Gavop's guide to buying homeowners insurance in Fayette County, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Fayette County, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Battery Way, Links Cir, Derby Dr, Kylemore Pass, Longmead Dr, Dover Ct, Robinson Ct, Bradley Dr, Wagon Wheel Way, Jericho Ln | $203,000 | $180,000 | $175,000-$200,000 | $292,500 | $240,000 | $300,000-$350,000 |
| Laurel Cir, Honeysuckle Ln, Overlook Dr, Kelly Dr, Merrydale Dr, Octavia Ct, Mill Ct, Rising Star Rd, Creekwood Ct, Windsor Hts | $146,500 | $130,000 | $125,000-$150,000 | $277,000 | $240,000 | $200,000-$250,000 |
| Princeton Trce, Georgia Ave W, Magmar Ln, Castle Ct, Felton Dr, Berwick N, Yorktown Dr, Elsberry Ln, Habersham Pl, Old Farm Rd | $147,500 | $120,000 | $150,000-$175,000 | $189,000 | $180,000 | $150,000-$175,000 |
| Mitchell Rd, Tyrone Rd, Massengale Rd, Bellfair Run, Avalon Way, Brechin Dr, Eden Edge, Tana Dr, Devilla Ct, Tarragon Dr | $388,000 | $350,000 | $350,000-$400,000 | $396,000 | $320,000 | $400,000-$500,000 |
| Densmorr Ridge, Churchill Ct, Hilo Rd, Pepperdine Way, Saint Magnus Ct, N Bend Ct, Iris Glen, Braelinn Rd, Bailey Ct, Silver Springs Dr | $149,500 | $140,000 | $150,000-$175,000 | $174,500 | $150,000 | $150,000-$175,000 |
| Mellington Ln, Manor Dr, Woodview Dr, Jenny Ct, Willow Ct, White Oak Trl, Brooks Rd, Galway Bend, Stanley Rd, Pavilion Pkwy | $157,500 | $130,000 | $125,000-$150,000 | $301,000 | $280,000 | $250,000-$300,000 |
| Cedar Trl, Stolen Hours Ln, Silvermere, Lavender Oasis, Waterwood Bend, Highland View Pt, Lakepoint Ln, Jennings Yard, Southpark Dr, Snead Rd | $343,000 | $300,000 | $350,000-$400,000 | $483,000 | $440,000 | $350,000-$400,000 |
| Tenterden Curve, Killarney Dr, Sandtrap Ridge, Atwater Park, King William Ct, Redwood Park, Lanyard Loop, Emerling Ln, Alexandria Ct, Ridge Rd | $274,000 | $250,000 | $250,000-$300,000 | $445,500 | $410,000 | $400,000-$500,000 |
| Homers Pl, Pecan Ridge Dr, Hampton Rd, Wildwood Ct, Flyrod Ct, Kite Lake Trl, Wall Cir, Woodsdale Dr, Banks Station, Regents Sq | $274,000 | $260,000 | $250,000-$300,000 | $521,000 | $460,000 | $400,000-$500,000 |
| Brittany Chase, Kylemore Ct, Brookmont Pl, Alice Ct, San Remo Ct, Ridge Vw, Commerce Dr, Millbrook Village Dr, Swains Dr, The Fountain Bleau | $237,000 | $190,000 | $250,000-$300,000 | $424,500 | $400,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$188 | $989 |
| Superior Protection Discount | -$106 | $1,071 |
| Fire & Security Discount | -$106 | $1,071 |
| Hail Resistant Roof Discount | -$35 | $1,142 |
| Newly Constructed Home Discount | -$235 | $942 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fayette County | $1,500 | $1,163 | $2,663 | $845 | $2,345 | $318 |
| Fayette County, GA | $700 | $1,163 | $1,863 | $845 | $1,545 | $318 |
| Whitesburg, GA | $100 | $716 | $816 | $521 | $621 | $196 |
| Avondale Estates, GA | $700 | $1,391 | $2,091 | $1,011 | $1,711 | $380 |
| Scottdale, GA | $200 | $810 | $1,010 | $589 | $789 | $221 |
| Villa Rica, GA | $1,500 | $695 | $2,195 | $505 | $2,005 | $190 |
| Chamblee-Doraville, GA | $100 | $1,523 | $1,623 | $1,106 | $1,206 | $416 |
| Porterdale, GA | $1,500 | $589 | $2,089 | $428 | $1,928 | $161 |
| Monroe County, GA | $200 | $844 | $1,044 | $613 | $813 | $231 |
| Walnut Grove, GA | $2,500 | $912 | $3,412 | $663 | $3,163 | $249 |
| Alpharetta, GA | $200 | $1,378 | $1,578 | $1,002 | $1,202 | $377 |
| Standing Rock, AL | $1,500 | $1,367 | $2,867 | $994 | $2,494 | $374 |
| Home Insurance Company Fayette County, GA | Homeowners Insurance Agency Fayette County, GA | Address | Popularity Score | Distance from Fayette County (miles) |
|---|---|---|---|---|
| State Farm | Brooke Barnes | 7285 Highway 16 Ste E, Senoia, GA, 30276-3348 | 9.3 | |
| Travelers | Dickerson Agency Inc | 3745 Cherokee St Ste 101, Kennesaw, GA, 30144 | 44.1 | |
| State Farm | Stefon Mason | 1534 Dunwoody Vlg Pkwy Ste 204, Atlanta, GA, 30338-4137 | 38.1 | |
| Farmers | Benny Crane | 1240 Highway 54 W Ste 102, Fayetteville, GA, 30214 | 2.7 | |
| State Farm | Chris Hernandez | 545 Lanier Ave E, Fayetteville, GA, 30214-2240 | 3.9 | |
| Nationwide | Joseph Michael Nighbert | 742 Roswell Street Se, Marietta, GA, 30060-2135 | 37.1 | |
| Travelers | Mcgriff Seibels & Williams Inc | 5605 Glenridge Dr Ste 300, Atlanta, GA, 30342 | 34.9 | |
| Allstate | Michael Thompson | 244 14th St Ne, Atlanta, GA, 30309 | 26.6 | |
| Allstate | Joseph Mccain | 6825 Jimmy Carter Blvd Ste 1570, Norcross, GA, 30071 | 39.3 | |
| State Farm | Crystal Compton | 4645 Jonesboro Rd Ste G, Forest Park, GA, 30297-3528 | 16.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $720 | $1,440 | $720 |
| Fayette County, GA | $255,300 | $1,177 | $840 | $1,670 | $830 |
| Fayette County, GA | $255,300 | $1,177 | $800 | $1,610 | $810 |
| Whitesburg, GA | $96,300 | $725 | $490 | $1,040 | $550 |
| Avondale Estates, GA | $318,200 | $1,408 | $1,030 | $1,940 | $910 |
| Scottdale, GA | $148,700 | $820 | $580 | $1,130 | $550 |
| Villa Rica, GA | $117,200 | $704 | $470 | $980 | $510 |
| Chamblee-Doraville, GA | $362,300 | $1,541 | $1,110 | $2,130 | $1,020 |
| Porterdale, GA | $76,000 | $596 | $430 | $840 | $410 |
| Monroe County, GA | $159,900 | $854 | $610 | $1,220 | $610 |
| Walnut Grove, GA | $135,600 | $923 | $630 | $1,280 | $650 |
| Alpharetta, GA | $364,900 | $1,395 | $950 | $1,910 | $960 |
| Standing Rock, AL | $181,800 | $1,384 | $980 | $1,970 | $990 |