Gavop shows you how to buy homeowners insurance in Washington County, ID by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Washington County, ID - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W 5th St, W Main St, Big Flat Rd, This Rd, Stub Ln, Fairmont Dr, Schwenkfelder Rd, Toney Ln, Farm To Market Rd, Bonner Rd | $164,500 | $150,000 | $175,000-$200,000 | $93,500 | $80,000 | $75,000-$100,000 |
| Favre Rd, Pence St, Byrd Rd, Paddock Valley Rd, Summit Ave, N Crane Rd, Horse Flats Rd, Dillon Dr, Weiser River Rd, Waite Rd | $176,500 | $140,000 | $150,000-$175,000 | $99,000 | $90,000 | $100,000-$125,000 |
| Smith Rd, Paddock Ave, 1st St, School Rd, Hillcrest Ave, Sand Rd, N 2nd St, Hague Rd, Upper Rd, Lawrence Ln | $180,500 | $170,000 | $175,000-$200,000 | $150,500 | $130,000 | $125,000-$150,000 |
| Cemetery Rd, E 8th St, Feltham Rd, W 1st St, E 1st St, Deer Creek Rd, Dutch Flat Rd, Leighton Ave, Thomason Lane Rd, Ferrel Rd | $196,000 | $160,000 | $200,000-$250,000 | $137,500 | $130,000 | $125,000-$150,000 |
| Dixie Rd, Horse Flat Rd, Superior St, E Liberty St, Bruce Ln, Day Rd, Canary St, Cherry Gulch Rd, Smith Rd, Glascock Rd | $216,000 | $200,000 | $200,000-$250,000 | $115,500 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $555 |
| Superior Protection Discount | -$68 | $609 |
| Fire & Security Discount | -$61 | $616 |
| Hail Resistant Roof Discount | -$14 | $663 |
| Newly Constructed Home Discount | -$142 | $534 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washington County | $700 | $668 | $1,368 | $486 | $1,186 | $183 |
| Washington County, ID | $2,000 | $668 | $2,668 | $486 | $2,486 | $183 |
| Cambridge, ID | $200 | $600 | $800 | $436 | $636 | $164 |
| Dead Ox Flat, OR | $2,500 | $534 | $3,034 | $388 | $2,888 | $146 |
| Payette County, ID | $500 | $668 | $1,168 | $486 | $986 | $183 |
| Ontario, OR | $1,500 | $692 | $2,192 | $503 | $2,003 | $189 |
| Gem County, ID | $500 | $663 | $1,163 | $481 | $981 | $181 |
| Smiths Ferry, ID | $1,500 | $692 | $2,192 | $503 | $2,003 | $189 |
| Nyssa, OR | $400 | $437 | $837 | $317 | $717 | $119 |
| Cascade, ID | $700 | $691 | $1,391 | $502 | $1,202 | $189 |
| Parma, ID | $300 | $573 | $873 | $416 | $716 | $157 |
| Middleton, ID | $2,500 | $590 | $3,090 | $429 | $2,929 | $161 |
| Home Insurance Company Washington County, ID | Homeowners Insurance Agency Washington County, ID | Address | Popularity Score | Distance from Washington County (miles) |
|---|---|---|---|---|
| State Farm | Mike Taylor | 820 S Washington Ave, Emmett, ID, 83617-3529 | 42.7 | |
| State Farm | Lisa Brown | 1611 N Whitley Dr Ste 2, Fruitland, ID, 83619-2180 | 29.8 | |
| Liberty Mutual Independent | The Insurance Group | 444 Highway 16 Ste 102, Emmett, ID, 83617 | 43.2 | |
| Allstate | Sam Zenor | 725 Sw 8th St, Fruitland, ID, 83619 | 31.3 | |
| State Farm | Maryann Allen | 203 Michigan Avenue, Council, ID, 83612 | 26.1 | |
| Liberty Mutual Independent | The Insurance Group | Po Box 572 , Cascade, ID, 83611 | 32.8 | |
| Liberty Mutual Independent | The Insurance Group | 444 Hwy 16, Ste 102 , Emmett, ID, 83617 | 43.2 | |
| State Farm | Harrison Mcarthur | 116 N 3rd St Ste 3, Mccall, ID, 83638-4417 | 46.5 | |
| Liberty Mutual Independent | The Insurance Group Inc-W | 404 E 7th St, Weiser, ID, 83672 | 16.1 | |
| Liberty Mutual Independent | The Insurance Group | 214 S Main St, Cascade, ID, 83611 | 37.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $450 | $900 | $450 |
| Washington County, ID | $149,100 | $676 | $480 | $930 | $450 |
| Washington County, ID | $149,100 | $676 | $490 | $930 | $440 |
| Cambridge, ID | $162,700 | $607 | $420 | $840 | $420 |
| Dead Ox Flat, OR | $163,500 | $540 | $390 | $740 | $350 |
| Payette County, ID | $138,900 | $676 | $490 | $960 | $470 |
| Ontario, OR | $120,100 | $701 | $500 | $990 | $490 |
| Gem County, ID | $148,800 | $671 | $460 | $950 | $490 |
| Smiths Ferry, ID | $236,800 | $700 | $480 | $960 | $480 |
| Nyssa, OR | $105,000 | $442 | $300 | $610 | $310 |
| Cascade, ID | $235,800 | $699 | $510 | $1,000 | $490 |
| Parma, ID | $146,500 | $580 | $420 | $810 | $390 |
| Middleton, ID | $187,600 | $597 | $430 | $820 | $390 |