How Can I Make My San Francisco County, CA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in San Francisco County, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your San Francisco County, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $264,500 $230,000 $300,000-$350,000
2 Bedroom $459,000 $390,000 $500,000-$600,000
3 Bedroom $533,000 $500,000 $500,000-$600,000
4 Bedroom $1,221,500 $1,100,000 More than 10,000,000
5 Bedroom $1,241,000 $1,050,000 More than 10,000,000

Estimate your Savings with Home Insurance Discounts in San Francisco County, CA | Back to Top

This table lists savings for a median home value of $750,900 and an average premium of $5,692

Discount Type Premium After Discount
Multipolicy Discounts $5,293
Superior Protection Discount $4,895
Fire & Security Discounts $5,009

Choose the Right Deductible for your San Francisco County, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
California $100 $1,440 $1,540 $1,240 $1,340 $200
San Francisco County, CA $1,500 $1,710 $2,210 $1,420 $2,920 $-710
San Francisco County, CA $1,500 $1,450 $1,950 $1,250 $2,750 $-800
Fairfax, CA $200 $1,390 $1,590 $1,160 $1,360 $230
Larkspur, CA $2,000 $2,300 $2,800 $1,980 $3,980 $-1,180
Montara, CA $400 $1,660 $2,060 $1,460 $1,860 $200
Tiburon, CA $2,000 $2,550 $3,050 $2,210 $4,210 $-1,160
Berkeley, CA $300 $1,510 $1,810 $1,290 $1,590 $220
Emeryville, CA $2,000 $1,040 $1,540 $880 $2,880 $-1,340
East Richmond Heights, CA $300 $1,160 $1,460 $950 $1,250 $210
Bloomfield, CA $700 $1,810 $2,310 $1,440 $2,140 $170
Piedmont, CA $200 $2,210 $2,410 $1,820 $2,020 $390
Rohnert Park, CA $2,500 $930 $1,430 $780 $3,280 $-1,850

Identify Top Home Insurance Agents near San Francisco County, CA | Back to Top

Home Insurance Company San Francisco County, CA Homeowners Insurance Agency San Francisco County, CA Address Popularity Score Distance from San Francisco County (miles)
State Farm Lazena Kelly-Andrada 2517 Sacramento St Ste B, Berkeley, CA, 94702-2131
42.2
State Farm Nima Rad 435 Magnolia Ave Unit 1, Larkspur, CA, 94939-2034
30.7
Farmers Luz Cisneros 1250 45th St Ste 200, Emeryville, CA, 94608
41.6
Farmers Marcos Ramirez 2215 S El Camino Real Ste 201, San Mateo, CA, 94403
41.7
Allstate Daniel Bethancourt 628 2nd Ave Ste 310, Crockett, CA, 94525
49.6
Farmers Katherine Beckheyer 1104 S El Camino Real, San Mateo, CA, 94402
40.9
Farmers Douglas Gay 420 Appian Way, El Sobrante, CA, 94803
43.8
State Farm Sammy Yim 1419 Burlingame Ave Ste P, Burlingame, CA, 94010-4119
38.9
State Farm Mary Bayley 560 Park Street, Alameda, CA, 94501-6233
43.0
Travelers Global General Insurance Services 683 Commercial St, San Francisco, CA, 94111
34.7

Compare Rates for San Francisco County, CA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $383,900 $1,230 $910 $1,670 $760
San Francisco County, CA $750,900 $1,650 $1,220 $2,240 $1,020
San Francisco County, CA $750,900 $1,880 $1,390 $2,560 $1,170
Fairfax, CA $677,700 $1,490 $1,100 $2,030 $930
Larkspur, CA $1,000,001 $2,200 $1,630 $2,990 $1,360
Montara, CA $726,600 $2,110 $1,560 $2,870 $1,310
Tiburon, CA $1,000,001 $2,800 $2,070 $3,810 $1,740
Berkeley, CA $690,800 $1,590 $1,180 $2,160 $980
Emeryville, CA $315,900 $1,260 $930 $1,710 $780
East Richmond Heights, CA $380,700 $1,870 $1,380 $2,540 $1,160
Bloomfield, CA $453,300 $1,450 $1,070 $1,970 $900
Piedmont, CA $1,000,001 $2,600 $1,920 $3,540 $1,620
Rohnert Park, CA $322,000 $1,030 $760 $1,400 $640

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