Gavop shows you how to buy homeowners insurance in West Fargo, ND by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| West Fargo, ND - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 49 St S, Chrisan Blvd, 8th Ave, 36th Ave Pl E, Freedland Dr, 7th St W, Harvest Dr S, 34 Ave S, 52nd St S, Nyland Dr | $258,500 | $230,000 | $200,000-$250,000 | $145,000 | $120,000 | $100,000-$125,000 |
| 3rd Ave NW, Aquarius Dr, 8th Ave NW, Cty Rd 20, Baywood Dr, 2nd Street Ct, 9th Ave SW, 14 1/2 Ave E, 26th St NW, 13th Ave E | $99,000 | $90,000 | $75,000-$100,000 | $79,500 | $70,000 | $75,000-$100,000 |
| 10th Ave W, 41st St S, 7 1/2 St E, Buchanan St S, Park Dr, 1st Ave W, Park Dr, 11th Ave NW, 24 St S, 38 St S | $162,000 | $140,000 | $125,000-$150,000 | $96,500 | $90,000 | $75,000-$100,000 |
| 20 1/2 Ave E, Estate Dr S, 47th St SW, Bluestem Ct S, Evergreen Cir, 40th St S, 57 1/2 Th Ave N, 4th Ave E, Brooktree Park, Clubhouse Dr S | $281,500 | $260,000 | $250,000-$300,000 | $139,000 | $110,000 | $150,000-$175,000 |
| 36th St S, Sommerset Pl, Co Hwy 17, 46th St N, 52nd St SW, Hidden Ct, 5th St NW, Sheyenne River Way, Park Blvd, 37th Ave N | $245,000 | $210,000 | $250,000-$300,000 | $120,000 | $110,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$82 | $827 |
| Home and Two Car | -$155 | $755 |
| Home and Three Car | -$218 | $691 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cass County | $1,000 | $1,123 | $2,123 | $816 | $1,816 | $307 |
| West Fargo, ND | $2,500 | $898 | $3,398 | $653 | $3,153 | $246 |
| Warren, ND | $100 | $1,427 | $1,527 | $1,037 | $1,137 | $390 |
| Perley, MN | $700 | $600 | $1,300 | $436 | $1,136 | $164 |
| Highland Grove, MN | $400 | $1,164 | $1,564 | $846 | $1,246 | $318 |
| Sheldon, ND | $700 | $500 | $1,200 | $363 | $1,063 | $137 |
| Tower City, ND | $300 | $910 | $1,210 | $661 | $961 | $249 |
| Pelican, MN | $200 | $1,305 | $1,505 | $948 | $1,148 | $357 |
| Wild Rice, MN | $2,500 | $926 | $3,426 | $673 | $3,173 | $253 |
| Home Insurance Company West Fargo, ND | Homeowners Insurance Agency West Fargo, ND | Address | Popularity Score | Distance from West Fargo (miles) |
|---|---|---|---|---|
| State Farm | Renee Forde | 1202 23rd Street S, Fargo, ND, 58103-2951 | 4.2 | |
| State Farm | Jay Bartley | 3175 Sienna Dr S Ste 102, Fargo, ND, 58104-8910 | 2.9 | |
| Allstate | Corwin Insurance Agency | 222 40th St S, Fargo, ND, 58103 | 3.0 | |
| Travelers | Fmi Inc | 428 25th St S, Fargo, ND, 58103 | 4.2 | |
| Allstate | The Stocking Agency | 1404 33rd St S Ste E, Fargo, ND, 58103 | 3.5 | |
| State Farm | Thomas Jefferson | 3330 Fiechtner Dr S Ste 110, Fargo, ND, 58103-2321 | 3.5 | |
| Liberty Mutual Independent | Tci Insurance | 158 W Beaton Dr Ste 100, West Fargo, ND, 58078 | 0.6 | |
| Farmers | Loy Larson | 1815niversity Dr S, Fargo, ND, 58103 | 5.1 | |
| Liberty Mutual Independent | Tci Insurance | 158 W Beaton Drive West Fargo, West Fargo, ND, 58078 | 0.6 | |
| Liberty Mutual Independent | Warner And Company | 318 Broadway N, Fargo, ND, 58102 | 5.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Dakota | $174,100 | $1,147 | $810 | $1,580 | $770 |
| Cass County, ND | $198,100 | $1,136 | $820 | $1,570 | $750 |
| West Fargo, ND | $217,400 | $909 | $650 | $1,250 | $600 |
| Warren, ND | $276,800 | $1,444 | $1,040 | $1,980 | $940 |
| Perley, MN | $71,000 | $607 | $410 | $840 | $430 |
| Highland Grove, MN | $195,200 | $1,178 | $860 | $1,660 | $800 |
| Sheldon, ND | $33,900 | $506 | $360 | $720 | $360 |
| Tower City, ND | $113,600 | $921 | $620 | $1,310 | $690 |
| Pelican, MN | $243,900 | $1,321 | $950 | $1,840 | $890 |
| Wild Rice, MN | $131,300 | $937 | $670 | $1,290 | $620 |