Gavop tells you how to get the best homeowners insurance in Montgomery County, OH by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Montgomery County, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Glensdel Dr, Liberty Bell Cir, Trailway Ave, Shady Tree Ct, Meeker Woods, Kathylee Ct, Abington Green Ct, Lloyd Ave, Winchester Dr, Whitewood Ct | $139,000 | $110,000 | $125,000-$150,000 | $73,500 | $60,000 | $50,000-$75,000 |
| Rye Dr, Edgecliff Ave, Gold St, Pursell Ave, Saylor St, Lawver Ln, Olde Farm Ln, Wellfleet Dr, Mystic Dr, Anniston Dr | $192,000 | $180,000 | $200,000-$250,000 | $143,500 | $120,000 | $125,000-$150,000 |
| S Wright Ave, Idle Wilde Blvd, Bird Dog Ct, Coronette Ave, Larchmont Dr, Eva St, Executive Blvd, Bellflower St, Lowe Ln, Brandon Rd | $107,000 | $100,000 | $75,000-$100,000 | $55,500 | $50,000 | $50,000-$75,000 |
| Soloman St, Greenridge Dr, Wienburg Dr, Audene Ct, E Cottage Ave, Serene Pl, Lodell Ave, Sunrise Ave, Munich Ave, Shady Cove Ln | $111,000 | $100,000 | $100,000-$125,000 | $95,500 | $80,000 | $100,000-$125,000 |
| Firwood Dr, Wehrly Ave, Eastland Ave, Alliance Pl, Vienna Pkwy, Ned Dr, Cliffanne Ct, Hambletonian Ct, West Dr, Sydenham Dr | $195,500 | $160,000 | $200,000-$250,000 | $162,000 | $150,000 | $150,000-$175,000 |
| Friendship Cir, Hayden Ave, Ottello Ave, Sterling Oaks Ct, Foxmoor Cir, Artesia Dr, Renard Dr, Dorval Ave, Fairground Ave, Coolidge Dr | $169,000 | $140,000 | $175,000-$200,000 | $134,500 | $120,000 | $125,000-$150,000 |
| Elyria Ln, Golfview Ave, Erbaugh Ave, Deer Path Ln, Copper Tree Ct, Danner Ave, Foxburrow Way, Sheringham Ct, Harshman Rd, Giles St | $193,500 | $160,000 | $175,000-$200,000 | $181,000 | $150,000 | $150,000-$175,000 |
| Wilmington Ave, S Johnsville Rd, N Dixie Rd, Fallview Ave, Bauer Ave, Ernroe Dr, Roger Ct, Goodlow Ave, Timber Ln, Fairpark Ave | $78,500 | $60,000 | $75,000-$100,000 | $111,000 | $100,000 | $100,000-$125,000 |
| Hewitt Ave, Copeland St, Barlow Rd, Norton Ave, Rumson St, Magnolia St, Verona Dr, Edgemoor Pl, E Maple Ave, Eda Ave | $112,000 | $90,000 | $75,000-$100,000 | $92,500 | $80,000 | $75,000-$100,000 |
| Parknoll Rd, Pow Mia Memorial, Aerial Ave, Everett Dr, Gleason Dr, Fleetfoot St, Alton Ave, Brooke Woode Dr, Leacourt Dr, S Center St | $84,000 | $70,000 | $75,000-$100,000 | $108,500 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $529 |
| Superior Protection Discount | -$57 | $580 |
| Fire & Security Discount | -$70 | $567 |
| Hail Resistant Roof Discount | -$19 | $618 |
| Newly Constructed Home Discount | -$153 | $484 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $1,500 | $630 | $2,130 | $458 | $1,958 | $172 |
| Montgomery County, OH | $700 | $630 | $1,330 | $458 | $1,158 | $172 |
| Clayton, OH | $100 | $651 | $751 | $473 | $573 | $178 |
| Jacksonburg, OH | $1,500 | $673 | $2,173 | $489 | $1,989 | $184 |
| Somers, OH | $300 | $613 | $913 | $445 | $745 | $167 |
| Donnelsville, OH | $700 | $673 | $1,373 | $489 | $1,189 | $184 |
| Wilberforce, OH | $100 | $713 | $813 | $518 | $618 | $195 |
| Casstown, OH | $700 | $556 | $1,256 | $404 | $1,104 | $152 |
| Lockland, OH | $300 | $554 | $854 | $403 | $703 | $151 |
| Kenwood, OH | $1,500 | $788 | $2,288 | $573 | $2,073 | $215 |
| Choctaw Lake, OH | $400 | $896 | $1,296 | $651 | $1,051 | $245 |
| Bloomingburg, OH | $2,000 | $556 | $2,556 | $404 | $2,404 | $152 |
| Home Insurance Company Montgomery County, OH | Homeowners Insurance Agency Montgomery County, OH | Address | Popularity Score | Distance from Montgomery County (miles) |
|---|---|---|---|---|
| State Farm | Deatria Walker | 3252 North Bend Rd, Cincinnati, OH, 45239-7611 | 42.1 | |
| Nationwide | Armando Arredondo Agency | 4731 Dixie Highway, Fairfield, OH, 45014-1847 | 31.0 | |
| State Farm | Linda Nervis | 2422 E Dorothy Ln, Dayton, OH, 45420-1155 | 9.8 | |
| Farmers | Lori Thomas | 3501 Tylersville Rd Ste E, Hamilton, OH, 45011 | 29.3 | |
| State Farm | Lonny Key | 1030 Main St, Milford, OH, 45150-1768 | 39.5 | |
| Travelers | Heyward Group Llc | 311 Wayne Avenue, Dayton, OH, 45410 | 5.8 | |
| Allstate | Jennifer Morehouse | 1120 E Dorothy Ln, Kettering, OH, 45419 | 8.4 | |
| State Farm | Clinton Coble | 1336 Woodman Dr, Dayton, OH, 45432-3496 | 9.1 | |
| Allstate | Katina Y. Johnson | 3546 W Siebenthaler Ave, Dayton, OH, 45406 | 3.8 | |
| State Farm | Jim Stocks | 135 W Dorothy Ln Ste 107, Dayton, OH, 45429-1477 | 7.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $520 | $980 | $460 |
| Montgomery County, OH | $112,100 | $637 | $430 | $870 | $440 |
| Montgomery County, OH | $112,100 | $637 | $450 | $900 | $450 |
| Clayton, OH | $133,600 | $658 | $450 | $910 | $460 |
| Jacksonburg, OH | $121,900 | $681 | $500 | $970 | $470 |
| Somers, OH | $98,600 | $620 | $430 | $880 | $450 |
| Donnelsville, OH | $121,900 | $681 | $490 | $930 | $440 |
| Wilberforce, OH | $139,600 | $722 | $510 | $990 | $480 |
| Casstown, OH | $79,500 | $563 | $390 | $810 | $420 |
| Lockland, OH | $79,000 | $561 | $380 | $770 | $390 |
| Kenwood, OH | $274,800 | $798 | $550 | $1,130 | $580 |
| Choctaw Lake, OH | $247,600 | $907 | $630 | $1,260 | $630 |
| Bloomingburg, OH | $79,600 | $563 | $390 | $790 | $400 |