How Can I Make My Wilmore, KY Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Wilmore, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Wilmore, KY Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $71,500 $70,000 $75,000-$100,000
2 Bedroom $148,500 $120,000 $150,000-$175,000
3 Bedroom $137,500 $110,000 $125,000-$150,000
4 Bedroom $290,500 $280,000 $300,000-$350,000
5 Bedroom $521,500 $430,000 $500,000-$600,000

Estimate your Savings with Home Insurance Discounts in Wilmore, KY | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$146 $713
Superior Protection Discount -$86 $773
Fire & Security Discount -$94 $764
Hail Resistant Roof Discount -$26 $833
Newly Constructed Home Discount -$180 $678

Choose the Right Deductible for your Wilmore, KY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Jessamine County $1,500 $948 $2,448 $689 $2,189 $259
Wilmore, KY $1,500 $848 $2,348 $616 $2,116 $232
Lexington-Fayette Southwest, KY $200 $1,108 $1,308 $805 $1,005 $303
Lexington-Fayette Southeast, KY $2,500 $980 $3,480 $712 $3,212 $268
Midway, KY $400 $1,022 $1,422 $742 $1,142 $279
Scott County, KY $1,500 $964 $2,464 $700 $2,200 $263
Spencer County, KY $500 $885 $1,385 $643 $1,143 $242
Sandgap, KY $1,000 $685 $1,685 $498 $1,498 $187
Coxs Creek, KY $300 $834 $1,134 $606 $906 $228
Science Hill, KY $2,500 $823 $3,323 $598 $3,098 $225
Powell County, KY $100 $640 $740 $465 $565 $175
Corinth, KY $2,000 $749 $2,749 $544 $2,544 $205

Identify Top Home Insurance Agents near Wilmore, KY | Back to Top

Home Insurance Company Wilmore, KY Homeowners Insurance Agency Wilmore, KY Address Popularity Score Distance from Wilmore (miles)
Travelers Strong Agency Llc 80 Codell Dr Ste 120, Lexington, KY, 40509
15.9
Travelers Downey Insurance Group Inc 35 S Main St, New Castle, KY, 40050
48.6
Travelers Truepoint Insurance Group 6287 Taylorsville Rd, Ste 203 , Fisherville, KY, 40023
46.1
Allstate Rebecca Turner 218 N Main St, Nicholasville, KY, 40356
5.4
Liberty Mutual Independent The Randolph Scott Insurance Agency 1025 Dove Run Rd Ste 302, Lexington, KY, 40502
13.5
State Farm Steve Page 626 Edgewood Dr, Nicholasville, KY, 40356-2261
3.9
Travelers Harris Insurance Inc 335 Frankfort Rd, Shelbyville, KY, 40065
38.4
State Farm Stan Simmons 1080 Bypass S Unit 1, Lawrenceburg, KY, 40342-9094
17.7
Travelers Morris Insurance Inc 218 Main St, Paris, KY, 40361
33.6
State Farm Robert Goh 193 Frankfort St, Versailles, KY, 40383-1162
14.9

Compare Rates for Wilmore, KY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $650 $1,230 $580
Jessamine County, KY $164,300 $959 $700 $1,320 $620
Wilmore, KY $173,200 $858 $620 $1,180 $560
Lexington-Fayette Southwest, KY $215,100 $1,121 $800 $1,590 $790
Lexington-Fayette Southeast, KY $161,800 $992 $700 $1,370 $670
Midway, KY $177,800 $1,034 $750 $1,480 $730
Scott County, KY $170,800 $975 $690 $1,340 $650
Spencer County, KY $190,900 $895 $640 $1,240 $600
Sandgap, KY $78,900 $693 $460 $960 $500
Coxs Creek, KY $166,800 $844 $570 $1,190 $620
Science Hill, KY $112,000 $833 $570 $1,190 $620
Powell County, KY $79,800 $648 $450 $930 $480
Corinth, KY $93,400 $758 $520 $1,080 $560