Gavop shows you how to buy homeowners insurance in Lacombe, LA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $121,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $185,000 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $171,500 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $387,500 | $310,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$174 | $792 |
| Superior Protection Discount | -$87 | $879 |
| Fire & Security Discount | -$87 | $879 |
| Hail Resistant Roof Discount | -$29 | $937 |
| Newly Constructed Home Discount | -$213 | $754 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Tammany Parish | $2,500 | $1,293 | $3,793 | $940 | $3,440 | $353 |
| Lacombe, LA | $2,500 | $955 | $3,455 | $694 | $3,194 | $261 |
| Eden Isle, LA | $100 | $1,094 | $1,194 | $795 | $895 | $299 |
| Pearl River, LA | $1,000 | $1,652 | $2,652 | $1,200 | $2,200 | $451 |
| Arabi, LA | $500 | $1,554 | $2,054 | $1,129 | $1,629 | $425 |
| River Ridge, LA | $2,500 | $1,118 | $3,618 | $813 | $3,313 | $306 |
| Kiln, MS | $200 | $1,406 | $1,606 | $1,022 | $1,222 | $384 |
| Timberlane, LA | $2,500 | $975 | $3,475 | $708 | $3,208 | $266 |
| Poydras, LA | $400 | $1,255 | $1,655 | $912 | $1,312 | $343 |
| Washington, LA | $2,500 | $969 | $3,469 | $704 | $3,204 | $265 |
| Lutcher, LA | $400 | $1,448 | $1,848 | $1,053 | $1,453 | $396 |
| Home Insurance Company Lacombe, LA | Homeowners Insurance Agency Lacombe, LA | Address | Popularity Score | Distance from Lacombe (miles) |
|---|---|---|---|---|
| Travelers | Gillis Ellis & Baker Inc | 1615 Poydras St Ste 700, New Orleans, LA, 70112 | 26.5 | |
| State Farm | Grant Gravois | 1322 Corp Sq Dr, Slidell, LA, 70458-3153 | 8.3 | |
| State Farm | Sharon Green | 391 Gause Blvd W, Slidell, LA, 70460-2432 | 9.0 | |
| State Farm | Derek Morel | 5555 Bullard Ave Ste 104, New Orleans, LA, 70128-3457 | 19.1 | |
| State Farm | Manie Garcia | 1187 Robert Blvd, Slidell, LA, 70458-2013 | 9.7 | |
| State Farm | Selene Eagan-Tingle | 2180 N Causeway Blvd Ste 13, Mandeville, LA, 70471-6503 | 10.1 | |
| Travelers | Financial Assurance Llc | 6620 Riverside Dr Ste 210, Metairie, LA, 70003 | 27.2 | |
| State Farm | Chuck Miramon | 4402 Highway 22, Mandeville, LA, 70471-3310 | 10.1 | |
| Travelers | Insurance Underwriters Ltd | 710 Brownswitch Rd Ste 6, Slidell, LA, 70548 | 10.7 | |
| State Farm | Sue Cambre | 915 Fifth Street, Gretna, LA, 70053-6003 | 28.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| St. Tammany Parish, LA | $206,600 | $1,309 | $920 | $1,880 | $960 |
| Lacombe, LA | $157,300 | $966 | $680 | $1,390 | $710 |
| Eden Isle, LA | $296,700 | $1,108 | $780 | $1,600 | $820 |
| Pearl River, LA | $153,900 | $1,672 | $1,170 | $2,410 | $1,240 |
| Arabi, LA | $139,600 | $1,573 | $1,100 | $2,270 | $1,170 |
| River Ridge, LA | $253,100 | $1,132 | $790 | $1,630 | $840 |
| Kiln, MS | $154,800 | $1,423 | $1,040 | $1,980 | $940 |
| Timberlane, LA | $163,200 | $987 | $690 | $1,420 | $730 |
| Poydras, LA | $104,600 | $1,270 | $890 | $1,830 | $940 |
| Washington, LA | $84,600 | $981 | $690 | $1,410 | $720 |
| Lutcher, LA | $126,000 | $1,466 | $1,030 | $2,110 | $1,080 |