Gavop's guide to buying homeowners insurance in Blythewood, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $132,000 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $118,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $279,500 | $230,000 | $300,000-$350,000 |
| 5 Bedroom | $254,000 | $220,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $739 |
| Superior Protection Discount | -$88 | $792 |
| Fire & Security Discount | -$79 | $801 |
| Hail Resistant Roof Discount | -$26 | $854 |
| Newly Constructed Home Discount | -$176 | $704 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Richland County | $1,000 | $966 | $1,966 | $702 | $1,702 | $264 |
| Blythewood, SC | $1,500 | $870 | $2,370 | $632 | $2,132 | $238 |
| Irmo, SC | $400 | $987 | $1,387 | $718 | $1,118 | $270 |
| Kershaw County, SC | $700 | $795 | $1,495 | $578 | $1,278 | $217 |
| Chapin, SC | $2,500 | $1,033 | $3,533 | $751 | $3,251 | $282 |
| Sumter North, SC | $200 | $866 | $1,066 | $630 | $830 | $237 |
| Gilbert, SC | $1,500 | $905 | $2,405 | $657 | $2,157 | $247 |
| Bethune, SC | $100 | $576 | $676 | $419 | $519 | $157 |
| Batesburg-Leesville, SC | $2,500 | $792 | $3,292 | $576 | $3,076 | $216 |
| Perry, SC | $1,500 | $587 | $2,087 | $426 | $1,926 | $160 |
| Home Insurance Company Blythewood, SC | Homeowners Insurance Agency Blythewood, SC | Address | Popularity Score | Distance from Blythewood (miles) |
|---|---|---|---|---|
| Allstate | Eric Loebs | 6911 N Trenholm Rd Ste 6, Columbia, SC, 29206 | 9.8 | |
| Nationwide | Tonya D Parks | 9300 Two Notch Rd -N, Columbia, SC, 29223 | 7.2 | |
| State Farm | Gregory Nicholas | 8006 Garners Ferry Rd Ste E, Columbia, SC, 29209-5146 | 17.1 | |
| Travelers | Palmetto Financial Consultants | 111 E Library Hill Ln, Lexington, SC, 29072 | 22.6 | |
| State Farm | Marilyn Wilson | 10201 Two Notch Rd, Columbia, SC, 29229-4387 | 6.5 | |
| State Farm | Larry Dibiase | 2043 W Dekalb St, Camden, SC, 29020-2094 | 17.5 | |
| Travelers | Irmo Insurance Agency Inc | 1345 Lake Murray Blvd, Irmo, SC, 29063 | 16.5 | |
| Liberty Mutual Independent | Greater South Agency | 5309 N Trenholm Rd, Columbia, SC, 29206 | 12.5 | |
| Allstate | Richard Parker | 9400 Two Notch Rd Ste A, Columbia, SC, 29223 | 7.0 | |
| State Farm | Trey Webb | Ste 10 111 Sparkleberry Crossing Rd, Columbia, SC, 29229-8621 | 8.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $660 | $1,410 | $750 |
| Richland County, SC | $154,100 | $977 | $710 | $1,400 | $690 |
| Blythewood, SC | $200,700 | $880 | $630 | $1,210 | $580 |
| Irmo, SC | $158,500 | $999 | $680 | $1,370 | $690 |
| Kershaw County, SC | $121,200 | $805 | $590 | $1,110 | $520 |
| Chapin, SC | $263,400 | $1,046 | $760 | $1,490 | $730 |
| Sumter North, SC | $129,000 | $877 | $640 | $1,250 | $610 |
| Gilbert, SC | $168,300 | $916 | $670 | $1,250 | $580 |
| Bethune, SC | $85,000 | $583 | $410 | $820 | $410 |
| Batesburg-Leesville, SC | $89,500 | $802 | $550 | $1,140 | $590 |
| Perry, SC | $86,400 | $594 | $420 | $810 | $390 |