How Can I Make My Sioux City, IA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Sioux City, IA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Sioux City, IA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $73,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $105,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $217,500 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $134,500 | $120,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Sioux City, IA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $574 |
| Superior Protection Discount | -$69 | $622 |
| Fire & Security Discount | -$76 | $616 |
| Hail Resistant Roof Discount | -$21 | $671 |
| Newly Constructed Home Discount | -$180 | $512 |
Choose your Sioux City, IA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,464 |
| Hail Damage | $4,806 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,051 |
Identify Top Home Insurance Agents near Sioux City, IA | Back to Top
| Home Insurance Company Sioux City, IA | Homeowners Insurance Agency Sioux City, IA | Address | Popularity Score | Distance from Sioux City (miles) |
|---|---|---|---|---|
| State Farm | Angelo James | 1524 Pierce, Sioux City, IA, 51105-1246 | 1.1 | |
| Allstate | Jeffery Ahlers | 4617 Morningside Ave, Sioux City, IA, 51106 | 2.8 | |
| State Farm | Sterne Akin | 5704 Sunnybrook Dr, Sioux City, IA, 51106-4249 | 4.2 | |
| Allstate | Bill Hornbeck | 3162 Singing Hills Blvd, Sioux City, IA, 51106 | 4.3 | |
| State Farm | Bill Hanson | 302 Jones St Ste 120, Sioux City, IA, 51101-1342 | 0.6 | |
| State Farm | Kelly Ingenthron | 2701 Leech Ave, Sioux City, IA, 51106-1130 | 1.0 | |
| State Farm | Craig Wegner | 3815 Stadium Dr, Sioux City, IA, 51106-5167 | 4.0 | |
| State Farm | Doug Markworth | 920 Morningside Ave, Sioux City, IA, 51106-9533 | 1.6 | |
| State Farm | Derek Winkel | 4127 Gordon Dr, Sioux City, IA, 51106-1304 | 2.2 | |
| State Farm | Kevin Brandt | 915 Iowa Ave, Onawa, IA, 51040-1631 | 35.7 |
Compare Rates for Sioux City, IA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $600 | $1,140 | $540 |
| Plymouth County, IA | $150,200 | $727 | $490 | $1,000 | $510 |
| Sioux City, IA | $103,400 | $692 | $460 | $950 | $490 |
| Hinton, IA | $165,300 | $905 | $620 | $1,290 | $670 |
| Grange, IA | $285,400 | $1,125 | $770 | $1,600 | $830 |
| Ottercreek, NE | $148,400 | $1,249 | $840 | $1,740 | $900 |
| Wolf Creek, IA | $187,500 | $955 | $700 | $1,350 | $650 |
| Dixon County, NE | $87,600 | $764 | $520 | $1,090 | $570 |
| Decatur, NE | $79,500 | $860 | $580 | $1,180 | $600 |
| Blencoe, IA | $58,900 | $509 | $360 | $720 | $360 |
| Hull, IA | $140,000 | $837 | $570 | $1,160 | $590 |
| Pitcher, IA | $79,900 | $613 | $410 | $850 | $440 |
Research Home Insurance Companies Reviews in Sioux City, IA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: September 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
The customer service is above average. My calls and emails are returned pretty promptly and my agent gets in touch if she needs anything from me. Fortunately I have not had to use customer service for anything major.
Date: June 20, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Customer Service
They are always great that whenever we call they are connected and also friendly.
They are good
USAA Home Insurance Reviews
Date: October 21, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Communication
Good overall customer service. Friendly employees that talk to me and are pretty quick in responding to me.
Progressive Home Insurance Reviews
Date: July 24, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
I have had no issues with my overall deductible; however, I do feel my premium increase over the years seems to be unfairly calculated.
GEICO Home Insurance Reviews
Date: February 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
They are hard to get ahold of on the phone and often do not return calls, after they need to check on information you have provided.
Homeowner's Choice Home Insurance Reviews
Date: November 12, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
Home insurance is good for bundling with auto insurance. It covers the house expenses and protects the belongings.
State Farm Home Insurance Reviews
Date: November 25, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I would say 5 again. From what I know, my company offers very extensive coverage, which I find helpful as I live in California and need to worry about wildfires and earthquakes.
Farmer's Insurance Home Insurance Reviews
Date: August 12, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
Farmers insurance is a great company.My experience with them has been great. Their premium was much lower than that of the competitors and fortunately they also offered great coverage.