Thompson Agency Inc | 208 Main St, Durand, WI, 54736 | 19.4 | |
| Travelers | Bautch Insurance | 117 S Main St, Alma, WI, 54610 | 9.1 | |
| Allstate | Rick Teska | 3629 Mormon Coulee Rd Ste A, La Crosse, WI, 54601 | 49.9 | |
| Farmers | Irvin Hougom | 105 7th St S, La Crosse, WI, 54601 | 47.4 | |
| State Farm | Kerri Bandell | 1288 Rudy St Ste 101, Onalaska, WI, 54650-8565 | 45.1 | |
| Travelers | Fleis Insurance Agency | 611 Main St, Onalaska, WI, 54650 | 43.7 | |
| State Farm | Charlie Smader | 1901 Jackson St, La Crosse, WI, 54601-5867 | 48.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $490 | $980 | $490 |
| Buffalo County, WI | $150,400 | $605 | $440 | $840 | $400 |
| Buffalo County, WI | $150,400 | $605 | $430 | $840 | $410 |
| Strum, WI | $132,200 | $612 | $410 | $860 | $450 |
| Whitewater, MN | $280,900 | $1,424 | $1,040 | $2,040 | $1,000 |
| Downsville, WI | $127,300 | $600 | $440 | $820 | $380 |
| Hyde Park, MN | $280,000 | $1,421 | $1,040 | $1,980 | $940 |
| Tainter, WI | $181,600 | $705 | $500 | $1,010 | $510 |
| Olmsted County, MN | $188,300 | $1,074 | $730 | $1,480 | $750 |
| Mentor, WI | $118,200 | $577 | $420 | $820 | $400 |
| Woodville, WI | $119,000 | $579 | $420 | $790 | $370 |
| La Crosse, WI | $132,200 | $777 | $530 | $1,070 | $540 |
| Boyceville, WI | $96,100 | $511 | $370 | $730 | $360 |