Gavop tells you how to get the best homeowners insurance in Elba, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Elba, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Trl End, Whisper Ridge Dr, Woodland Ct, Sherbrooke Ct, Hi-Hill Dr, Charbridge Arbor, Longview Dr, Sullivan Rd, Village West Dr S, Co Hwy 20 | $104,500 | $90,000 | $75,000-$100,000 | $222,500 | $210,000 | $250,000-$300,000 |
| Arlington Ct, B St, W Genesee St, Vasa Dr, Stewart Rd, N Jackson St, S Main St, Manchester Dr, S Shore Dr, Lake Lapeer Dr | $166,000 | $150,000 | $175,000-$200,000 | $143,500 | $120,000 | $100,000-$125,000 |
| Curtiss Dr, S Jackson St, Devonshire Dr, Grant Ct, Holly Lake Rd, Dewey St, Hardwick Dr, State St, Haverhill Dr, S Elm Grove Rd | $200,000 | $180,000 | $200,000-$250,000 | $302,000 | $280,000 | $300,000-$350,000 |
| W Park St, Gray Rd, S Washburn Rd, Pine Cone Dr, Beatty Dr, Hammond Rd, Hadley Rd, 3rd St, Greensway Blvd, W Genesee St | $154,500 | $140,000 | $125,000-$150,000 | $294,000 | $240,000 | $300,000-$350,000 |
| W Nepessing St, N Hayes Rd, Golf View Ln, Carriage Hill Cir, Harsen Rd, Demille Blvd, Lake Nepessing Rd, Jordyn Ct, Hunt Rd, Barry Dr | $235,500 | $190,000 | $250,000-$300,000 | $279,000 | $250,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $563 |
| Superior Protection Discount | -$68 | $610 |
| Fire & Security Discount | -$61 | $617 |
| Hail Resistant Roof Discount | -$20 | $658 |
| Newly Constructed Home Discount | -$169 | $508 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lapeer County | $1,500 | $763 | $2,263 | $554 | $2,054 | $208 |
| Elba, MI | $1,500 | $670 | $2,170 | $487 | $1,987 | $183 |
| Goodland, MI | $100 | $810 | $910 | $589 | $689 | $221 |
| Vassar, MI | $700 | $709 | $1,409 | $516 | $1,216 | $194 |
| Wolverine Lake, MI | $200 | $815 | $1,015 | $592 | $792 | $223 |
| Buena Vista, MI | $2,500 | $753 | $3,253 | $547 | $3,047 | $206 |
| Lyon charter, MI | $100 | $861 | $961 | $626 | $726 | $235 |
| Mount Clemens, MI | $700 | $642 | $1,342 | $467 | $1,167 | $176 |
| Pleasant Ridge, MI | $300 | $1,016 | $1,316 | $738 | $1,038 | $278 |
| Owosso charter, MI | $2,500 | $736 | $3,236 | $535 | $3,035 | $201 |
| Putnam, MI | $500 | $705 | $1,205 | $513 | $1,013 | $193 |
| Port Huron, MI | $2,000 | $653 | $2,653 | $474 | $2,474 | $178 |
| Home Insurance Company Elba, MI | Homeowners Insurance Agency Elba, MI | Address | Popularity Score | Distance from Elba (miles) |
|---|---|---|---|---|
| Farmers | Tanya Thornton | 7001 Orchard Lake Rd Ste 330, West Bloomfield, MI, 48322 | 33.2 | |
| Liberty Mutual Independent | Bergstrom Insurance Agency | 30701 W 10 Mile Rd Ste 400, Farmington Hills, MI, 48336 | 37.7 | |
| State Farm | Jeff Hunt | 4359 Wilder Rd, Bay City, MI, 48706-2207 | 48.6 | |
| Farmers | Cheryl Van Deusen | 292 S Broadway St Ste 2a-2b, Lake Orion, MI, 48362 | 18.0 | |
| State Farm | Melissa Schwartz | 5925 Meridian Blvd Ste 100, Brighton, MI, 48116-8068 | 38.6 | |
| Allstate | Rebecca L. Rusak | 131 W 13 Mile Rd, Madison Heights, MI, 48071 | 37.2 | |
| State Farm | Bill Nettle | 6447 Rochester Rd, Troy, MI, 48085-1306 | 30.8 | |
| State Farm | Pd Dandnaik | 24300 Joy Rd, Redford, MI, 48239-1216 | 45.9 | |
| State Farm | Dolapo Shodipo | 22516 Telegraph Rd, Southfield, MI, 48033-4107 | 39.1 | |
| State Farm | Kelly Frakes | 1313 A A Rd W, Plymouth, MI, 48170-2179 | 44.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,080 | $550 |
| Lapeer County, MI | $151,400 | $772 | $530 | $1,060 | $530 |
| Elba, MI | $160,400 | $678 | $470 | $970 | $500 |
| Goodland, MI | $170,200 | $820 | $550 | $1,170 | $620 |
| Vassar, MI | $98,600 | $718 | $520 | $1,030 | $510 |
| Wolverine Lake, MI | $174,100 | $825 | $590 | $1,150 | $560 |
| Buena Vista, MI | $43,000 | $762 | $510 | $1,060 | $550 |
| Lyon charter, MI | $300,100 | $872 | $590 | $1,210 | $620 |
| Mount Clemens, MI | $87,000 | $650 | $470 | $900 | $430 |
| Pleasant Ridge, MI | $295,900 | $1,028 | $710 | $1,410 | $700 |
| Owosso charter, MI | $115,300 | $745 | $500 | $1,070 | $570 |
| Putnam, MI | $193,100 | $714 | $520 | $1,020 | $500 |
| Port Huron, MI | $77,300 | $661 | $460 | $940 | $480 |