Gavop's guide to buying homeowners insurance in Kermit, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Kermit, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Bert St, S Pyote Ave, N Main St, E Campbell St, Maple, Hendricks St, N Oak St, S Stanolind Rd, Halley St, S Elm St | $96,500 | $90,000 | $100,000-$125,000 | $77,500 | $70,000 | $75,000-$100,000 |
| Raylan Ave, N Ray Orbison Dr, Robinson St, Mexico Ave, Bert St, Kermit St, N Pine St, State Hwy 115, Madison St, E Plaza Ave | $83,000 | $80,000 | $50,000-$75,000 | $57,000 | $50,000 | $50,000-$75,000 |
| N Ave B, S Park Ave, State Hwy 18, State Hwy 115, Haley Ranch Rd, N Tornillo St, 7th St, N 12th St, Airport Rd, Andrews St | $112,000 | $90,000 | $100,000-$125,000 | $83,500 | $80,000 | $75,000-$100,000 |
| S Magnolia St, S Tornillo St, S State Hwy 115, N Orange St, S Sycamore St, N State Hwy 18, N Elm St, W Dallas Ave, Pine St, Wildcat Dr | $69,500 | $60,000 | $50,000-$75,000 | $44,500 | $40,000 | $25,000-$50,000 |
| Co Rd 101, Washington St, N Sycamore St, Rosemont Ave, S Ave H, S Mulberry St, W Campbell St, N Oaklawn Dr, N Walnut St, Myer Ln | $79,500 | $70,000 | $75,000-$100,000 | $47,500 | $40,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $780 |
| Superior Protection Discount | -$83 | $835 |
| Fire & Security Discount | -$92 | $825 |
| Hail Resistant Roof Discount | -$28 | $890 |
| Newly Constructed Home Discount | -$248 | $670 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,513 |
| Hail Damage | $4,524 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $15,884 |
| Home Insurance Company Kermit, TX | Homeowners Insurance Agency Kermit, TX | Address | Popularity Score | Distance from Kermit (miles) |
|---|---|---|---|---|
| State Farm | Barry Smith | 1050 N Dixie Blvd, Odessa, TX, 79761-2806 | 36.6 | |
| State Farm | Heather Buske | 5050 E University Blvd Ste 3, Odessa, TX, 79762-8100 | 39.0 | |
| State Farm | Filiberto Gonzales | 600 E 42nd St, Odessa, TX, 79762-7722 | 35.6 | |
| State Farm | Andrew Hernandez | 4401 N Grandview Ave, Odessa, TX, 79762-5311 | 36.9 | |
| Farmers | Kelin Jones | 1301 S Stockton Ave, Monahans, TX, 79756 | 22.8 | |
| State Farm | Noe Garcia | 2260 Linda Ave Ste 102, Odessa, TX, 79763-2665 | 33.8 | |
| State Farm | Mike Podzemny | 5007 Jbs Pkwy, Odessa, TX, 79762-8123 | 37.9 | |
| Travelers | Insource Insurance Group Llc | 5108 Wayland Dr, Odessa, TX, 79762 | 37.6 | |
| State Farm | Brandon Inman | 1300 S Stockton Ave, Monahans, TX, 79756-6027 | 22.8 | |
| State Farm | Lynn Fisher | 201 S Main St, Andrews, TX, 79714-7123 | 38.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Winkler County, TX | $58,200 | $919 | $610 | $1,410 | $800 |
| Kermit, TX | $57,800 | $917 | $610 | $1,410 | $800 |
| Wink, TX | $63,300 | $1,324 | $870 | $2,040 | $1,170 |
| Pyote, TX | $60,000 | $1,304 | $860 | $2,010 | $1,150 |
| Barstow-Pyote, TX | $42,400 | $1,185 | $780 | $1,820 | $1,040 |
| Jal, NM | $71,500 | $663 | $450 | $950 | $500 |
| Andrews County, TX | $126,000 | $927 | $610 | $1,430 | $820 |
| Andrews North, TX | $136,400 | $1,662 | $1,100 | $2,560 | $1,460 |
| Odessa, TX | $130,000 | $1,476 | $970 | $2,270 | $1,300 |
| Andrews, TX | $131,700 | $939 | $620 | $1,450 | $830 |
| Barstow, TX | $25,600 | $1,054 | $700 | $1,620 | $920 |
| Crane County, TX | $81,500 | $1,015 | $670 | $1,560 | $890 |