How Can I Make My Council Bluffs, IA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Council Bluffs, IA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Council Bluffs, IA Home Insurance Coverage Levels | Back to Top

Council Bluffs, IA - Neighbourhoods, Census Blocks & Streets 2 Bedroom 3 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Kathryn Dr, S 8th St, S 36th St, Frank St N, Berryhill Ave, Pebblestone Dr, Oak Ridge View Cir, Joslin Ave, N 23rd St, West Ave $138,000 $130,000 $125,000-$150,000 $209,500 $200,000 $200,000-$250,000
Forestview Ct, Fuller Ave, Portland St, Valley View Dr, North Ave, Canterbury Cir, Old Hwy 6, Manawa Center Dr, Pleasant St, Lime Kiln Rd $140,500 $110,000 $150,000-$175,000 $119,000 $100,000 $125,000-$150,000
Grove St, N 32nd St, Nebraska Ave, Mynster Springs Rd, Catalpa St, Rowe Cir, 21st Ave, Red Bud Ln, S Hill Cir, W Ferndale Dr $153,000 $130,000 $175,000-$200,000 $236,000 $200,000 $250,000-$300,000
River Rd, Knollwood Dr, N 13th St, Melanie Cir, W Graham Ave, Ivy Dr, Hawthorne Ave, Beal St, Elm St, Custer Ln $150,500 $140,000 $125,000-$150,000 $216,000 $180,000 $150,000-$175,000
Morningside Ave, N 7th St, S 10th St, Cherokee Ln, S 4th St, N 7th St, Harbor Ln, Cortez Ln, Oneida Cir, Chapel Ridge Ln $121,000 $100,000 $100,000-$125,000 $166,000 $150,000 $175,000-$200,000
Water Dept Access Rd, Cathy Ln, Old Lincoln Hwy, E Angle Ave, Oak Park Rd, 235th St, Upland Dr, 230th St, Hackberry Rd, Carson Ave $145,000 $140,000 $150,000-$175,000 $182,500 $150,000 $175,000-$200,000
W Washington Ave, Woodland Trl, Washboard Rd, N Main St, N 39th St, Dayan Dr, Bur Oak Rd, S 18th St, Graham Ave W, Wallace Ave $102,000 $90,000 $75,000-$100,000 $166,500 $140,000 $175,000-$200,000
29th Ave, Arbor Cir, Simms Ave, Ashley Ln, W Washington Ave, Gleason Ave, Horizon Dr, E South Omaha Bridge Rd, N 16th St, Crown Rd $135,500 $120,000 $100,000-$125,000 $169,500 $140,000 $175,000-$200,000
Wildwood Rd, Ethel Ln, School Hill Ave, S 35th St, Larchmont Dr, Hollywood Ave, S Exwy St, Spruce St, Sunshine Ln, Madison Ave $143,000 $110,000 $125,000-$150,000 $192,000 $170,000 $150,000-$175,000
Veterans Memorial Hwy, 205th St, Ave L, Virginia Hills Rd, Caribou Cir, 35th Ave W, Briarwood Dr, S 26th St, US Hwy 375, Baughn St $134,500 $110,000 $150,000-$175,000 $120,000 $100,000 $100,000-$125,000

Estimate your Savings with Home Insurance Discounts in Council Bluffs, IA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$133 $604
Superior Protection Discount -$66 $670
Fire & Security Discount -$66 $670
Hail Resistant Roof Discount -$22 $714
Newly Constructed Home Discount -$214 $523

Choose your Council Bluffs, IA Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,276
Physical Damage $2,295
Hail Damage $4,665
Wind Damage $6,114
Expensive Claims
Fire $45,123
Smoke $17,054

Identify Top Home Insurance Agents near Council Bluffs, IA | Back to Top

Home Insurance Company Council Bluffs, IA Homeowners Insurance Agency Council Bluffs, IA Address Popularity Score Distance from Council Bluffs (miles)
State Farm Scott Jensen 204 W 7th St, Atlantic, IA, 50022-1452
45.1
Allstate Steve Cates 2411 S 24th St Ste 3, Council Bluffs, IA, 51501
1.3
Travelers Campbell Insurance Agency Inc 103 North Avenue Suite 9, Council Bluffs, IA, 51503
2.6
Travelers Accurate Insurance 508 S Locust St, Glenwood, IA, 51534
14.8
State Farm Judd Knispel 1860 Madison Ave, Council Bluffs, IA, 51503
1.8
Travelers Accurate Insurance 508 S Locust St, Glenwood, IA, 51534
14.8
Farmers Paula Sass 2549 2nd Ave, Council Bluffs, IA, 51501
2.1
Travelers Anchor Insurance Agency Inc 1702 W Broadway 11, Council Bluffs, IA, 51501
1.8
State Farm Marty Stavas 10 N Locust St, Glenwood, IA, 51534-1724
14.4
State Farm Fred Hill 2015 W Broadway Ste 5, Council Blfs, IA, 51501-3765
1.9

Compare Rates for Council Bluffs, IA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Iowa $137,200 $829 $560 $1,170 $610
Pottawattamie County, IA $133,500 $792 $580 $1,090 $510
Council Bluffs, IA $115,800 $736 $540 $1,050 $510
Malvern, IA $117,300 $764 $560 $1,050 $490
Persia, IA $82,000 $623 $420 $850 $430
Clear Creek, NE $244,300 $1,659 $1,180 $2,290 $1,110
Murdock, NE $113,100 $1,061 $760 $1,470 $710
Boyer, IA $106,300 $724 $510 $990 $480
Nebraska City, NE $108,000 $867 $620 $1,200 $580
Montgomery County, IA $81,800 $578 $390 $800 $410
Richland, NE $140,300 $1,208 $810 $1,650 $840
Malmo, NE $111,400 $1,051 $760 $1,490 $730
Bear Grove, IA $113,300 $750 $500 $1,030 $530

Research Home Insurance Companies Reviews in Council Bluffs, IA Before Buying | Back to Top

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State Farm Home Insurance Reviews

Date: January 05, 2020    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
I think it's a very good company. I get great rates and its very affordable. The customer service is also impeccable. I think it's a really good company overall.

Date: April 07, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Premium
My deductibles are reasonable. I think there are other other options out there, to lower premium - however it does not lower the premium by very much.

Date: February 15, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I have had no reason to file any claims on the policy, so I do not have any experience with that to this point, but the customer service was very good when the policy was being set up.

Farm Bureau Home Insurance Reviews

Date: July 14, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
FB has awesome customer service. Any time I have ever had a question or needed them, they have provided the information that I need.

Date: November 23, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I recently researched a few other companies on premiums and deductibles in case we did decide to switch (after having issues with our current company). I did find that ours was the cheapest of the ones I looked at. I didn't get to do as much research and look at as many companies as I would've liked, but out of what I've seen I am satisfied with our coverage.

Progressive Home Insurance Reviews

Date: October 10, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
Homeowners insurance protects your home and personal property against damage or loss. It insures you in case someone gets hurt while on your property.

Date: August 16, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
It has been easy to renew the insurance every year. I haven't had to deal with customer service, per say, since everything has been online. They do email to make sure that everything is on track and that my plan has been renewed, etc.

American Home Shield Home Insurance Reviews

Date: June 04, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Female

Customer Service
I have had this insurance for nineteen years and have never had a problem; I also have never had to make a claim

Allstate Home Insurance Reviews

Date: July 25, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
Farmers has a split deductible that's applies to some loses, or a percentage deductible starting at 1% I like the fact that they have the umbrella policy.

Travelers Home Insurance Reviews

Date: November 09, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I've never dealt with Travelers' customer service - I deal with my agent/broker directly, they get the rates from the insurance company, so I can't say anything about Travelers customer service, because I've not had to do any claims yet.

Allied Insurance Home Insurance Reviews

Date: July 05, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
The service is good, have not had an issue with that. Whenever I call them they are very friendly and helpful.

GEICO Home Insurance Reviews

Date: August 10, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
the premium and deductible for my policy from my insurance company is fine, im happy with it and i think it would have been similar from another company.

Homesite Insurance Home Insurance Reviews

Date: October 15, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
This was the best and cheapest premium for my budget. it covered everything I needed plus more for almost half the price of what competitors wanted.

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