How Can I Make My Little River, SC Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Little River, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Little River, SC Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $72,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $175,500 | $150,000 | $125,000-$150,000 |
| 3 Bedroom | $273,500 | $260,000 | $200,000-$250,000 |
| 4 Bedroom | $364,000 | $310,000 | $350,000-$400,000 |
| 5 Bedroom | $560,000 | $510,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Little River, SC | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$176 | $926 |
| Superior Protection Discount | -$110 | $992 |
| Fire & Security Discount | -$121 | $981 |
| Hail Resistant Roof Discount | -$33 | $1,069 |
| Newly Constructed Home Discount | -$264 | $838 |
Choose the Right Deductible for your Little River, SC Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Horry County | $700 | $994 | $1,694 | $722 | $1,422 | $272 |
| Little River, SC | $2,000 | $1,089 | $3,089 | $791 | $2,791 | $298 |
| Longs, SC | $500 | $701 | $1,201 | $510 | $1,010 | $192 |
| Ocean Isle Beach, NC | $2,000 | $2,285 | $4,285 | $1,661 | $3,661 | $625 |
| Loris, SC | $300 | $619 | $919 | $450 | $750 | $169 |
| Mullins, SC | $2,000 | $806 | $2,806 | $586 | $2,586 | $220 |
| East Arcadia, NC | $500 | $542 | $1,042 | $394 | $894 | $148 |
| Northwest, NC | $700 | $656 | $1,356 | $477 | $1,177 | $179 |
| Hemingway, SC | $300 | $813 | $1,113 | $591 | $891 | $222 |
| Clarkton, NC | $2,500 | $535 | $3,035 | $389 | $2,889 | $146 |
| Brown Marsh, NC | $100 | $523 | $623 | $380 | $480 | $143 |
| Proctorville, NC | $2,500 | $590 | $3,090 | $429 | $2,929 | $161 |
Identify Top Home Insurance Agents near Little River, SC | Back to Top
| Home Insurance Company Little River, SC | Homeowners Insurance Agency Little River, SC | Address | Popularity Score | Distance from Little River (miles) |
|---|---|---|---|---|
| Travelers | Carrie Johnson Insurance | 9404 Hwy 17 Bypass, Murrells Inlet, SC, 29576 | 26.4 | |
| Travelers | Waccamaw Insurance Services Inc | 1813 N. Oak Street Myrtle Beach, Myrtle Beach, SC, 29577 | 15.6 | |
| State Farm | Wade Davis | 321 Broadway St., Myrtle Beach, SC, 29577-3974 | 16.7 | |
| Travelers | Tilghman Insurance Of Myrtle Beach Llc | 1215 48th Ave North Myrtle Beach, Myrtle Beach, SC, 29577 | 13.6 | |
| Allstate | Scott H. Todd | 1515 Highway 17 S, North Myrtle Beach, SC, 29582 | 2.8 | |
| State Farm | Wyman Wise | 3311 Highway 9 E, Little River, SC, 29566-6831 | 3.0 | |
| Travelers | Tilghman Insurance Of Myrtle Beach Llc | 1215 48th Avenue North, Myrtle Beach, SC, 29577 | 13.6 | |
| State Farm | Bobby Kelly | 1341 44th Ave N Ste 101, Myrtle Beach, SC, 29577-5710 | 14.0 | |
| Liberty Mutual Independent | Frank L Siau Agency Inc | 1710 Highmarket St, Georgetown, SC, 29440 | 48.4 | |
| Allstate | Patrick Causey | 915 N Fraser St, Georgetown, SC, 29440 | 47.8 |
Compare Rates for Little River, SC Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $720 | $1,350 | $630 |
| Horry County, SC | $166,500 | $1,006 | $670 | $1,430 | $760 |
| Little River, SC | $188,500 | $1,102 | $750 | $1,560 | $810 |
| Longs, SC | $123,700 | $710 | $500 | $970 | $470 |
| Ocean Isle Beach, NC | $527,000 | $2,313 | $1,670 | $3,310 | $1,640 |
| Loris, SC | $97,500 | $627 | $450 | $900 | $450 |
| Mullins, SC | $76,100 | $816 | $580 | $1,120 | $540 |
| East Arcadia, NC | $86,300 | $549 | $380 | $750 | $370 |
| Northwest, NC | $118,300 | $664 | $450 | $950 | $500 |
| Hemingway, SC | $78,200 | $823 | $600 | $1,140 | $540 |
| Clarkton, NC | $85,000 | $542 | $370 | $770 | $400 |
| Brown Marsh, NC | $82,800 | $529 | $380 | $750 | $370 |
| Proctorville, NC | $95,000 | $597 | $420 | $850 | $430 |
Research Home Insurance Companies Reviews in Little River, SC Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 23, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
I did not compare pricing to other companies because I went with what my broker suggested. My broker suggested State Farm because I do my auto insurance through them so bundling them together gave me a better price.
Date: June 06, 2019 Age: 20 to 29 Gender: Married Marital Status: Female
Premium
I believe that the best thing is the low deductible, and the payment plain due to the situation! Even in some situations there isn't even a deductible! Everything is very consumer friendly.
GEICO Home Insurance Reviews
Date: September 11, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Our deductable is compararble to other companies. While looking for insurance, we were able to find identical coverage with different companies.
Date: July 19, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Premium
The premium is a little bit expensive. But if compare to what they offer, I think it is quite reasonable.
Allstate Home Insurance Reviews
Date: January 05, 2020 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
I liked the fact that I could bundle my insurance with one company to make everything easier, cheaper and more efficient for payment.
Farmer's Insurance Home Insurance Reviews
Date: July 07, 2019 Age: 20 to 29 Gender: Married Marital Status: Female
Customer Service
My insurance providers are always very informative and helpful, they make me feel good about bring a customer