Gavop shows you how to buy homeowners insurance in Warren County, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $34,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $98,500 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $114,500 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $123,500 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $315,500 | $270,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $696 |
| Superior Protection Discount | -$75 | $754 |
| Fire & Security Discount | -$75 | $754 |
| Hail Resistant Roof Discount | -$17 | $812 |
| Newly Constructed Home Discount | -$207 | $621 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Warren County | $1,500 | $818 | $2,318 | $595 | $2,095 | $224 |
| Warren County, IL | $2,000 | $818 | $2,818 | $595 | $2,595 | $224 |
| Kelly, IL | $400 | $780 | $1,180 | $567 | $967 | $213 |
| Stronghurst, IL | $1,000 | $585 | $1,585 | $425 | $1,425 | $160 |
| Putman, IL | $400 | $556 | $956 | $404 | $804 | $152 |
| Elmwood, IL | $1,500 | $707 | $2,207 | $514 | $2,014 | $193 |
| Rural, IL | $400 | $888 | $1,288 | $645 | $1,045 | $243 |
| Ipava, IL | $1,500 | $520 | $2,020 | $378 | $1,878 | $142 |
| Lewistown, IL | $100 | $584 | $684 | $424 | $524 | $160 |
| Drury, IL | $2,500 | $799 | $3,299 | $581 | $3,081 | $218 |
| Burns, IL | $400 | $688 | $1,088 | $500 | $900 | $188 |
| Bettendorf, IA | $1,500 | $925 | $2,425 | $672 | $2,172 | $253 |
| Home Insurance Company Warren County, IL | Homeowners Insurance Agency Warren County, IL | Address | Popularity Score | Distance from Warren County (miles) |
|---|---|---|---|---|
| Travelers | Town & Country Insurance Agency Ltd | 301 North Main, Canton, IL, 61520 | 36.7 | |
| State Farm | Kris Dornbush | 57 S Adams St, Carthage, IL, 62321-1433 | 40.5 | |
| Allstate | Insurance Center | 527 S Promenade St, Havana, IL, 62644 | 48.4 | |
| Travelers | Ford & Maynard Agency | 104 S E 3rd Ave, Aledo, IL, 61231 | 25.1 | |
| State Farm | Dennis Twitty | 336 N Henderson St, Galesburg, IL, 61401-3506 | 14.2 | |
| State Farm | Roger Clawson | 800 36th Ave, Moline, IL, 61265-7168 | 43.2 | |
| Allstate | Kraigg Knary | 4110 Blackhawk Rd Ste 1, Rock Island, IL, 61201 | 42.8 | |
| State Farm | Jim Frederich | 204 W 1st St, Geneseo, IL, 61254-1344 | 48.1 | |
| State Farm | Max Thompson | 108 N Orange St, Havana, IL, 62644-1152 | 47.9 | |
| State Farm | Jon Ferguson | 91 Public Sq, Monmouth, IL, 61462-1773 | 4.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $570 | $1,160 | $590 |
| Warren County, IL | $83,900 | $828 | $560 | $1,180 | $620 |
| Warren County, IL | $83,900 | $828 | $590 | $1,170 | $580 |
| Kelly, IL | $150,400 | $789 | $560 | $1,080 | $520 |
| Stronghurst, IL | $83,700 | $592 | $400 | $810 | $410 |
| Putman, IL | $76,500 | $563 | $400 | $810 | $410 |
| Elmwood, IL | $121,500 | $716 | $490 | $990 | $500 |
| Rural, IL | $208,000 | $899 | $640 | $1,270 | $630 |
| Ipava, IL | $67,400 | $526 | $380 | $730 | $350 |
| Lewistown, IL | $83,500 | $591 | $400 | $850 | $450 |
| Drury, IL | $159,100 | $809 | $540 | $1,160 | $620 |
| Burns, IL | $114,500 | $696 | $470 | $1,000 | $530 |
| Bettendorf, IA | $197,000 | $936 | $660 | $1,340 | $680 |