Gavop shows you how to buy homeowners insurance in Truth or Consequences, NM by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Truth or Consequences, NM - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Johnson Rd, City St, San Andres, W 6th Ave, Corona St, E 66th St, Rio Grande Cir, Main St, Hare Dr, E Joffre St | $161,000 | $150,000 | $125,000-$150,000 | $181,500 | $150,000 | $175,000-$200,000 |
| Two Counties Rd, N Magnolia St, Juh Trl, Lower Cuchillo Creek Rd, Co Rd 74, Chaparel Ave, Yapple Canyon Rd, Co Rd Bo73, Arrowhead Rd, Date St | $126,500 | $110,000 | $125,000-$150,000 | $269,000 | $240,000 | $250,000-$300,000 |
| North St, Country Club Rd, Barton St, Madeline St, Jade Loop, Ridge Rd, Paloma Blanca Rd, E 2nd Ave, Carter St, E Garnett St | $109,500 | $100,000 | $100,000-$125,000 | $106,000 | $100,000 | $100,000-$125,000 |
| Rio Grande Ave, W 9th Ave, Pima Rd, Ore St, Doris Ave, Garnett St, Victorio Trl, Co Rd Bo77, Tungsten St, Sparrow Rd | $79,500 | $70,000 | $75,000-$100,000 | $181,500 | $160,000 | $150,000-$175,000 |
| Cam Encantado, Co Rd Co18, Jewell St, Co Rd Bo18, Huron Dr, Tingley St, Striper Ln, State Hwy 152, Cuchillo Creek Rd, Marshall St | $163,000 | $150,000 | $175,000-$200,000 | $197,000 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$100 | $526 |
| Superior Protection Discount | -$63 | $563 |
| Fire & Security Discount | -$69 | $557 |
| Hail Resistant Roof Discount | -$19 | $607 |
| Newly Constructed Home Discount | -$156 | $469 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sierra County | $1,500 | $675 | $2,175 | $491 | $1,991 | $185 |
| Truth or Consequences, NM | $700 | $618 | $1,318 | $449 | $1,149 | $169 |
| Williamsburg, NM | $1,500 | $651 | $2,151 | $473 | $1,973 | $178 |
| Truth or Consequences East, NM | $100 | $698 | $798 | $507 | $607 | $191 |
| Truth or Consequences West, NM | $2,000 | $801 | $2,801 | $582 | $2,582 | $219 |
| Home Insurance Company Truth or Consequences, NM | Homeowners Insurance Agency Truth or Consequences, NM | Address | Popularity Score | Distance from Truth or Consequences (miles) |
|---|---|---|---|---|
| Travelers | Hatch Insurance Agency | 121 E Hall Street, Hatch, NM, 87937 | 39.6 | |
| Travelers | Tucumcari General Ins Agency Inc | 304 S Foch St, Truth Or Consequences, NM, 87901 | 7.1 | |
| Liberty Mutual Independent | Adobe Insurance Agency | 304 S Foch St, T Or C, NM, 87901 | 7.1 | |
| Liberty Mutual Independent | Adobe Insurance Agency | 305 South Foch Truth Or Consequences, Truth Or Consequences, NM, 87901 | 7.1 | |
| Allstate | Leavitt Group Southwest Inc. | 602 N Date St T Or C, Truth Or Consequences, NM, 87901 | 6.6 | |
| Allstate | Leavitt Group Southwest Inc. | 602 N Date St, Truth Or Consequences, NM, 87901 | 6.6 | |
| State Farm | Mike Potia | 220 N Date St, T Or C, NM, 87901-2340 | 6.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Mexico | $163,900 | $870 | $600 | $1,240 | $640 |
| Sierra County, NM | $99,600 | $684 | $460 | $970 | $510 |
| Truth or Consequences, NM | $75,300 | $626 | $450 | $870 | $420 |
| Williamsburg, NM | $70,400 | $659 | $450 | $930 | $480 |
| Truth or Consequences East, NM | $87,800 | $706 | $480 | $1,000 | $520 |
| Truth or Consequences West, NM | $134,100 | $811 | $590 | $1,120 | $530 |