Gavop tells you how to get the best homeowners insurance in Fentress County, TN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $84,000 | $80,000 | $50,000-$75,000 |
| 3 Bedroom | $128,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $93,500 | $90,000 | $100,000-$125,000 |
| 5 Bedroom | $140,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $639 |
| Superior Protection Discount | -$67 | $676 |
| Fire & Security Discount | -$52 | $691 |
| Hail Resistant Roof Discount | -$15 | $729 |
| Newly Constructed Home Discount | -$164 | $580 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fentress County | $1,000 | $734 | $1,734 | $534 | $1,534 | $201 |
| Fentress County, TN | $1,500 | $734 | $2,234 | $534 | $2,034 | $201 |
| Oneida, TN | $500 | $848 | $1,348 | $616 | $1,116 | $232 |
| Wartburg, TN | $2,500 | $812 | $3,312 | $590 | $3,090 | $222 |
| McCreary County, KY | $500 | $848 | $1,348 | $616 | $1,116 | $232 |
| Whitley City, KY | $700 | $512 | $1,212 | $372 | $1,072 | $140 |
| Mill Springs, KY | $200 | $780 | $980 | $567 | $767 | $213 |
| Jacksboro, TN | $2,000 | $1,034 | $3,034 | $752 | $2,752 | $283 |
| Bryan, KY | $300 | $761 | $1,061 | $553 | $853 | $208 |
| Campbell County, TN | $2,000 | $806 | $2,806 | $586 | $2,586 | $220 |
| Pleasant View, KY | $500 | $698 | $1,198 | $507 | $1,007 | $191 |
| Williamsburg, KY | $2,500 | $679 | $3,179 | $493 | $2,993 | $186 |
| Home Insurance Company Fentress County, TN | Homeowners Insurance Agency Fentress County, TN | Address | Popularity Score | Distance from Fentress County (miles) |
|---|---|---|---|---|
| State Farm | Lynn Ray | 240 W Central Ave, La Follette, TN, 37766-3523 | 45.0 | |
| State Farm | Scotty Dykes | 114 N Roane St, Harriman, TN, 37748-2017 | 37.2 | |
| Allstate | Cheek Insurance | 185 Moses Dr, Sparta, TN, 38583 | 43.0 | |
| State Farm | Tabatha Smith | 102 N 5th St Ste 5, La Follette, TN, 37766-2472 | 44.5 | |
| Farmers | John Thompson | 109 Cumberland Ln Ste 4, Jacksboro, TN, 37757 | 44.8 | |
| State Farm | Jt Turnbow | 107 S Washington Ave # A, Cookeville, TN, 38501-3547 | 34.9 | |
| Travelers | Brown Insurance Group Inc | 33 Whitehead Dr, Crossville, TN, 38555 | 27.1 | |
| Farmers | J Nate Maxwell | 251 S Willow Ave, Cookeville, TN, 38501 | 35.7 | |
| Allstate | The Swallows Agency | 480 Neal St Ste 100, Cookeville, TN, 38501 | 35.6 | |
| Liberty Mutual Independent | Herron Connell Insurance | 550 Tpke Ste A Oak Ridge, Oak Ridge, TN, 37830 | 46.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $720 | $1,440 | $720 |
| Fentress County, TN | $103,700 | $743 | $540 | $1,020 | $480 |
| Fentress County, TN | $103,700 | $743 | $540 | $1,050 | $510 |
| Oneida, TN | $96,900 | $858 | $570 | $1,180 | $610 |
| Wartburg, TN | $88,400 | $822 | $600 | $1,140 | $540 |
| McCreary County, KY | $61,300 | $858 | $590 | $1,180 | $590 |
| Whitley City, KY | $45,900 | $518 | $370 | $710 | $340 |
| Mill Springs, KY | $100,900 | $789 | $580 | $1,080 | $500 |
| Jacksboro, TN | $153,000 | $1,047 | $710 | $1,440 | $730 |
| Bryan, KY | $96,100 | $770 | $550 | $1,090 | $540 |
| Campbell County, TN | $92,700 | $816 | $600 | $1,150 | $550 |
| Pleasant View, KY | $81,600 | $706 | $480 | $1,010 | $530 |
| Williamsburg, KY | $88,900 | $687 | $490 | $970 | $480 |