How Can I Make My Urban Honolulu, HI Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Urban Honolulu, HI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Urban Honolulu, HI Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $172,500 | $140,000 | $125,000-$150,000 |
| 2 Bedroom | $416,000 | $370,000 | $400,000-$500,000 |
| 3 Bedroom | $450,000 | $410,000 | $500,000-$600,000 |
| 4 Bedroom | $495,500 | $470,000 | $500,000-$600,000 |
| 5 Bedroom | $1,135,000 | $1,010,000 | $900,000-$1,000,000 |
Estimate your Savings with Home Insurance Discounts in Urban Honolulu, HI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $812 |
| Superior Protection Discount | -$86 | $869 |
| Fire & Security Discount | -$86 | $869 |
| Hail Resistant Roof Discount | -$19 | $936 |
| Newly Constructed Home Discount | -$267 | $688 |
Choose the Right Deductible for your Urban Honolulu, HI Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Honolulu County | $2,500 | $1,400 | $3,900 | $1,018 | $3,518 | $383 |
| Urban Honolulu, HI | $1,000 | $944 | $1,944 | $686 | $1,686 | $258 |
| Maunawili, HI | $500 | $2,278 | $2,778 | $1,656 | $2,156 | $623 |
| Ahuimanu, HI | $2,500 | $946 | $3,446 | $688 | $3,188 | $259 |
| Kailua, HI | $200 | $1,491 | $1,691 | $1,084 | $1,284 | $408 |
| Waipio, HI | $700 | $992 | $1,692 | $721 | $1,421 | $271 |
| Waikane, HI | $500 | $1,962 | $2,462 | $1,426 | $1,926 | $536 |
| Waikele, HI | $2,500 | $997 | $3,497 | $724 | $3,224 | $272 |
| Ewa, HI | $400 | $922 | $1,322 | $670 | $1,070 | $252 |
| Kaaawa, HI | $1,000 | $1,780 | $2,780 | $1,294 | $2,294 | $487 |
| Maunaloa, HI | $100 | $756 | $856 | $549 | $649 | $207 |
Identify Top Home Insurance Agents near Urban Honolulu, HI | Back to Top
| Home Insurance Company Urban Honolulu, HI | Homeowners Insurance Agency Urban Honolulu, HI | Address | Popularity Score | Distance from Urban Honolulu (miles) |
|---|---|---|---|---|
| State Farm | Derek Sayegusa | 2851 East Manoa Rd Ste 1-200, Honolulu, HI, 96822-1858 | 2.6 | |
| State Farm | Jef Saragena | 677 Ala Moana Blvd Ste 310, Honolulu, HI, 96813-5415 | 2.1 | |
| State Farm | Sean Huh | 23 S Vineyard Blvd Ste 205, Honolulu, HI, 96813-2364 | 1.0 | |
| State Farm | Larry Welsch | 1575 S Beretania Street, Honolulu, HI, 96826-1141 | 1.9 | |
| Travelers | Insurance Solutions Llc | 615 Piikoi St Ste 1711, Honolulu, HI, 96814 | 2.0 | |
| State Farm | Rachel Rooney | 45-1123 Kam Hwy Ste B, Kaneohe, HI, 96744-3252 | 6.6 | |
| Allstate | Erick Ellgren | 1806 S King St Ste 32, Honolulu, HI, 96826 | 2.2 | |
| Travelers | Business Insurance Services Inc | 615 Piikoi St #1901, Honolulu, HI, 96814 | 2.0 | |
| State Farm | Doug Kam-Young | 2841 Kaonawai Pl, Honolulu, HI, 96822-1812 | 2.6 | |
| State Farm | Darin Ono | 2969 Mapunapuna Pl Ste 111, Honolulu, HI, 96819-2000 | 3.6 |
Compare Rates for Urban Honolulu, HI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Hawaii | $563,900 | $1,619 | $1,200 | $2,360 | $1,160 |
| Honolulu County, HI | $626,400 | $1,418 | $1,050 | $2,070 | $1,020 |
| Urban Honolulu, HI | $628,300 | $955 | $710 | $1,390 | $680 |
| Maunawili, HI | $948,400 | $2,306 | $1,710 | $3,370 | $1,660 |
| Ahuimanu, HI | $630,200 | $958 | $710 | $1,400 | $690 |
| Kailua, HI | $901,200 | $1,509 | $1,120 | $2,200 | $1,080 |
| Waipio, HI | $526,100 | $1,004 | $740 | $1,470 | $730 |
| Waikane, HI | $750,000 | $1,986 | $1,470 | $2,900 | $1,430 |
| Waikele, HI | $478,100 | $1,009 | $750 | $1,470 | $720 |
| Ewa, HI | $572,500 | $934 | $690 | $1,360 | $670 |
| Kaaawa, HI | $652,300 | $1,802 | $1,330 | $2,630 | $1,300 |
| Maunaloa, HI | $236,800 | $765 | $570 | $1,120 | $550 |
Research Home Insurance Companies Reviews in Urban Honolulu, HI Before Buying | Back to Top
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State Farm Home Insurance Reviews
Date: April 06, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: December 09, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: November 29, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: October 05, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 30, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: August 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: July 28, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: May 14, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Allstate Home Insurance Reviews
Date: February 28, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: December 29, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: December 25, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 08, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
GEICO Home Insurance Reviews
Date: March 01, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: January 02, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried