Gavop shows you how to buy homeowners insurance in Bath, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bath, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Gay Gulf Rd, Cochrane Rd, Co Rd 10, E Washington St Exd, Spur Rd, Mountview Rd E, Telegraph Rd, Selleck Rd, Campfire Way, Big Pond Dr | $128,000 | $120,000 | $150,000-$175,000 | $63,500 | $60,000 | $50,000-$75,000 |
| Dove Ln, Chamberlain Rd, Cameron St, Dickson Dr, Haverling St, Geneva St, Round Lake Rd, Kniffen Rd, South St, Rumsey St | $102,000 | $90,000 | $100,000-$125,000 | $68,500 | $60,000 | $50,000-$75,000 |
| Old Hammondsport Rd, Wolf Run Rd, Wildflower Way, Quinn Rd, Robie St, Irish Hill Rd, Gratton Dr, Veterans Ave, Kettle Rd, Sonora Rd | $128,000 | $120,000 | $125,000-$150,000 | $66,500 | $60,000 | $75,000-$100,000 |
| San Juan Ave, Tucker Rd, E Steuben St, Juniper St, South Ave, Gibson St, Evergreen Path, Donald Ln, Shannon Rd, McGlynn Ln | $82,500 | $70,000 | $75,000-$100,000 | $63,000 | $60,000 | $75,000-$100,000 |
| Liberty St, Robie Rd, Woodstream Rd, Butternut Dr, W Wildflower Way, Liberty St, Ellas Ave, Perkins Pl, Longwell Ln, Culver Creek Rd | $78,500 | $70,000 | $50,000-$75,000 | $92,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$144 | $816 |
| Superior Protection Discount | -$86 | $874 |
| Fire & Security Discount | -$77 | $883 |
| Hail Resistant Roof Discount | -$29 | $931 |
| Newly Constructed Home Discount | -$202 | $758 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Steuben County | $1,500 | $1,201 | $2,701 | $873 | $2,373 | $328 |
| Bath, NY | $2,500 | $948 | $3,448 | $689 | $3,189 | $259 |
| Schuyler County, NY | $300 | $948 | $1,248 | $689 | $989 | $259 |
| Greenwood, NY | $1,000 | $583 | $1,583 | $424 | $1,424 | $159 |
| Canaseraga, NY | $400 | $610 | $1,010 | $443 | $843 | $167 |
| Veteran, NY | $2,000 | $614 | $2,614 | $446 | $2,446 | $168 |
| Horseheads North, NY | $100 | $671 | $771 | $488 | $588 | $183 |
| Potter, NY | $2,500 | $594 | $3,094 | $432 | $2,932 | $162 |
| Kysorville, NY | $2,000 | $622 | $2,622 | $452 | $2,452 | $170 |
| Silver Springs, NY | $200 | $589 | $789 | $428 | $628 | $161 |
| South Waverly, PA | $2,500 | $692 | $3,192 | $503 | $3,003 | $189 |
| Home Insurance Company Bath, NY | Homeowners Insurance Agency Bath, NY | Address | Popularity Score | Distance from Bath (miles) |
|---|---|---|---|---|
| Allstate | Jacob Sanabria | 65 E Main St, Avon, NY, 14414 | 46.1 | |
| Travelers | W J Farmer Insurance Agency Llc | 106c John St, Horseheads, NY, 14845 | 27.6 | |
| State Farm | Bill Pope | 291 S Hamilton St, Painted Post, NY, 14870-9782 | 16.1 | |
| Travelers | Lawrence Dye Inc | 73 Genesee St, Cuba, NY, 14727 | 49.8 | |
| Erie | John J Senka | 4 E Washington Street, Bath, NY, 14810 | 1.0 | |
| Travelers | John W Taggart & Son | 18 Pulteney Sq W Ste 101, Bath, NY, 14810 | 0.7 | |
| State Farm | Dave Palma | 176 Main St, Hornell, NY, 14843-1526 | 17.5 | |
| Travelers | Landon Agency | 15 Park Pl, Avon, NY, 14414 | 46.2 | |
| Travelers | Livingston Ins Agcy Inc | 4638 Genesee Street, Geneseo, NY, 14454 | 41.8 | |
| Travelers | Avon Insurance Agency | 49 Park Place, Avon, NY, 14414 | 46.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,610 | $820 |
| Steuben County, NY | $95,300 | $1,215 | $810 | $1,710 | $900 |
| Bath, NY | $83,900 | $960 | $660 | $1,320 | $660 |
| Schuyler County, NY | $114,700 | $960 | $640 | $1,370 | $730 |
| Greenwood, NY | $90,300 | $590 | $410 | $820 | $410 |
| Canaseraga, NY | $52,000 | $617 | $450 | $860 | $410 |
| Veteran, NY | $135,800 | $621 | $440 | $860 | $420 |
| Horseheads North, NY | $167,200 | $679 | $470 | $960 | $490 |
| Potter, NY | $117,300 | $601 | $430 | $850 | $420 |
| Kysorville, NY | $44,000 | $630 | $450 | $890 | $440 |
| Silver Springs, NY | $73,200 | $596 | $410 | $840 | $430 |
| South Waverly, PA | $147,200 | $700 | $480 | $970 | $490 |