Gavop's guide to buying homeowners insurance in Kane, IA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Kane, IA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sunnywood Ave, N 41st St, Mill St, Linn Ave, 14th Ave, Wendy Heights Rd, 17th Ave, McGee Ave, Oak Ridge View Cir, Avenue N | $133,500 | $110,000 | $125,000-$150,000 | $175,000 | $150,000 | $125,000-$150,000 |
| Wilson Ave, Grapevine Ln, Ave L, S 21st St, 25th Ave, N 26th St, Spencer Cir, Forest Dr, Stahl Ave, Ave O | $106,000 | $90,000 | $100,000-$125,000 | $106,000 | $90,000 | $100,000-$125,000 |
| N 16th St, Ethel Ln, N 31st St, Bonham St, Marshall Ave, Kimball Ave, Burr Oak Rd, N 14th St, Co Rd 988, S 16th St | $99,000 | $80,000 | $75,000-$100,000 | $180,500 | $170,000 | $150,000-$175,000 |
| Pine St, Thallas St, W Pierce St, Bonnie Brae Cir, Delong Ave, Ridgeview Rd, Lime Kiln Rd, Ave R, Kimberly Dr, Ridge St | $157,000 | $130,000 | $125,000-$150,000 | $176,000 | $150,000 | $150,000-$175,000 |
| 15th Ave, N 37th St, Baughn St, Oakland Ave, US Hwy 375, S 18th St, Woodbury Cir, S 22nd St, Logan St, Water Dept Access Rd | $90,500 | $80,000 | $100,000-$125,000 | $136,500 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $580 |
| Superior Protection Discount | -$68 | $614 |
| Fire & Security Discount | -$55 | $628 |
| Hail Resistant Roof Discount | -$14 | $669 |
| Newly Constructed Home Discount | -$191 | $491 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pottawattamie County | $2,000 | $783 | $2,783 | $569 | $2,569 | $214 |
| Kane, IA | $2,500 | $674 | $3,174 | $490 | $2,990 | $184 |
| Cedar Creek, NE | $300 | $1,597 | $1,897 | $1,160 | $1,460 | $436 |
| West Rock Bluff, NE | $2,000 | $1,294 | $3,294 | $941 | $2,941 | $354 |
| Liberty, NE | $500 | $1,600 | $2,100 | $1,162 | $1,662 | $437 |
| Westphalia, IA | $700 | $725 | $1,425 | $527 | $1,227 | $198 |
| Tipton, NE | $500 | $1,436 | $1,936 | $1,043 | $1,543 | $392 |
| Grant, IA | $700 | $600 | $1,300 | $436 | $1,136 | $164 |
| North Bluff, NE | $400 | $1,633 | $2,033 | $1,187 | $1,587 | $446 |
| Lancaster, NE | $2,500 | $1,939 | $4,439 | $1,409 | $3,909 | $530 |
| Home Insurance Company Kane, IA | Homeowners Insurance Agency Kane, IA | Address | Popularity Score | Distance from Kane (miles) |
|---|---|---|---|---|
| Allstate | Steve Cates | 2411 S 24th St Ste 3, Council Bluffs, IA, 51501 | 2.0 | |
| Travelers | Campbell Insurance Agency Inc | 103 North Avenue Suite 9, Council Bluffs, IA, 51503 | 1.9 | |
| Travelers | Accurate Insurance | 508 S Locust St, Glenwood, IA, 51534 | 16.7 | |
| State Farm | Judd Knispel | 1860 Madison Ave, Council Bluffs, IA, 51503 | 2.9 | |
| Farmers | Paula Sass | 2549 2nd Ave, Council Bluffs, IA, 51501 | 1.0 | |
| Travelers | Anchor Insurance Agency Inc | 1702 W Broadway 11, Council Bluffs, IA, 51501 | 0.3 | |
| State Farm | Lance Cornelius | 600 S Fremont St Ste 3, Shenandoah, IA, 51601-1675 | 42.9 | |
| State Farm | Marty Stavas | 10 N Locust St, Glenwood, IA, 51534-1724 | 16.3 | |
| State Farm | John Scott | 600 E Pierce St, Council Bluffs, IA, 51503 | 1.4 | |
| State Farm | Fred Hill | 2015 W Broadway Ste 5, Council Blfs, IA, 51501-3765 | 0.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,170 | $610 |
| Pottawattamie County, IA | $133,500 | $792 | $570 | $1,090 | $520 |
| Kane, IA | $109,100 | $683 | $460 | $940 | $480 |
| Cedar Creek, NE | $232,800 | $1,616 | $1,120 | $2,290 | $1,170 |
| West Rock Bluff, NE | $160,800 | $1,310 | $890 | $1,860 | $970 |
| Liberty, NE | $233,600 | $1,619 | $1,080 | $2,300 | $1,220 |
| Westphalia, IA | $109,000 | $734 | $530 | $1,030 | $500 |
| Tipton, NE | $192,200 | $1,453 | $970 | $2,050 | $1,080 |
| Grant, IA | $88,900 | $607 | $410 | $860 | $450 |
| North Bluff, NE | $242,800 | $1,653 | $1,110 | $2,330 | $1,220 |
| Lancaster, NE | $340,700 | $1,963 | $1,350 | $2,770 | $1,420 |