Gavop's guide to buying homeowners insurance in Summerville, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Summerville, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cedar Ave, Rainbow Trl, Magnolia Ct, Buice Ln, Bargain Ln, Commerce St, Henly St, Ralph Stanley Dr, NW Congress St, Scoggins Trl | $79,500 | $70,000 | $75,000-$100,000 | $89,500 | $80,000 | $100,000-$125,000 |
| 4th St, Mc Kenzie Ave, Bradford Dr, Ridgeview Dr, Sara Jane Ln, Hartline St, Pink Dogwood Ln, Marble Spring Rd, Ellenburg Subdivision, Lake Wanda Revta Rd | $65,500 | $50,000 | $50,000-$75,000 | $70,000 | $60,000 | $50,000-$75,000 |
| Given St, Lyerly St, University St, Ramey St, Saratoga Way, Highland Ave, Back Penn Rd, Curran St, Marjorie Dr, W Washington St | $90,000 | $80,000 | $75,000-$100,000 | $83,500 | $70,000 | $50,000-$75,000 |
| Hankins Dr, Rains Dr, Colt Ln, McClain St, Elm St, Martin Dairy Rd, Dandelion Dr, Frontier Cir, Stallion Dr, Jarrett Rd | $102,000 | $100,000 | $75,000-$100,000 | $65,500 | $60,000 | $50,000-$75,000 |
| Verbena Ln, Hammond Cir, James St, Susie Ln, Ridgecrest Dr, Hix St, Elizabeth St, Y St, Saunders Rd, 3rd St | $67,500 | $60,000 | $50,000-$75,000 | $43,000 | $40,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$89 | $502 |
| Superior Protection Discount | -$53 | $537 |
| Fire & Security Discount | -$41 | $549 |
| Hail Resistant Roof Discount | -$12 | $579 |
| Newly Constructed Home Discount | -$148 | $443 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,440 |
| Hail Damage | $4,665 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,051 |
| Home Insurance Company Summerville, GA | Homeowners Insurance Agency Summerville, GA | Address | Popularity Score | Distance from Summerville (miles) |
|---|---|---|---|---|
| State Farm | Matt Mayfield | 12064 S Main St, Trenton, GA, 30752-2823 | 27.9 | |
| Travelers | Harry Daniel Insurance | 15 South Gilmer St, Cartersville, GA, 30120 | 39.1 | |
| State Farm | Thomas Dudek | 6790 Highway 92 Ste 100, Acworth, GA, 30102-2593 | 49.6 | |
| Travelers | Garner & Glover Company | 135 E Eighth Ave, Rome, GA, 30161 | 19.3 | |
| Allstate | Heather Napier | 240 Cove Rd Ste C, Chickamauga, GA, 30707 | 26.9 | |
| State Farm | Andy Burris | 107 W Main St, Cartersville, GA, 30120-3507 | 39.0 | |
| Allstate | Sharon Love | 607 Sheridan Ave, Dalton, GA, 30721 | 30.4 | |
| State Farm | Grover Lunsford | 972 Highway 53 West Sw, Calhoun, GA, 30701-7717 | 25.4 | |
| State Farm | Julie Svardh | 1515 Dean Ave Se, Rome, GA, 30161-7103 | 20.8 | |
| Travelers | Silverleaf Insurance Agency Llc | 300 N Fifth Ave, Rome, GA, 30165 | 18.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $730 | $1,410 | $680 |
| Chattooga County, GA | $68,500 | $835 | $590 | $1,150 | $560 |
| Summerville, GA | $81,800 | $591 | $430 | $830 | $400 |
| Cedar Bluff, AL | $89,600 | $923 | $670 | $1,270 | $600 |
| Casey Springs, GA | $74,500 | $827 | $570 | $1,170 | $600 |
| Chattanooga Valley, GA | $94,800 | $666 | $450 | $930 | $480 |
| Bridgeport, AL | $102,800 | $1,006 | $730 | $1,380 | $650 |
| Crossville, AL | $67,800 | $647 | $470 | $890 | $420 |
| Piedmont, AL | $80,300 | $722 | $520 | $1,030 | $510 |
| Stevenson, AL | $81,400 | $729 | $530 | $1,010 | $480 |
| Red Bank, TN | $131,700 | $827 | $570 | $1,170 | $600 |
| Carters Lake, GA | $143,800 | $804 | $570 | $1,140 | $570 |
| Yorkville, GA | $113,100 | $686 | $470 | $940 | $470 |