Gavop shows you how to buy homeowners insurance in Mentor-on-the-Lake, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Mentor-on-the-Lake, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Salida Rd, Springwood Ct, Dahlia Dr, Richwood Dr, Birch Ln, Linden St, Pinehurst Rd, Campbell Rd, Granada Dr, Twilight Dr | $175,000 | $150,000 | $150,000-$175,000 | $79,000 | $70,000 | $50,000-$75,000 |
| Dolphin Rd, S Winds Dr, Ivy Dr, Southland Dr, North Rd, W Laura Dr, Dahlia Dr, Wedgewood Dr, N Chagrin Dr, Fenwood Ct | $189,000 | $150,000 | $175,000-$200,000 | $126,000 | $110,000 | $100,000-$125,000 |
| Lawnfield Dr, Redwood Ct, Firwood Rd, Woodside Rd, Southland Dr, Miami Rd, Munson Rd, Mooreland Ave, Sharon Dr, Hickory St | $221,000 | $190,000 | $200,000-$250,000 | $145,500 | $130,000 | $150,000-$175,000 |
| Primrose Dr, Weber Dr, Springwood Dr, Manor Dr, N Winds Dr, Goldenrod Dr, Driftwood Dr, Miami Rd, Chestnut Aly, E Birch Ln | $185,000 | $150,000 | $150,000-$175,000 | $100,500 | $80,000 | $75,000-$100,000 |
| Mooreland Rd, Southland Rd, Melody Ln, Coronada Dr, Salida Rd, Manor Dr, Andrews Rd, W Lawnfield St, Thistlewood Dr, Beech Dr | $110,500 | $90,000 | $100,000-$125,000 | $151,000 | $130,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$51 | $592 |
| Home and Two Car | -$109 | $534 |
| Home and Three Car | -$154 | $489 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lake County | $2,000 | $713 | $2,713 | $518 | $2,518 | $195 |
| Mentor-on-the-Lake, OH | $2,000 | $636 | $2,636 | $462 | $2,462 | $174 |
| Waite Hill, OH | $300 | $1,867 | $2,167 | $1,357 | $1,657 | $510 |
| Lake County, OH | $1,000 | $713 | $1,713 | $518 | $1,518 | $195 |
| Highland Hills, OH | $400 | $538 | $938 | $391 | $791 | $147 |
| Harpersfield, OH | $2,500 | $762 | $3,262 | $554 | $3,054 | $208 |
| Rock Creek, OH | $300 | $579 | $879 | $421 | $721 | $158 |
| Twinsburg Heights, OH | $700 | $615 | $1,315 | $447 | $1,147 | $168 |
| Rocky River, OH | $500 | $721 | $1,221 | $524 | $1,024 | $197 |
| Munroe Falls, OH | $1,000 | $689 | $1,689 | $501 | $1,501 | $188 |
| Lakemore, OH | $200 | $634 | $834 | $461 | $661 | $173 |
| Niles, OH | $2,500 | $685 | $3,185 | $498 | $2,998 | $187 |
| Home Insurance Company Mentor-on-the-Lake, OH | Homeowners Insurance Agency Mentor-on-the-Lake, OH | Address | Popularity Score | Distance from Mentor-on-the-Lake (miles) |
|---|---|---|---|---|
| State Farm | Kevin Kilfoyle | 1922 Mentor Ave, Painesville, OH, 44077-1325 | 4.4 | |
| Liberty Mutual Independent | Althans Insurance Agency | 543 Washington St, Chagrin Falls, OH, 44022 | 19.9 | |
| Liberty Mutual Independent | Meder-Bush Insurance Agency | 34443 Chardon Road #8, Willoughby Hills, OH, 44094 | 9.6 | |
| Travelers | The Dynes Insurance Group Inc | 6102 Vrooman Road, Painesville, OH, 44077 | 9.8 | |
| Travelers | Gambrel Insurance Agency | 32940 Vine St, Eastlake, OH, 44095 | 6.7 | |
| Travelers | Connerton - Feran & Associates | 35728 Vine St, Eastlake, OH, 44095 | 6.1 | |
| Travelers | Wolbert Insurance Agency | 175 Folsom St Nw, Warren, OH, 44483 | 40.4 | |
| State Farm | John Quien | 4244 Manhattan Ave, Brunswick, OH, 44212-3523 | 41.1 | |
| Allstate | Ryan Cole | 1324 Cooper Foster Park Rd W, Lorain, OH, 44053 | 47.3 | |
| State Farm | Gerry Gatten | 6815 Lake Avenue, Elyria, OH, 44035-2149 | 45.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $990 | $510 |
| Lake County, OH | $150,100 | $722 | $530 | $1,000 | $470 |
| Mentor-on-the-Lake, OH | $126,400 | $644 | $440 | $910 | $470 |
| Waite Hill, OH | $607,100 | $1,890 | $1,340 | $2,610 | $1,270 |
| Lake County, OH | $150,100 | $722 | $500 | $1,020 | $520 |
| Highland Hills, OH | $74,200 | $545 | $400 | $770 | $370 |
| Harpersfield, OH | $164,300 | $771 | $550 | $1,060 | $510 |
| Rock Creek, OH | $87,000 | $586 | $430 | $800 | $370 |
| Twinsburg Heights, OH | $99,100 | $622 | $430 | $880 | $450 |
| Rocky River, OH | $223,100 | $730 | $500 | $1,030 | $530 |
| Munroe Falls, OH | $153,100 | $698 | $500 | $960 | $460 |
| Lakemore, OH | $106,600 | $642 | $460 | $920 | $460 |
| Niles, OH | $81,800 | $694 | $510 | $950 | $440 |