Gavop's guide to buying homeowners insurance in Lafayette, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Lafayette, AR - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ouachita Road 167, Ouachita Road 396, Francis St, Co Rd 1, Skyline Dr SW, Ouachita Road 116, Ashton St SW, California Ave SW, Co Rd 70, Laurie St SW | $120,500 | $100,000 | $125,000-$150,000 | $79,000 | $70,000 | $50,000-$75,000 |
| Hawthorne Ave SW, Ouachita Road 165, Ouachita 561, N 2nd, el Paso Ave, Ouachita Road 184, Gibson, Goza St SW, Call St, Arch | $101,500 | $90,000 | $75,000-$100,000 | $84,000 | $70,000 | $75,000-$100,000 |
| W Ruby St, B Ave, Sanders St SE, Osage Ave SW, Haire St SW, Orange Ave SE, W Onyx St, Tate St SW, Chidester Rd, Caddo St SW | $165,500 | $140,000 | $175,000-$200,000 | $95,000 | $90,000 | $100,000-$125,000 |
| Co Rd 71, Country Club Rd, Ouachita Road 133, North St SW, Cedar St SW, Shady Oak Dr, Ouachita Road 456, Ouachita Road 101, Ruby St, Hurley St SW | $128,500 | $120,000 | $125,000-$150,000 | $63,000 | $50,000 | $50,000-$75,000 |
| S 5th St, Pin Oak, Ouachita Road 152, Bayou St, Mount Holly Rd, Elliott St, Co Rd 125, Ouachita Road 198, Ouachita Road 385, del Rio St | $83,500 | $70,000 | $50,000-$75,000 | $89,500 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $567 |
| Superior Protection Discount | -$70 | $630 |
| Fire & Security Discount | -$49 | $651 |
| Hail Resistant Roof Discount | -$14 | $686 |
| Newly Constructed Home Discount | -$140 | $560 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ouachita County | $700 | $695 | $1,395 | $505 | $1,205 | $190 |
| Lafayette, AR | $700 | $691 | $1,391 | $502 | $1,202 | $189 |
| Union County, AR | $100 | $854 | $954 | $620 | $720 | $233 |
| Thornton, AR | $700 | $744 | $1,444 | $541 | $1,241 | $203 |
| Waldo, AR | $400 | $825 | $1,225 | $600 | $1,000 | $225 |
| Magnolia, AR | $1,500 | $808 | $2,308 | $587 | $2,087 | $221 |
| Hermitage, AR | $400 | $770 | $1,170 | $559 | $959 | $210 |
| Kingsland, AR | $1,000 | $748 | $1,748 | $544 | $1,544 | $204 |
| Haynesville, LA | $2,500 | $864 | $3,364 | $628 | $3,128 | $236 |
| Bodcaw, AR | $100 | $804 | $904 | $584 | $684 | $220 |
| Mars Hill, AR | $2,000 | $931 | $2,931 | $676 | $2,676 | $254 |
| Home Insurance Company Lafayette, AR | Homeowners Insurance Agency Lafayette, AR | Address | Popularity Score | Distance from Lafayette (miles) |
|---|---|---|---|---|
| State Farm | Joey Cathey | 410a S Martin St, Warren, AR, 71671-3204 | 44.3 | |
| State Farm | Heather H Doucet | 500 W Avenue D St, Hope, AR, 71801-3329 | 45.9 | |
| State Farm | Jason Hardy | 600 W Main St, El Dorado, AR, 71730-5714 | 22.0 | |
| State Farm | Jim Boyette | 710 Ca Ave Sw, Camden, AR, 71701-4606 | 5.8 | |
| Farmers | Maria Delgado | 222 N Hervey St Ste C, Hope, AR, 71801 | 45.8 | |
| State Farm | David Bost | 2503 Pine St Ste 1, Arkadelphia, AR, 71923-4368 | 45.2 | |
| Farmers | Brett Hendricks | 416 W Main St Ste C, El Dorado, AR, 71730 | 22.1 | |
| State Farm | David Parker | 807 E 3rd St, Hope, AR, 71801-5504 | 44.9 | |
| State Farm | Lee Doucet | 116 W Main St, Prescott, AR, 71857-3605 | 38.0 | |
| State Farm | Diann Epps | 353 Jefferson St Sw, Camden, AR, 71701-3947 | 5.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $740 | $1,540 | $800 |
| Ouachita County, AR | $67,900 | $704 | $510 | $990 | $480 |
| Lafayette, AR | $67,000 | $700 | $510 | $1,000 | $490 |
| Union County, AR | $79,900 | $864 | $590 | $1,190 | $600 |
| Thornton, AR | $52,200 | $753 | $530 | $1,030 | $500 |
| Waldo, AR | $67,300 | $835 | $580 | $1,180 | $600 |
| Magnolia, AR | $94,500 | $818 | $590 | $1,160 | $570 |
| Hermitage, AR | $56,800 | $779 | $550 | $1,080 | $530 |
| Kingsland, AR | $52,800 | $757 | $520 | $1,070 | $550 |
| Haynesville, LA | $69,900 | $874 | $610 | $1,260 | $650 |
| Bodcaw, AR | $63,300 | $814 | $560 | $1,160 | $600 |
| Mars Hill, AR | $88,200 | $942 | $650 | $1,340 | $690 |