Gavop's guide to buying homeowners insurance in Colbert, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $61,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $158,000 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $144,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $217,500 | $190,000 | $175,000-$200,000 |
| 5 Bedroom | $168,000 | $150,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $662 |
| Superior Protection Discount | -$80 | $718 |
| Fire & Security Discount | -$88 | $710 |
| Hail Resistant Roof Discount | -$16 | $782 |
| Newly Constructed Home Discount | -$200 | $599 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Madison County | $1,000 | $713 | $1,713 | $518 | $1,518 | $195 |
| Colbert, GA | $1,000 | $788 | $1,788 | $573 | $1,573 | $215 |
| Madison County, GA | $400 | $713 | $1,113 | $518 | $918 | $195 |
| Nicholson, GA | $1,500 | $920 | $2,420 | $668 | $2,168 | $251 |
| Barrow County, GA | $400 | $870 | $1,270 | $632 | $1,032 | $238 |
| Talmo, GA | $1,000 | $957 | $1,957 | $696 | $1,696 | $262 |
| Auburn, GA | $300 | $770 | $1,070 | $560 | $860 | $210 |
| Madison, GA | $1,000 | $851 | $1,851 | $619 | $1,619 | $233 |
| Grayson, GA | $400 | $1,288 | $1,688 | $936 | $1,336 | $352 |
| Buford-Sugar Hill, GA | $700 | $1,138 | $1,838 | $827 | $1,527 | $311 |
| Mansfield, GA | $300 | $887 | $1,187 | $645 | $945 | $242 |
| Yonah, GA | $700 | $1,048 | $1,748 | $762 | $1,462 | $286 |
| Home Insurance Company Colbert, GA | Homeowners Insurance Agency Colbert, GA | Address | Popularity Score | Distance from Colbert (miles) |
|---|---|---|---|---|
| Travelers | Talbert Insurance Services | 3473 Satellite Blvd Ste 114, Duluth, GA, 30096 | 50.1 | |
| Allstate | Christopher Jackson | 1061 Parkside Cmns # 201, Greensboro, GA, 30642 | 41.7 | |
| Travelers | Pachuta Insurance Agency | 1031 Village Dr Ste A, Watkinsville, GA, 30677 | 16.1 | |
| State Farm | Ches Smith | 425 N Milledge Ave, Athens, GA, 30601-3807 | 9.9 | |
| State Farm | Gene Arrant | 2720 Mall Of Ga Blvd Ste 104, Buford, GA, 30519-8760 | 40.6 | |
| Liberty Mutual Independent | Chandler Insurance Group Inc | 121 Old Dawson Village Rd Bldg 100 Unit 210, Dawsonville, GA, 30534 | 48.6 | |
| State Farm | Jerry Mccarthy | 125 Hurricane Shoals Road, Lawrenceville, GA, 30046 | 41.8 | |
| Liberty Mutual Independent | Chastain & Associates Insurance Agency Inc | 272 Hancock Avenue, Athens, GA, 30604 | 9.4 | |
| State Farm | Pat Springer | 2047 Law Suw Rd Ste B, Suwanee, GA, 30024-2660 | 45.8 | |
| Travelers | First National Insurance Group | 1689 Duluth Hwy, Lawrenceville, GA, 30043 | 46.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $690 | $1,410 | $720 |
| Madison County, GA | $121,600 | $722 | $490 | $1,000 | $510 |
| Colbert, GA | $142,200 | $798 | $580 | $1,130 | $550 |
| Madison County, GA | $121,600 | $722 | $520 | $1,020 | $500 |
| Nicholson, GA | $137,600 | $931 | $620 | $1,280 | $660 |
| Barrow County, GA | $134,300 | $880 | $640 | $1,220 | $580 |
| Talmo, GA | $146,900 | $969 | $670 | $1,370 | $700 |
| Auburn, GA | $136,900 | $780 | $560 | $1,080 | $520 |
| Madison, GA | $230,200 | $862 | $580 | $1,220 | $640 |
| Grayson, GA | $273,100 | $1,304 | $950 | $1,790 | $840 |
| Buford-Sugar Hill, GA | $205,100 | $1,152 | $790 | $1,620 | $830 |
| Mansfield, GA | $175,700 | $898 | $660 | $1,240 | $580 |
| Yonah, GA | $173,100 | $1,061 | $710 | $1,470 | $760 |