Gavop shows you how to buy homeowners insurance in Thomaston, CT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Thomaston, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lattin Hill Rd, Meadowbrook Dr, Sanford Ave, Marine St, Old Northfield Rd, Bradstreet Ave, Old Morris Rd, River St, Altair Ave, Tracy St | $158,500 | $130,000 | $150,000-$175,000 | $203,500 | $180,000 | $200,000-$250,000 |
| Twin Pond Rd, Branch Rd, Westover Hill Rd, Goodwin Ct, Gilbert St, Thompson Ter, Bayberry Dr, Ridgewood Acres, Ada Dr, Waterbury Rd | $189,000 | $150,000 | $200,000-$250,000 | $119,500 | $110,000 | $100,000-$125,000 |
| Twin Oaks Dr, Treadwell Ave, Grand St, Old Waterbury Rd, Warner Ln, Thomas Ave, View Dr, W Hillside Ave, Blue Trail Dr, Perrett Dr | $263,000 | $220,000 | $250,000-$300,000 | $160,000 | $150,000 | $175,000-$200,000 |
| Grove Hts, Moosehorn Rd, Innes Ave, Woodbridge Ln, Reynolds Bridge Rd, Hilltop Ave, Judson St, Dudley St, W Hill Rd, Gavin Pl | $181,000 | $150,000 | $175,000-$200,000 | $201,000 | $170,000 | $200,000-$250,000 |
| Gill Rd, Hickory Hill Rd, Old Branch Rd, Marthas Way, Ellen Ln, Valley View Rd, Pine Hill Rd, Bristol St, Walnut Hill Rd, Clay St | $254,000 | $240,000 | $200,000-$250,000 | $159,500 | $140,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$150 | $732 |
| Superior Protection Discount | -$88 | $794 |
| Fire & Security Discount | -$79 | $803 |
| Hail Resistant Roof Discount | -$26 | $856 |
| Newly Constructed Home Discount | -$212 | $670 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Litchfield County | $700 | $1,102 | $1,802 | $801 | $1,501 | $301 |
| Thomaston, CT | $2,500 | $871 | $3,371 | $633 | $3,133 | $238 |
| Burlington, CT | $200 | $967 | $1,167 | $702 | $902 | $264 |
| Hartford, CT | $1,000 | $874 | $1,874 | $635 | $1,635 | $239 |
| Dover, NY | $400 | $788 | $1,188 | $573 | $973 | $215 |
| North Granby, CT | $2,000 | $1,510 | $3,510 | $1,097 | $3,097 | $413 |
| Trumbull, CT | $400 | $1,436 | $1,836 | $1,044 | $1,444 | $392 |
| Ancram, NY | $2,500 | $1,060 | $3,560 | $770 | $3,270 | $290 |
| Longmeadow, MA | $400 | $923 | $1,323 | $671 | $1,071 | $252 |
| Chester, MA | $1,500 | $950 | $2,450 | $691 | $2,191 | $260 |
| Rhinebeck, NY | $500 | $938 | $1,438 | $681 | $1,181 | $256 |
| Rhinecliff, NY | $2,500 | $1,556 | $4,056 | $1,131 | $3,631 | $425 |
| Home Insurance Company Thomaston, CT | Homeowners Insurance Agency Thomaston, CT | Address | Popularity Score | Distance from Thomaston (miles) |
|---|---|---|---|---|
| Travelers | Roland Dumont Agency Inc | 985 Farmington Ave, Bristol, CT, 6011 | 9.8 | |
| Liberty Mutual Independent | Montagno Insurance Agency | 344 Robbins St, Waterbury, CT, 6708 | 7.9 | |
| Travelers | Milburn Insurance Group Llc | 750 Straits Tpke Ste 2f, Middlebury, CT, 6762 | 9.2 | |
| Allstate | Eric Grantz | 1496 Boston Post Rd Ste 3, Milford, CT, 6460 | 29.3 | |
| Liberty Mutual Independent | The Roland Dumont Agency | 985 Farmington Ave, Bristol, CT, 6010 | 9.8 | |
| Travelers | Colonair Insurance Agency Llc | 318 Main Street, Oakville, CT, 6779 | 5.3 | |
| Travelers | K L Smith Agency Llc | 1486 W Main St, Willimantic, CT, 6226 | 44.7 | |
| Nationwide | Ira J. Kaplan | 331 Meriden Rd, Waterbury, CT, 6705 | 9.1 | |
| State Farm | Mark Shumilla Casl, Clu, Chfc | 551 Wolcott Street, Waterbury, CT, 06705-1323 | 8.6 | |
| State Farm | Kevin Tabet | 111 High Ridge Rd, Stamford, CT, 06905-3813 | 47.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $860 | $1,790 | $930 |
| Litchfield County, CT | $250,100 | $1,115 | $810 | $1,580 | $770 |
| Thomaston, CT | $199,400 | $882 | $630 | $1,240 | $610 |
| Burlington, CT | $316,200 | $978 | $660 | $1,380 | $720 |
| Hartford, CT | $162,300 | $884 | $640 | $1,260 | $620 |
| Dover, NY | $248,300 | $798 | $530 | $1,140 | $610 |
| North Granby, CT | $368,400 | $1,528 | $1,080 | $2,090 | $1,010 |
| Trumbull, CT | $394,600 | $1,454 | $1,060 | $1,990 | $930 |
| Ancram, NY | $275,000 | $1,073 | $740 | $1,480 | $740 |
| Longmeadow, MA | $328,000 | $934 | $660 | $1,330 | $670 |
| Chester, MA | $204,800 | $962 | $660 | $1,370 | $710 |
| Rhinebeck, NY | $377,400 | $949 | $640 | $1,300 | $660 |
| Rhinecliff, NY | $363,600 | $1,575 | $1,120 | $2,250 | $1,130 |