How Can I Make My Miami Gardens, FL Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Miami Gardens, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Estimate Appropriate Miami Gardens, FL Home Insurance Coverage Levels | Back to Top

Miami Gardens, FL - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Myrtle Lake Dr, NW 174th Dr, NW 212th St, NW 186th Dr, NW 27th Cir, NW 10th Rd, NW 209th St, NW 172nd Dr, NW 203rd Ln, NE 193rd Ter $260,000 $230,000 $250,000-$300,000 $117,000 $100,000 $125,000-$150,000
NW 42nd Pl, NW 155th Dr, NW 27th Pl, NW 204th Ter, NW 44th Rd, NW 34th Pl, NE 210th St, NE 186th Ter, NW 205th Ter, 181st St $273,500 $220,000 $200,000-$250,000 $121,000 $100,000 $100,000-$125,000
NW 44th Pl, NE 6th Cir, 204th Ln, Park Centre Blvd, Bahman Ave, NW 161st Ter, NW 204th Ter, NW Sunshine State Pkwy, County Line Rd, NW 38th Pl $203,000 $190,000 $200,000-$250,000 $104,000 $90,000 $100,000-$125,000
NW 156th St Rd, NW 27th Pl, NE 206th Ter, NW 26th Ct, Oriental Blvd, NW 183rd Dr, NE 6th Pl, Sesame St, NW 29th Pl, NW 202nd Ln $137,000 $110,000 $150,000-$175,000 $69,000 $60,000 $75,000-$100,000
Sharar Ave, NW 191st Ln, NW 155th Ter, NW 34th Ct, Golden Glades Dr, NW 34th Ct, NW 178th Dr, NW 199th Ln, NW 204th Ter, NW 162nd Street Rd $134,500 $110,000 $100,000-$125,000 $121,500 $110,000 $100,000-$125,000

Choose the Best Miami Gardens, FL Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired Up to 499 Credit Score <$25,000 More than 3 Pets at home, Smoker $1,160
Unemployed 500-549 Credit Score No Income 1 Pet, Smoker $670
Part Time Job 650-699 Credit Score $25 to 50,000 2 Pets, Smoker $450

Choose the Right Deductible for your Miami Gardens, FL Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Florida $400 $790 $1,190 $650 $1,050 $140
Miami-Dade County, FL $1,000 $960 $1,460 $820 $1,820 $-360
Miami Gardens, FL $700 $770 $1,270 $650 $1,350 $-80
North Miami Beach, FL $400 $900 $1,300 $780 $1,180 $120
Fisher Island, FL $2,000 $460 $960 $380 $2,380 $-1,420
South Miami, FL $300 $1,500 $1,800 $1,240 $1,540 $260
Key Biscayne, FL $700 $1,800 $2,300 $1,520 $2,220 $80
Coral Springs-Margate, FL $100 $870 $970 $760 $860 $110
Hillsboro Beach, FL $2,500 $1,090 $1,590 $900 $3,400 $-1,810
Miami-Dade County, FL $200 $1,040 $1,240 $900 $1,100 $140
Manalapan, FL $2,500 $2,660 $3,160 $2,130 $4,630 $-1,470
Lakewood Gardens, FL $400 $850 $1,250 $690 $1,090 $160

Identify Top Home Insurance Agents near Miami Gardens, FL | Back to Top

Home Insurance Company Miami Gardens, FL Homeowners Insurance Agency Miami Gardens, FL Address Popularity Score Distance from Miami Gardens (miles)
Travelers Mendez & Associates 9953 Pines Blvd, Pembroke Pines, FL, 33024
4.6
Travelers Mendez & Associates 9953 Pines Blvd , Pembroke Pines, FL, 33024
4.6
Allstate Leo Gilling 12260 Sw 53rd St Ste 601b, Cooper City, FL, 33330
8.2
Allstate Alesia Gutierrez 400 E Hallandale Beach Blvd, Hallandale Beach, FL, 33009
6.7
Allstate Jesus Zacarias Abikarram 6966 Griffin Rd, Davie, FL, 33314
8.0
Travelers Florida State Insurance Professionals 2714 W Atlantic Blvd, Pompano Beach, FL, 33069
20.1
State Farm David Cooley 1531 S Cypress Rd, Pompano Beach, FL, 33060-9134
19.5
Travelers Brightway Insurance 5860 Flamingo Rd, Cooper City, FL, 33330
8.0
State Farm Colin Allen 6142 Miramar Pkwy Ste D, Miramar, FL, 33023-3932
3.2
Allstate Ron Shearouse 10011 Pines Blvd # E102, Pembroke Pines, FL, 33024
4.6

Compare Rates for Miami Gardens, FL Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Florida $170,800 $720 $560 $960 $400
Miami-Dade County, FL $221,900 $1,200 $940 $1,610 $670
Miami Gardens, FL $156,500 $720 $560 $960 $400
North Miami Beach, FL $167,100 $890 $690 $1,190 $500
Fisher Island, FL $114,600 $570 $440 $760 $320
South Miami, FL $355,200 $1,310 $1,020 $1,760 $740
Key Biscayne, FL $901,900 $1,980 $1,540 $2,650 $1,110
Coral Springs-Margate, FL $170,400 $920 $720 $1,230 $510
Hillsboro Beach, FL $351,200 $1,230 $960 $1,650 $690
Miami-Dade County, FL $221,900 $910 $710 $1,220 $510
Manalapan, FL $1,000,001 $2,200 $1,720 $2,950 $1,230
Lakewood Gardens, FL $151,000 $790 $620 $1,060 $440

Research Home Insurance Companies Reviews in Miami Gardens, FL Before Buying | Back to Top

Share a review on your home insurance company


Florida Farm Bureau Insurance Home Insurance Reviews

Date: December 31, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
its premium charges is much less than other companies it deductables is less compare to other companies in our state

Date: September 02, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
yes the company interacted with me and give more facilities and benefits for me

Date: August 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I like this company customer service.they clear all doubts and give more information

Date: May 14, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
when compared to the other insurance company it was better it gives high benefits and very good company

Date: May 03, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
I like this policy it was very helpful to me .it have more benefits and low interest

State Farm Home Insurance Reviews

Date: August 30, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Communication
I can communicate with the company via telephone, email, or mail. I can also do it via their web site. They make it easy to do so whichever way works for you.

Date: August 10, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Policy Offerings
If offers all the basics, fire, theft, liability. There are optional coverage for furs and computers and also if you have a home business. You can raise the limits and also raise the deductible to save money. It is your standard home owners policy I've had for years.


Date: July 24, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
They offer great customer service at least when I contacted them. They respond within minutes and are always very helpful.

Date: June 14, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
The website is easy to use. It is bright and cheery. There is always help available in case you need it. You can pay your bill, look at new products or even contact your agent if you need to.

Date: June 08, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
The premium is probably a bit higher than most other companies. I get multi product discounts. I've used the same agent for years and am comfortable with them.

USAA Home Insurance Reviews

Date: April 15, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I don't know what other insurance companies offer as far as premiums. I didn't price compare because I was satisfied with my car insurance so I used them for home insurance.

Date: April 09, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
I have been very satisifed with USAA. They have been responsive to my needs and assisted me with any claims or other concerns I have had. I will continue with them.

Date: January 28, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
USAA has the best home insurance, they are so easy to work with and always has the best deals. I will never switch my insurance company ever!

Date: November 23, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
USAA provides all of the necessary components for an outstanding insurance service. The Customer Service department is friendly, considerate and takes every step necessary to satisfy the customer. If they don't have the answer to your question, the will spend the necessary time and energy to find the answer and call you back. They don't quit working the issues until they are satisfied that the customer is satisfied. For the customer service alone, we would give them a rating of 5.

Nationwide Home Insurance Reviews

Date: February 04, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
I have had no issue with what this company offers. Since they are a national company instead of a regional one, it seems like they can offer a lot broader coverage.


American Integrity Insurance Home Insurance Reviews

Date: January 17, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
It is a good company for the home because it facilitates the work for uchod and not so much that if it is also good for safety and the people who work here are very good, educated, responsible

Lenox Mutual Insurance Home Insurance Reviews

Date: November 03, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
Its site is very good we do online insurance, pay online premium, see policy detail

People's Trust Insurance Home Insurance Reviews

Date: January 26, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
We have had to call twice for claims and one time for a billing matter. All 3 times we recieved excellent customer service. The claimes were handled immediately with great care for our personal circumstances and the billing matter was resolved in a matter of minutes. I am very happy with this company.